Ramrod Key Homes with Frame Construction

Ramrod Key Homes with Frame Construction

Welcome to Ramrod Key, a hidden gem nestled in the heart of the Florida Keys, Monroe County. This enchanting island offers a unique blend of natural beauty, vibrant marine life, and a laid-back island lifestyle that captures the essence of tropical living. With its stunning waterfront views, lush landscapes, and a warm community spirit, Ramrod Key is the perfect destination for those looking to escape the hustle and bustle of everyday life.

One of the standout features of homes in Ramrod Key is their frame construction. This building style is not only aesthetically pleasing but also practical, offering durability and resilience against the elements. Many of these homes are designed to maximize the breathtaking views of the surrounding waters, providing residents with a serene retreat right at their doorstep. Imagine waking up to the gentle sound of waves lapping against the shore and enjoying your morning coffee on a spacious deck, surrounded by the beauty of nature.

The island's prime location allows for easy access to a plethora of outdoor activities, including fishing, snorkeling, and kayaking. Whether you're exploring the vibrant coral reefs or simply soaking up the sun on a private beach, Ramrod Key offers endless opportunities for adventure and relaxation.

With a close-knit community and a variety of local amenities, including charming shops and delightful dining options, Ramrod Key is more than just a place to live; it’s a lifestyle. Discover your dream home in this idyllic paradise and immerse yourself in the tranquility of island living. Welcome to Ramrod Key, where your tropical dreams come true!

Newest Ramrod Key Homes with Frame Construction

27385 Saint Lucie Ln, Ramrod
$2,199,000
4 Beds ⋅ 3 Baths ⋅ 621763 MLS
Fully Furnished Tropical Keys Oasis - Waterfront Luxury Living Just unpack and start living the island life in this completely renovated, one-of-a-kind tropical oasis that rivals any luxury 5-star resort. Relax in the sparkling pool surrounded by lush, mature landscaping, including coconut palms, banana trees, mango trees and a Hass avocado tree. Vibrant bougainvillea archways create a stunning entry to one of the most exquisitely landscaped homes on the island. Outdoor living here is elevated to the next level and is perfect for entertaining. Enjoy 60 feet of waterfront with an expansive maintenance-free deck, a 15,000-lb boat lift and a drop dock perfect for swimming in the lagoon or launching kayaks. Inside, discover a beautiful 4-bedroom, 2.5-bath home featuring a chef's kitchen with a 6-burner gas stove, double farm sink, all-new stainless-steel appliances and a massive center island with abundant storage, so you can enjoy everyday luxury living. Gorgeous tile flooring flows throughout. The first floor offers three guest bedrooms, a stylishly renovated bath, a convenient half bath and a full laundry room with gas dryer. The spacious living room opens through triple sliding glass pocket doors to a screened porch secluded by palms, bringing your indoor living outdoors in the winter and ideal for morning coffee or dining al fresco year-round. Upstairs, the primary suite is a private retreat with panoramic water views, a custom walk-in closet and a spa-inspired bathroom with an oversized shower featuring six body jets, a handheld sprayer and a ceiling-mounted rain shower. Dual vanities and a lighted mirror complete this luxurious sanctuary. Additional features include: - Brand-new impact windows and doors throughout - Metal roof - Fully fenced backyard, perfect for pets and privacy - 300 sq. ft. storage room with impact windows and doors - Irrigation system - Propane gas - Endless on-demand gas water heater - And so much more!

27385 Saint Lucie Ln, Ramrod
27416 Cayman Ln, Ramrod
$999,000
2 Beds ⋅ 2 Baths ⋅ 621701 MLS
Your boat, your backyard, the Atlantic just beyond the canal. Welcome to Breezeswept Dockside Retreat, a turnkey waterfront home on Ramrod Key designed for those who want to make the most of the Florida Keys boating, fishing, and diving lifestyle. With no-bridge ocean and gulf access, this property puts the Lower Keys' renowned fishing grounds, Looe Key Reef, backcountry waters, sandbars, and nearby Picnic Island within reach. The 40' wide canal offers approximately 3' control depth, with a fuel stop and dive shop conveniently located at its north end. The waterfront setup is ready for your next adventure, featuring 60' of composite dockage (2022), a 14,000-lb boat lift, and a 6,000-lb boat lift (both 2022). Whether you're heading offshore to fish, exploring the reefs, or cruising the backcountry, your next day on the water starts right at home. Back on shore, relax in the private saltwater pool, entertain on the spacious deck, or unwind on the full-length covered verandah overlooking the canal. The open-concept living area connects indoor comfort with the outdoor setting, while tropical landscaping adds to the island feel. Offered fully furnished and turnkey, this home is ready for your personal Keys escape, full-time living, or vacation rental use. Features: Saltwater pool (2019); metal roof (2018); central A/C (2022); lower enclosure (2021); 28-day minimum rentals permitted; voluntary HOA. Wind/homeowners insurance under $7,000 annually, plus an assumable flood policy of $520. If your ideal Keys day starts with a boat ride and ends with a swim in your own pool, Breezeswept Dockside Retreat deserves a closer look.

27416 Cayman Ln, Ramrod
27398 Saint Vincent Ln, Ramrod
$995,000
2 Beds ⋅ 2 Baths ⋅ 621603 MLS
MOVE-IN-READY-FLORIDA KEYS WATERFRONT ON A 12,000 SF DOUBLE LOT FOR UNDER $1 MILLION! Meticulously maintained 2-bedroom, 2-bathroom home in desirable Breezeswept Beach Estates, featuring 60' of dockage, a 10,000 lb. boat lift, direct ocean/bay access & room for a pool! Situated on a 12,000 SF DOUBLE LOT (100' x 120'), currently held as one parcel, this property offers exceptional space & versatility. Move-in-ready home features 1,008 SF under air, 2,964 SF total, vaulted ceilings, open floor plan & an oversized screened outdoor living area overlooking tropical landscaping. Ideal for boating enthusiasts, the location provides convenient access to world-class fishing, diving, sandbars, open water, & dining. Improvements & storm protection features include a 2018 metal roof, Class A accordion shutters, energy-efficient windows & doors, painted cedar siding & generator hookup. Additional features include a downstairs storage enclosure, paved driveway, irrigation system, outdoor shower & storage shed. The expansive double lot provides room to expand the existing home, add a pool or explore subdividing the property & constructing an additional residence, subject to applicable approvals, ROGO allocation & permitting. Whether you're seeking a primary residence, seasonal retreat or waterfront investment, this property delivers a rare combination of boating access, land & future potential at an unbeatable price point! INSURANCE- Windstorm $4,498, Flood $999 (assumable), Homeowners $1,017

27398 Saint Vincent Ln, Ramrod
27416 Tobago Ln, Ramrod
$1,399,000
3 Beds ⋅ 2 Baths ⋅ 621530 MLS
**OPEN HOUSE | SUNDAY NOV. 1 FROM 11:00AM - 1:00PM** Welcome to 27416 Tobago Lane, where waterfront living and the Florida Keys lifestyle come together. This home offers open-water views and an abundance of indoor and outdoor spaces designed to make the most of island living. Boaters will appreciate the 10,000-lb boat lift and Jet Ski davit, while the fenced yard, lush tropical landscaping and multiple outdoor areas create your own private retreat. One of the home's most memorable features is the 3rd-story observation and sun deck. Take in the open-water views and ocean breeze during the day, then enjoy unobstructed stargazing and meteor showers at night. Tucked into the tropical landscaping you'll also discover a private meditation garden, orchid garden, mature fruit trees and a charming outdoor shower -- special spaces that give this property a personality all its own. Inside, high-end custom finishes and electric fireplaces add comfort and character, while an enclosed garage and oversized storage rooms provide the practical space that's so valuable in the Keys. Recent improvements include a 2025 A/C system along with a 2026 pool pump and saltwater system. Whether your perfect Keys day means heading out on the boat, relaxing by the pool, enjoying the gardens or ending the evening under the stars, 27416 Tobago Lane offers so many ways to enjoy life in the Florida Keys. Come see what makes this home special.

27416 Tobago Ln, Ramrod
27383 Saint Martin Ln, Ramrod
$1,399,000
4 Beds ⋅ 3 Baths ⋅ 621339 MLS
Offering twice the space and an exceptional waterfront lifestyle, this 4 bedroom, 3 bath Ramrod Key home offers 2,242 sq. ft. of living space on a 6,000 sq. ft. canal-front lot and includes the adjacent 6,000 sq. ft. lot, creating a combined 12,000 sq. ft. property with plenty of room to enjoy the Florida Keys lifestyle. Boaters will appreciate the 10,000 lb. boat lift, while brand-new Trex dock provides a fresh setting for days spent along the water. Designed with family and guests in mind, the main level features a welcoming living room with a fireplace and direct access to the rear deck overlooking the canal. A well-appointed kitchen is complemented by a conveniently located pantry and laundry area just off the kitchen, while a guest bedroom and full bath complete this level. Upstairs, the primary ensuite offers its own fireplace, creating a comfortable private retreat. Two additional guest bedrooms feature balcony access, while a bonus living room provides a versatile second gathering space with direct access to the upper rear deck. With waterfront decks extending from both living areas, the home makes it easy to transition from indoor living to the outdoors and enjoy the canal views. A spacious 2-car garage provides abundant room for vehicles, boating gear and recreational equipment, complemented by 658 sq. ft. of permitted downstairs storage. A metal roof installed in 2017 adds another notable feature to the home. Whether gathering across multiple living areas, relaxing on the waterfront decks or heading out by boat for a day on the water, this property offers the space and versatility to make the most of life in the Keys. With an adjacent lot included in the sale, generous storage and a layout made for spending time together, it is easy to see why the sellers describe it simply as ''the perfect family house.''

27383 Saint Martin Ln, Ramrod
333 Indies Rd, Ramrod
$2,795,000
4 Beds ⋅ 6 Baths ⋅ 621324 MLS
Spectacular sunset views from this custom-built, fully furnished 4-5 bedroom, 5½ bath oceanside home in beautiful Breeze Swept Beach Estates. Situated on an oversized 10,500 sq. ft. fenced lot, the property offers plenty of parking for boats, RV's, and jet skis. This custom home features 3,224 sq. ft. under air and an additional 1,276 sq. ft. of sunset and sunrise viewing decks, including a panoramic 360° view from the rooftop widow's walk. The expansive open-concept living, dining, and kitchen area features cathedral ceilings, creating a bright and inviting space. The updated kitchen boasts quartz countertops with a counter-to-ceiling quartz backsplash, stainless steel appliances including a gas range, and a whole-house maintenance-free Allini water purification system. Enjoy the custom indoor/outdoor sound system, 85' flat-screen TV, and private bathrooms in every bedroom. The office can easily be converted into a fifth bedroom, as it already includes its own full bath. Additional features include front and rear access stairs, covered porches overlooking the new custom pool with heater and chiller, PebbleTec pool finish, and a custom paver pool deck. The property is well-equipped for both comfort and boating with an elevated whole-house Kohler propane generator, garage, large storage area, custom rod racks, ice machine, outdoor shower, 9' x 60' concrete dock, 15,000 lb boat lift, shaded fish cleaning station, and an in-ground 1,000-gallon propane tank for all your propane needs. Other highlights include impact windows and doors, a fenced yard with multiple gates, covered parking, a covered outdoor bar and entertainment area, and a gas hookup for the BBQ grill. Enjoy direct deep-draft Atlantic Ocean access for the perfect day on the water. This stunning home is completely turnkey--just bring your T-shirts, shorts, and toothbrush and start enjoying the Keys lifestyle. Come see this exceptional property before it's gone. Easy and a pleasure

333 Indies Rd, Ramrod
273 Indies Rd, Ramrod
$949,000
2 Beds ⋅ 2 Baths ⋅ 620242 MLS
Welcome to this bright and modern 2-bedroom, 2-bath waterfront home in desirable Breezeswept Beach Estates on Ramrod Key, offering exceptional boating access and the best of the Lower Keys lifestyle. From your backyard, head straight out to the Atlantic with no bridges to navigate, or cruise through Niles Channel to access the Gulf, with approximately 40 feet of vertical clearance at the Niles Channel Bridge. Spend your days fishing, exploring the backcountry, or boating to beautiful nearby sandbars including Content Keys and Marvin Key. Completed by the builder in 2024, the home features quality construction including a metal roof, impact windows, new A/C, and durable Hardie board siding. The current owner, who was also the first to occupy the home, has since added thoughtful upgrades throughout, including a renovated kitchen and bathrooms, custom closets, and a fully fenced backyard that creates a private and inviting space for relaxing or entertaining. Inside, the home feels fresh, stylish, and completely move-in ready. Outside, enjoy peaceful sunset views over the salt ponds with no neighbors directly across the street, creating an open and tranquil setting. Located on Ramrod Key, you're just minutes from dining, shopping, and everyday conveniences while still enjoying the laid-back atmosphere that makes the Lower Keys so special. Whether your perfect day is spent offshore, at the sandbar, cruising to a waterfront restaurant, or relaxing at home for sunset, this property puts the Keys lifestyle right outside your door.

273 Indies Rd, Ramrod
27395 Saint Lucie Ln, Ramrod
$1,100,000
3 Beds ⋅ 2 Baths ⋅ 619645 MLS
Welcome to your piece of paradise in Breezeswept Beach Estates, where laid-back island living meets premier canal-frontage. From here, it's an easy cruise to open water--perfect for early morning fishing runs, sunset sails, or spontaneous sandbar days. Inside, this bright and breezy retreat has been thoughtfully updated with stainless steel appliances, sleek Silestone countertops, and warm hickory cabinetry--bringing that effortless coastal style to life. Step outside and the vibe continues: low-maintenance artificial turf and durable Trex decking, ready for paddleboards, kayaks, or just dangling your feet in the water. With 60 feet of concrete seawall, there's plenty of room to dock your boat and head out whenever the mood strikes. A two-car garage and generous downstairs storage mean all your gear--from fishing rods to beach cruisers-has its place. The fully fenced yard offers the perfect setting for private entertaining, backyard barbecues, and easy island nights under the stars. Breezeswept Beach Estates features a voluntary association that fosters a friendly, connected community and maintains a neighborhood website for just $25/year. The only thing missing...is you.

27395 Saint Lucie Ln, Ramrod
643 Indies Rd, Ramrod
$1,595,000
3 Beds ⋅ 2 Baths ⋅ 618915 MLS
Nestled on the picturesque shores of Ramrod Key, this stunning waterfront property is the epitome of tropical luxury. With 3 bedrooms, 2 bathrooms, and 2,229 square feet of thoughtfully designed living space, this home offers an ideal blend of comfort and high-end amenities on a spacious 9,000 square foot lot. Completely remodeled in 2018, including a new roof, this property is ready for immediate enjoyment. Step into an open-concept living area featuring 10-foot ceilings, while the master bedroom boasts soaring cathedral ceilings with beautiful whitewashed cypress, adding a coastal charm to the elegant interior. The kitchen is a chef's dream, featuring quartz countertops, cherry hardwood cabinets with self-closing doors, a gas cooktop, and a convection oven. The master bathroom includes a luxurious 6-foot jetted tub with an on-demand water heater, creating the perfect place to unwind. Outdoor living is equally impressive, with a heated pool, two tiki huts featuring custom bars, and a spacious wrap-around deck offering panoramic open-water and sunset views. Boaters will appreciate the property's 14,000-pound boat lift, excellent boating access, and 50-amp shore power along with RV hookup complete with sewer connection. Relax by the gas fire pit, pick fresh fruit from the yard, and entertain with ease thanks to the exterior and interior sound systems. This fenced property, perfect for pets, also includes underground power, Wi-Fi, a 50-amp RV hookup, and plenty of storage. For the avid angler there's a fish-cleaning station and an outdoor shower. Combining privacy, luxury, and functionality, this Ramrod Key Oceanside gem is a slice of paradise waiting to be enjoyed. Easy and fun to show!!!

643 Indies Rd, Ramrod
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