Ramrod Key Homes under $1.5 million

Ramrod Key Homes under $1.5 million

Welcome to Ramrod Key, a hidden gem nestled in the heart of the Florida Keys! This tranquil island, located in Monroe County, offers a unique blend of natural beauty, vibrant marine life, and a laid-back lifestyle that beckons both residents and vacationers alike. With its stunning waterfront views and lush tropical landscapes, Ramrod Key is the perfect escape for those seeking a serene slice of paradise.

Real estate opportunities abound in this picturesque locale, especially for those looking to invest in homes under $1.5 million. Whether you’re dreaming of a charming waterfront cottage or a modern family home with breathtaking sunset views, Ramrod Key has something to suit every taste. Many properties boast direct access to the crystal-clear waters, making it easy to indulge in a variety of water activities, from boating and fishing to kayaking and paddleboarding.

The community here is warm and welcoming, with a rich tapestry of local culture and friendly neighbors. Enjoy leisurely strolls along the scenic shores, or explore the nearby state parks and nature reserves, where you can immerse yourself in the natural wonders of the Keys. With a relaxed atmosphere and a strong sense of community, Ramrod Key is not just a place to live; it’s a lifestyle.

If you’re ready to discover your dream home in this idyllic island paradise, look no further than Ramrod Key. With homes available under $1.5 million, your slice of tropical bliss is more accessible than ever. Embrace the Keys lifestyle and make Ramrod Key your new home today!

Newest Ramrod Key Homes under $1.5 million

27383 Saint Martin Ln, Ramrod
$1,399,000
4 Beds ⋅ 3 Baths ⋅ 621339 MLS
Offering twice the space and an exceptional waterfront lifestyle, this 4 bedroom, 3 bath Ramrod Key home offers 2,242 sq. ft. of living space on a 6,000 sq. ft. canal-front lot and includes the adjacent 6,000 sq. ft. lot, creating a combined 12,000 sq. ft. property with plenty of room to enjoy the Florida Keys lifestyle. Boaters will appreciate the 10,000 lb. boat lift, while brand-new Trex dock provides a fresh setting for days spent along the water. Designed with family and guests in mind, the main level features a welcoming living room with a fireplace and direct access to the rear deck overlooking the canal. A well-appointed kitchen is complemented by a conveniently located pantry and laundry area just off the kitchen, while a guest bedroom and full bath complete this level. Upstairs, the primary ensuite offers its own fireplace, creating a comfortable private retreat. Two additional guest bedrooms feature balcony access, while a bonus living room provides a versatile second gathering space with direct access to the upper rear deck. With waterfront decks extending from both living areas, the home makes it easy to transition from indoor living to the outdoors and enjoy the canal views. A spacious 2-car garage provides abundant room for vehicles, boating gear and recreational equipment, complemented by 658 sq. ft. of permitted downstairs storage. A metal roof installed in 2017 adds another notable feature to the home. Whether gathering across multiple living areas, relaxing on the waterfront decks or heading out by boat for a day on the water, this property offers the space and versatility to make the most of life in the Keys. With an adjacent lot included in the sale, generous storage and a layout made for spending time together, it is easy to see why the sellers describe it simply as ''the perfect family house.''

27383 Saint Martin Ln, Ramrod
27334 Guadaloupe Ln, Ramrod
$1,099,000
3 Beds ⋅ 2 Baths ⋅ 621076 MLS
This waterfront home features impact windows and doors throughout, providing reliable security and peace of mind. Boating enthusiasts will appreciate the direct canal access with no bridges to open water, making it easy to head straight out for a day on the water. The canal-side setup includes a 30' long concrete dock, giving you a dedicated spot to tie up your boat right behind the house. Inside, the home boasts a light-filled 3-bedroom, 2-bathroom open layout designed for comfortable coastal living. The updated kitchen is a chef's delight, complete with granite countertops, stainless steel appliances, a Frigidaire gallery refrigerator, and a built-in wine rack. Additional interior highlights include a dedicated laundry room and a primary bathroom with a large soaking tub in the en-suite. Downstairs, you will find versatile utility and storage space perfect for keeping all your gear organized. Nestled in the desirable island neighborhood of Breezeswept Estates on Ramrod Key, this home offers an authentic Florida Keys lifestyle with direct access to crystal-clear waters, world-class diving, snorkeling, and premier fishing. Launch with ease from a public boat ramp less than two miles away, and spend your weekends exploring popular nearby sandbars. After a day on the water, take a quick walk or bike ride to several local restaurants. This location seamlessly combines quiet neighborhood charm with unbeatable access to the best marine adventures in the Keys.

27334 Guadaloupe Ln, Ramrod
27374 Guadaloupe Ln, Ramrod
$1,469,000
3 Beds ⋅ 3 Baths ⋅ 620954 MLS
*Construction process underway. Expected completion November/December 2026 Embrace the ultimate Keys lifestyle in this spacious 1,500 sqft home, ideally situated along a boating canal in the Lower Florida Keys, and close to Key West! Tucked away in a quiet, peaceful neighborhood. Inside, the home features generous living space, providing ample room to stretch out and make it your own. Indoor-outdoor living is at its best here, with a private swimming pool just steps from the back door--perfect for unwinding after a day on the water or enjoying sunny Florida afternoons. For boaters, the canal location offers easy water access, along with the convenience of a 10,000-pound boat lift to safely store your boat out of the water. After a day of fishing, cruising, or exploring, dock your vessel with ease and relax as you take in the beautiful waterfront views. Or stay on the screened in covered porch and enjoy the Keys breeze! The roughly 1100 sqft garage/lower enclosure offers abundant storage space for all your tools, pool toys, and outdoor gear, keeping everything organized and clutter-free. Plus, with a newly built home designed to the latest building codes, you'll benefit from low insurance rates, ensuring peace of mind and minimized risk from tropical weather. This home offers the ideal combination of comfort, convenience, and the laid-back Florida Keys lifestyle. Don't miss the opportunity to make it yours--schedule your private showing today at the model home. Photos are of model home and may not fully depict to be built home. Seller is licensed FL real estate agent.

27374 Guadaloupe Ln, Ramrod
27416 Martinique Ln, Ramrod
$805,000
2 Beds ⋅ 2 Baths ⋅ 620782 MLS
Discover the relaxed vibe of the Lower Keys and uncover your sense of 'Place'. This tropical home on Ramrod Key is not just 4 walls, it is a canvas to create your most prized and cherished, Florida Keys memories. Located in the sought after Breezeswept Beach Estates neighborhood. This waterfront home offers concrete dock and 60 feet on the water and a super Kayak /SUP swim-out launch. Wide open back yard for all types of activities and a fishing cleaning station to prep the day's catch. Includes a coveted Garage, plus covered parking for an additional two vehicles and an abundance of Trailer / RV parking. Large, Great Room featuring an open Kitchen. Ideal for entertaining. Upstairs also features Two bedrooms with Walk-in Closets and Updated Bathrooms. Enjoy Island Breezes on the Screened Patio. Huge storage area downstairs. Minutes to Open water, prized fishing grounds and phenomenal sandbars. Enjoy the Farmer's Market every Saturday right there on Ramrod. Quick access to the Key West Airport. Your Canvas ... awaits.

27416 Martinique Ln, Ramrod
27452 Anguila Ln, Ramrod
$995,000
3 Beds ⋅ 2 Baths ⋅ 620700 MLS
OWNER FINANCING. 27452 ANGUILA LANE RAMROD KEY FOR RENT. REPAINTED INSIDE AND OUT. ALL NEW FLOORING. 1400 SQFT 180 MPH RATED 3/2 HOME. 300SQFT ENCLOSURE FOR ALL YOUR FISHING NEEDS.40' DOCK ON AN OVERSIZED CORNER LOT WITH LOTS OF ROOM FOR RV AN BOAT PARKING. MINUTES FROM LOOE KEY REEF. 9' CEILINGS, CROWN MOLDING AND CENTRAL AC. FULLY PEA ROCKED YARD FOR LOW MAINTENANCE. NEW METAL ROOF, HURRICANE WINDOWS AND DOORS. GRANITE COUNTERS. RENT IS $4,750 PER MONTH. $4,000 SECURITY. $8,950 AND YOUR IN. CALL FOR PRIVATE SHOWING show contact info . AVAIL NOW. OWNER REALTOR. RIDE BY FIRST AND IF YOU LIKE IT, CALL ERICA. LONG TERM LEASE CONSIDERED.PURCHASE $1,199,000.00, $50,000 DOWN PMT. WILL FINANCE BALANCE FOR 5 YEARS AT 8% NO WIND NO FLOOD INSURANCE REQUIRED. HUGE SAVINGS. HUGE OPPORTUNITY. NEGOTIABLE. OWNER REALTOR. RIDE BY IF YOU LIKE IT CALL FOR SHOWING. APPROX. MONTHLY PMT. $8,800.00

27452 Anguila Ln, Ramrod
673 Indies Rd, Ramrod
$989,000
3 Beds ⋅ 2 Baths ⋅ 620596 MLS
Elevated Coastal Living in Breezeswept Beach Estates. Skip the typical vacation rentals & step into a home designed specifically for the genuine Florida Keys lifestyle. Situated on a quiet street within Breezeswept Beach Estates, this well-maintained 3-bedroom, 2-bathroom stilt home perfectly balances premier boating access with a peaceful, scenic setting. The property's positioning is truly distinct. While the back of the home centers around a deep-water canal optimized for quick navigation to open water, the front looks out over tranquil salt ponds--treating you to wide-open, mirror-like sunset views without the interruption of forward neighbors. This home has direct ocean side access or easily head out back to the Gulf for some backwater fishing or spending the day at the sandbar via Niles Channel or Pine Channel. This property will stand out as a your own piece of paradise, a pristine basecamp for the serious waterman or anyone seeking an authentic island retreat. Key Features Include: *The heart of the home features a sleek kitchen with stainless steel appliances, complemented by fully updated bathrooms, and fixtures throughout. *Large windows capture the distinct natural light of the lower keys, making the interior feel bright, airy, and connected to the water. Enjoy waterfront views from every room in the house. *Unwind on the expansive, screened back porch overlooking your canal, or catch the evening colors shifting over the salt ponds from the front balcony. *The ground level features a massive, 600 sq. ft. fully enclosed storage enclosure, giving you a secure, dedicated space for dive tanks, fishing gear, and all your workspace needs.

673 Indies Rd, Ramrod
27395 Barbuda Ln, Ramrod
$1,300,000
3 Beds ⋅ 3 Baths ⋅ 620566 MLS
Discover the ideal blend of comfort, space, and waterfront living in this beautifully maintained canal-front home on Ramrod Key. Offering 2,392 sq. ft. of living space with 3 bedrooms, 2.5 baths, a versatile bonus room, and loft, this spacious residence is perfectly suited for full-time living, a vacation getaway, or an investment property. With 60' of dockage and easy ocean access, boating enthusiasts will appreciate the convenience of reaching some of the Florida Keys' best fishing, diving, snorkeling, and sandbar destinations in minutes. Inside, soaring cathedral ceilings and elegant arched entryway create a bright, inviting atmosphere, while the open-concept floor plan is designed for comfortable everyday living and effortless entertaining. The dining area opens directly onto the covered deck, creating a seamless transition between indoor and outdoor living and providing the perfect setting for al fresco dining or morning coffee. Impact windows provide added protection and natural light, while durable Hardie Board siding enhances the home's long-term appeal. The expansive primary suite serves as a private retreat, featuring an oversized walk-in closet and a spacious en-suite bath. A generous guest bedroom also offers a large walk-in closet, and the bonus room and loft provide flexible space for additional guests, a home office, or recreation. A dedicated laundry room on the first floor adds everyday convenience. Outdoor spaces are designed to embrace the Florida Keys lifestyle. Enjoy the paver driveway, side yard, and rear patio, rinse off after a day on the water in the outdoor shower, and take advantage of the lower-level enclosure for storing kayaks, paddleboards, fishing gear, and all your boating essentials. Whether you're spending the day on the water or relaxing at home, this Ramrod Key waterfront property offers everything you need to experience the best of island living.

27395 Barbuda Ln, Ramrod
27358 Jamaica Ln, Ramrod
$949,000
3 Beds ⋅ 2 Baths ⋅ 620276 MLS
Discover the laid-back waterfront lifestyle you've been dreaming of at this charming canal-front home in Breezeswept Beach Estates on Ramrod Key. Perfectly situated with water on 2 sides this property offers 150' of waterfront including a deep water basin, excellent dockage and easy access for boating, fishing, kayaking, or paddle boarding right from your backyard. Offering a flexible floor plan with separate living spaces on each level, this property is ideal as a full-time residence, vacation getaway, or investment opportunity. Upstairs, you'll be welcomed into a bright and inviting Great Room that serves as the heart of the home, with sliding doors leading to a screened lanai overlooking the canal where you can enjoy the island breezes. The functional kitchen offers plenty of space for everyday living and effortless entertaining, while the spacious primary bedroom and full bathroom provide a comfortable retreat. Downstairs offers two additional bedrooms, a full bath, laundry room, and a separate living area, providing plenty of space for guests or extended family. Storm ready with CBS construction, impact windows and doors and metal roof. Outdoor living takes center stage with an expansive yard and outdoor shed for convenient storage for all your boating and fishing gear. With quick ocean access from the canal, boaters can be on the water in no time, enjoying world-class fishing diving, Looe Key and endless adventures throughout the Florida Keys. Conveniently located on Ramrod Key, home to two popular outdoor restaurants with live entertainment, miniature golf and convenience store just a quick bike ride away, marina with boat ramp, and just a short drive from Key West, this waterfront retreat captures everything people love about life in the Florida Keys.

27358 Jamaica Ln, Ramrod
750 W Indies Dr, Ramrod
$975,000
3 Beds ⋅ 2 Baths ⋅ 619877 MLS
This three bedroom , two bathroom home sits on an expansive 12,200 square foot piece of property in the highly sought after Breezeswept Beach Estates neighborhood on Ramrod Key. Upstairs there are two bedrooms and one bath, and a large kitchen and living room. Downstairs is a one bedroom, one bathroom bungalow with a complete kitchen! The exterior of the property has several updates, including storage sheds, 90 feet of brand new docks with water, electric and a brand new built in fish cleaning table. A new roof was installed in 2023. Plenty of room to stretch out on this property, lots of parking, room for boat trailers, and totally fenced in for your pets. Excellent location for open water access, short canal ride and a couple minutes to picnic island for a relaxing afternoon and sunset!

750 W Indies Dr, Ramrod
27215 Mariposa Rd, Ramrod
$819,000
3 Beds ⋅ 3 Baths ⋅ 619792 MLS
NEW CONSTRUCTION! This charming 1,500 sqft home is a true retreat, perfectly positioned in the Lower Keys, just a moments walk from the popular Looe Key Tiki Bar and Boondocks restaurants. Tucked away in a quiet, low-traffic neighborhood, this property offers the ideal combination of peace and convenience, allowing you to embrace the relaxed Keys lifestyle. Inside, you'll find: A spacious, open floor plan that provides ample room to customize and make it your own. Effortless flow between the indoor living areas and the outdoor spaces, making it easy to take full advantage of Florida's year-round sunshine. A huge covered side porch great for entertaining and catching afternoon breeze! Additional features include: A newly constructed home built to the latest codes, ensuring lower insurance rates and added protection from tropical weather. This property seamlessly blends comfort, convenience, and the laid-back Florida Keys lifestyle. Seller's contractor can install pool and downstairs full sized garage, ask for details in pricing. Plans for both already obtained, and permit can be started right away. 12x22 Pool quote for $60,000! 1100 sqft garage for $30,000! Plugged swimming canal, no boating. Tenant occupied, please allow notice to schedule showings. Seller is licensed FL real estate agent.

27215 Mariposa Rd, Ramrod
27395 Saint Lucie Ln, Ramrod
$1,125,000
3 Beds ⋅ 2 Baths ⋅ 619645 MLS
Welcome to your piece of paradise in Breezeswept Beach Estates, where laid-back island living meets premier canal-frontage. From here, it's an easy cruise to open water--perfect for early morning fishing runs, sunset sails, or spontaneous sandbar days. Inside, this bright and breezy retreat has been thoughtfully updated with stainless steel appliances, sleek Silestone countertops, and warm hickory cabinetry--bringing that effortless coastal style to life. Step outside and the vibe continues: low-maintenance artificial turf and durable Trex decking, ready for paddleboards, kayaks, or just dangling your feet in the water. With 60 feet of concrete seawall, there's plenty of room to dock your boat and head out whenever the mood strikes. A two-car garage and generous downstairs storage mean all your gear--from fishing rods to beach cruisers-has its place. The fully fenced yard offers the perfect setting for private entertaining, backyard barbecues, and easy island nights under the stars. Breezeswept Beach Estates features a voluntary association that fosters a friendly, connected community and maintains a neighborhood website for just $25/year. The only thing missing...is you.

27395 Saint Lucie Ln, Ramrod
420 W Indies Dr, Ramrod
$875,000
3 Beds ⋅ 2 Baths ⋅ 617696 MLS
Beautifully renovated canal-front home on an oversized corner lot in the heart of Breezeswept Beach Estates on Ramrod Key, ideally located on one of only two flow-through canals in the neighborhood. This exceptional property offers a rare combination of quality construction, thoughtful upgrades, and excellent boating access The owners spared no expense in the renovation, which includes a standing-seam metal roof, impact doors and windows, and engineered wood flooring throughout. The open kitchen is both stylish and functional, featuring marble countertops, a large center island with electric and USB connections, a 5-burner propane stove, perfect for entertaining. All three bedrooms are comfortably sized, and both bathrooms have been beautifully remodeled with high-end finishes and bidet toilets. The elevated home provides a bright, airy interior and a comfortable retreat above the ground level. Downstairs, the outdoor living space is designed for relaxed Florida Keys living. A spacious covered lanai with bar and multiple seating areas creates an inviting place to gather, while the fully fenced 7,131 sq. ft. oversized corner lot offers privacy and room to enjoy the outdoors. Additional features include a gas fire pit, outdoor shower with hot water, lemon and lime trees, and convenient boat tie-downs. Boaters will appreciate the composite dock with 11,000-lb davits and quick access to deep water via the clear flow-through canal. This turnkey property is an excellent opportunity to enjoy the Lower Keys lifestyle with modern upgrades, exceptional boating, and outstanding outdoor amenities.

420 W Indies Dr, Ramrod
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