Ramrod Key Homes under $1 million

Ramrod Key Homes under $1 million

Welcome to Ramrod Key, a hidden gem nestled in the heart of the Florida Keys, Monroe County. This picturesque island offers a unique blend of tranquility and adventure, making it an ideal destination for those seeking a slice of paradise without breaking the bank. With homes available for under $1 million, Ramrod Key presents an incredible opportunity for both first-time buyers and seasoned investors.

The charm of Ramrod Key lies in its laid-back atmosphere and stunning natural beauty. Surrounded by crystal-clear waters and lush tropical landscapes, residents enjoy easy access to some of the best fishing, boating, and snorkeling spots in the Keys. Imagine waking up to the gentle sound of waves lapping against the shore, with the sun rising over the horizon, painting the sky in vibrant hues of orange and pink.

Real estate options in Ramrod Key are diverse, ranging from cozy waterfront cottages to modern single-family homes, all designed to embrace the island lifestyle. Many properties boast private docks, providing direct access to the pristine waters of the Atlantic Ocean and the Gulf of Mexico. Whether you’re looking for a weekend getaway or a permanent residence, Ramrod Key has something to offer everyone.

In addition to its natural beauty, the island is conveniently located near local shops, restaurants, and recreational activities. Embrace the vibrant community spirit and enjoy the numerous events held throughout the year, celebrating the unique culture of the Florida Keys.

Discover your dream home in Ramrod Key today, where the island life awaits you at an affordable price!

Newest Ramrod Key Homes under $1 million

27416 Martinique Ln, Ramrod
$805,000
2 Beds ⋅ 2 Baths ⋅ 620782 MLS
Discover the relaxed vibe of the Lower Keys and uncover your sense of 'Place'. This tropical home on Ramrod Key is not just 4 walls, it is a canvas to create your most prized and cherished, Florida Keys memories. Located in the sought after Breezeswept Beach Estates neighborhood. This waterfront home offers concrete dock and 60 feet on the water and a super Kayak /SUP swim-out launch. Wide open back yard for all types of activities and a fishing cleaning station to prep the day's catch. Includes a coveted Garage, plus covered parking for an additional two vehicles and an abundance of Trailer / RV parking. Large, Great Room featuring an open Kitchen. Ideal for entertaining. Upstairs also features Two bedrooms with Walk-in Closets and Updated Bathrooms. Enjoy Island Breezes on the Screened Patio. Huge storage area downstairs. Minutes to Open water, prized fishing grounds and phenomenal sandbars. Enjoy the Farmer's Market every Saturday right there on Ramrod. Quick access to the Key West Airport. Your Canvas ... awaits.

27416 Martinique Ln, Ramrod
27452 Anguila Ln, Ramrod
$995,000
3 Beds ⋅ 2 Baths ⋅ 620700 MLS
OWNER FINANCING. 27452 ANGUILA LANE RAMROD KEY FOR RENT. REPAINTED INSIDE AND OUT. ALL NEW FLOORING. 1400 SQFT 180 MPH RATED 3/2 HOME. 300SQFT ENCLOSURE FOR ALL YOUR FISHING NEEDS.40' DOCK ON AN OVERSIZED CORNER LOT WITH LOTS OF ROOM FOR RV AN BOAT PARKING. MINUTES FROM LOOE KEY REEF. 9' CEILINGS, CROWN MOLDING AND CENTRAL AC. FULLY PEA ROCKED YARD FOR LOW MAINTENANCE. NEW METAL ROOF, HURRICANE WINDOWS AND DOORS. GRANITE COUNTERS. RENT IS $4,750 PER MONTH. $4,000 SECURITY. $8,950 AND YOUR IN. CALL FOR PRIVATE SHOWING show contact info . AVAIL NOW. OWNER REALTOR. RIDE BY FIRST AND IF YOU LIKE IT, CALL ERICA. LONG TERM LEASE CONSIDERED.PURCHASE $1,199,000.00, $50,000 DOWN PMT. WILL FINANCE BALANCE FOR 5 YEARS AT 8% NO WIND NO FLOOD INSURANCE REQUIRED. HUGE SAVINGS. HUGE OPPORTUNITY. NEGOTIABLE. OWNER REALTOR. RIDE BY IF YOU LIKE IT CALL FOR SHOWING. APPROX. MONTHLY PMT. $8,800.00

27452 Anguila Ln, Ramrod
673 Indies Rd, Ramrod
$989,000
3 Beds ⋅ 2 Baths ⋅ 620596 MLS
Elevated Coastal Living in Breezeswept Beach Estates. Skip the typical vacation rentals & step into a home designed specifically for the genuine Florida Keys lifestyle. Situated on a quiet street within Breezeswept Beach Estates, this well-maintained 3-bedroom, 2-bathroom stilt home perfectly balances premier boating access with a peaceful, scenic setting. The property's positioning is truly distinct. While the back of the home centers around a deep-water canal optimized for quick navigation to open water, the front looks out over tranquil salt ponds--treating you to wide-open, mirror-like sunset views without the interruption of forward neighbors. This home has direct ocean side access or easily head out back to the Gulf for some backwater fishing or spending the day at the sandbar via Niles Channel or Pine Channel. This property will stand out as a your own piece of paradise, a pristine basecamp for the serious waterman or anyone seeking an authentic island retreat. Key Features Include: *The heart of the home features a sleek kitchen with stainless steel appliances, complemented by fully updated bathrooms, and fixtures throughout. *Large windows capture the distinct natural light of the lower keys, making the interior feel bright, airy, and connected to the water. Enjoy waterfront views from every room in the house. *Unwind on the expansive, screened back porch overlooking your canal, or catch the evening colors shifting over the salt ponds from the front balcony. *The ground level features a massive, 600 sq. ft. fully enclosed storage enclosure, giving you a secure, dedicated space for dive tanks, fishing gear, and all your workspace needs.

673 Indies Rd, Ramrod
27358 Jamaica Ln, Ramrod
$949,000
3 Beds ⋅ 2 Baths ⋅ 620276 MLS
Discover the laid-back waterfront lifestyle you've been dreaming of at this charming canal-front home in Breezeswept Beach Estates on Ramrod Key. Perfectly situated with water on 2 sides this property offers 150' of waterfront including a deep water basin, excellent dockage and easy access for boating, fishing, kayaking, or paddle boarding right from your backyard. Offering a flexible floor plan with separate living spaces on each level, this property is ideal as a full-time residence, vacation getaway, or investment opportunity. Upstairs, you'll be welcomed into a bright and inviting Great Room that serves as the heart of the home, with sliding doors leading to a screened lanai overlooking the canal where you can enjoy the island breezes. The functional kitchen offers plenty of space for everyday living and effortless entertaining, while the spacious primary bedroom and full bathroom provide a comfortable retreat. Downstairs offers two additional bedrooms, a full bath, laundry room, and a separate living area, providing plenty of space for guests or extended family. Storm ready with CBS construction, impact windows and doors and metal roof. Outdoor living takes center stage with an expansive yard and outdoor shed for convenient storage for all your boating and fishing gear. With quick ocean access from the canal, boaters can be on the water in no time, enjoying world-class fishing diving, Looe Key and endless adventures throughout the Florida Keys. Conveniently located on Ramrod Key, home to two popular outdoor restaurants with live entertainment, miniature golf and convenience store just a quick bike ride away, marina with boat ramp, and just a short drive from Key West, this waterfront retreat captures everything people love about life in the Florida Keys.

27358 Jamaica Ln, Ramrod
750 W Indies Dr, Ramrod
$975,000
3 Beds ⋅ 2 Baths ⋅ 619877 MLS
This three bedroom , two bathroom home sits on an expansive 12,200 square foot piece of property in the highly sought after Breezeswept Beach Estates neighborhood on Ramrod Key. Upstairs there are two bedrooms and one bath, and a large kitchen and living room. Downstairs is a one bedroom, one bathroom bungalow with a complete kitchen! The exterior of the property has several updates, including storage sheds, 90 feet of brand new docks with water, electric and a brand new built in fish cleaning table. A new roof was installed in 2023. Plenty of room to stretch out on this property, lots of parking, room for boat trailers, and totally fenced in for your pets. Excellent location for open water access, short canal ride and a couple minutes to picnic island for a relaxing afternoon and sunset!

750 W Indies Dr, Ramrod
27215 Mariposa Rd, Ramrod
$819,000
3 Beds ⋅ 3 Baths ⋅ 619792 MLS
NEW CONSTRUCTION! This charming 1,500 sqft home is a true retreat, perfectly positioned in the Lower Keys, just a moments walk from the popular Looe Key Tiki Bar and Boondocks restaurants. Tucked away in a quiet, low-traffic neighborhood, this property offers the ideal combination of peace and convenience, allowing you to embrace the relaxed Keys lifestyle. Inside, you'll find: A spacious, open floor plan that provides ample room to customize and make it your own. Effortless flow between the indoor living areas and the outdoor spaces, making it easy to take full advantage of Florida's year-round sunshine. A huge covered side porch great for entertaining and catching afternoon breeze! Additional features include: A newly constructed home built to the latest codes, ensuring lower insurance rates and added protection from tropical weather. This property seamlessly blends comfort, convenience, and the laid-back Florida Keys lifestyle. Seller's contractor can install pool and downstairs full sized garage, ask for details in pricing. Plans for both already obtained, and permit can be started right away. 12x22 Pool quote for $60,000! 1100 sqft garage for $30,000! Plugged swimming canal, no boating. Tenant occupied, please allow notice to schedule showings. Seller is licensed FL real estate agent.

27215 Mariposa Rd, Ramrod
420 W Indies Dr, Ramrod
$875,000
3 Beds ⋅ 2 Baths ⋅ 617696 MLS
Beautifully renovated canal-front home on an oversized corner lot in the heart of Breezeswept Beach Estates on Ramrod Key, ideally located on one of only two flow-through canals in the neighborhood. This exceptional property offers a rare combination of quality construction, thoughtful upgrades, and excellent boating access The owners spared no expense in the renovation, which includes a standing-seam metal roof, impact doors and windows, and engineered wood flooring throughout. The open kitchen is both stylish and functional, featuring marble countertops, a large center island with electric and USB connections, a 5-burner propane stove, perfect for entertaining. All three bedrooms are comfortably sized, and both bathrooms have been beautifully remodeled with high-end finishes and bidet toilets. The elevated home provides a bright, airy interior and a comfortable retreat above the ground level. Downstairs, the outdoor living space is designed for relaxed Florida Keys living. A spacious covered lanai with bar and multiple seating areas creates an inviting place to gather, while the fully fenced 7,131 sq. ft. oversized corner lot offers privacy and room to enjoy the outdoors. Additional features include a gas fire pit, outdoor shower with hot water, lemon and lime trees, and convenient boat tie-downs. Boaters will appreciate the composite dock with 11,000-lb davits and quick access to deep water via the clear flow-through canal. This turnkey property is an excellent opportunity to enjoy the Lower Keys lifestyle with modern upgrades, exceptional boating, and outstanding outdoor amenities.

420 W Indies Dr, Ramrod
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