Ramrod Key Real Estate

Ramrod Key Real Estate

Welcome to Ramrod Key, a hidden gem nestled in the heart of the Florida Keys! This picturesque island, part of Monroe County, offers a unique blend of natural beauty, vibrant marine life, and a tranquil lifestyle that attracts both residents and visitors alike.

Ramrod Key is renowned for its stunning waterfront views and lush landscapes, making it an ideal destination for those seeking a peaceful retreat. With its proximity to the shimmering waters of the Atlantic Ocean and the Gulf of Mexico, outdoor enthusiasts will find endless opportunities for fishing, boating, kayaking, and snorkeling. The island’s coral reefs are teeming with colorful marine life, providing a perfect backdrop for underwater adventures.

The community here is tight-knit and welcoming, offering a relaxed atmosphere that embodies the true spirit of island living. Residents enjoy a slower pace of life, with charming local shops and eateries that showcase the unique flavors of the Keys. Whether you’re sipping on a refreshing drink at a waterfront bar or exploring the scenic trails, you’ll quickly fall in love with the island’s laid-back charm.

Real estate in Ramrod Key ranges from cozy waterfront cottages to luxurious estates, catering to a variety of lifestyles and budgets. With its breathtaking sunsets and serene surroundings, this island paradise is the perfect place to call home.

Come discover the magic of Ramrod Key, where every day feels like a vacation, and the beauty of nature is right at your doorstep! Whether you're looking to invest in a vacation home or make a permanent move, this enchanting island awaits your arrival.

Newest Listings in Ramrod Key

27452 Anguila Ln, Ramrod
$995,000
3 Beds ⋅ 2 Baths ⋅ 621817 MLS
OWNER FINANCING. 27452 ANGUILA LANE RAMROD KEY FOR RENT. REPAINTED INSIDE AND OUT. ALL NEW FLOORING. 1400 SQFT 180 MPH RATED 3/2 HOME. 300SQFT ENCLOSURE FOR ALL YOUR FISHING NEEDS.40' DOCK ON AN OVERSIZED CORNER LOT WITH LOTS OF ROOM FOR RV AN BOAT PARKING. MINUTES FROM LOOE KEY REEF. 9' CEILINGS, CROWN MOLDING AND CENTRAL AC. FULLY PEA ROCKED YARD FOR LOW MAINTENANCE. NEW METAL ROOF, HURRICANE WINDOWS AND DOORS. GRANITE COUNTERS. RENT IS $4,750 PER MONTH. $4,000 SECURITY. $8,950 AND YOUR IN. CALL FOR PRIVATE SHOWING show contact info . AVAIL NOW. OWNER REALTOR. RIDE BY FIRST AND IF YOU LIKE IT, CALL ERICA. LONG TERM LEASE CONSIDERED.PURCHASE $1,199,000.00, $50,000 DOWN PMT. WILL FINANCE BALANCE FOR 5 YEARS AT 8% NO WIND NO FLOOD INSURANCE REQUIRED. HUGE SAVINGS. HUGE OPPORTUNITY. NEGOTIABLE. OWNER REALTOR. RIDE BY IF YOU LIKE IT CALL FOR SHOWING. APPROX. MONTHLY PMT. $8,800.00

27452 Anguila Ln, Ramrod
27385 Saint Lucie Ln, Ramrod
$2,199,000
4 Beds ⋅ 3 Baths ⋅ 621763 MLS
Fully Furnished Tropical Keys Oasis - Waterfront Luxury Living Just unpack and start living the island life in this completely renovated, one-of-a-kind tropical oasis that rivals any luxury 5-star resort. Relax in the sparkling pool surrounded by lush, mature landscaping, including coconut palms, banana trees, mango trees and a Hass avocado tree. Vibrant bougainvillea archways create a stunning entry to one of the most exquisitely landscaped homes on the island. Outdoor living here is elevated to the next level and is perfect for entertaining. Enjoy 60 feet of waterfront with an expansive maintenance-free deck, a 15,000-lb boat lift and a drop dock perfect for swimming in the lagoon or launching kayaks. Inside, discover a beautiful 4-bedroom, 2.5-bath home featuring a chef's kitchen with a 6-burner gas stove, double farm sink, all-new stainless-steel appliances and a massive center island with abundant storage, so you can enjoy everyday luxury living. Gorgeous tile flooring flows throughout. The first floor offers three guest bedrooms, a stylishly renovated bath, a convenient half bath and a full laundry room with gas dryer. The spacious living room opens through triple sliding glass pocket doors to a screened porch secluded by palms, bringing your indoor living outdoors in the winter and ideal for morning coffee or dining al fresco year-round. Upstairs, the primary suite is a private retreat with panoramic water views, a custom walk-in closet and a spa-inspired bathroom with an oversized shower featuring six body jets, a handheld sprayer and a ceiling-mounted rain shower. Dual vanities and a lighted mirror complete this luxurious sanctuary. Additional features include: - Brand-new impact windows and doors throughout - Metal roof - Fully fenced backyard, perfect for pets and privacy - 300 sq. ft. storage room with impact windows and doors - Irrigation system - Propane gas - Endless on-demand gas water heater - And so much more!

27385 Saint Lucie Ln, Ramrod
27416 Cayman Ln, Ramrod
$999,000
2 Beds ⋅ 2 Baths ⋅ 621701 MLS
Your boat, your backyard, the Atlantic just beyond the canal. Welcome to Breezeswept Dockside Retreat, a turnkey waterfront home on Ramrod Key designed for those who want to make the most of the Florida Keys boating, fishing, and diving lifestyle. With no-bridge ocean and gulf access, this property puts the Lower Keys' renowned fishing grounds, Looe Key Reef, backcountry waters, sandbars, and nearby Picnic Island within reach. The 40' wide canal offers approximately 3' control depth, with a fuel stop and dive shop conveniently located at its north end. The waterfront setup is ready for your next adventure, featuring 60' of composite dockage (2022), a 14,000-lb boat lift, and a 6,000-lb boat lift (both 2022). Whether you're heading offshore to fish, exploring the reefs, or cruising the backcountry, your next day on the water starts right at home. Back on shore, relax in the private saltwater pool, entertain on the spacious deck, or unwind on the full-length covered verandah overlooking the canal. The open-concept living area connects indoor comfort with the outdoor setting, while tropical landscaping adds to the island feel. Offered fully furnished and turnkey, this home is ready for your personal Keys escape, full-time living, or vacation rental use. Features: Saltwater pool (2019); metal roof (2018); central A/C (2022); lower enclosure (2021); 28-day minimum rentals permitted; voluntary HOA. Wind/homeowners insurance under $7,000 annually, plus an assumable flood policy of $520. If your ideal Keys day starts with a boat ride and ends with a swim in your own pool, Breezeswept Dockside Retreat deserves a closer look.

27416 Cayman Ln, Ramrod
27307 Martinique Ln, Ramrod
$995,000
3 Beds ⋅ 2 Baths ⋅ 621651 MLS
Enjoy waterfront living at 27307 Martinique Lane in Ramrod Key! Situated on a corner canal with 185 feet of waterfront, this oceanside 3-bedroom, 2-bath home offers easy boating access just minutes from open water. High ceilings, crown molding, luxury vinyl plank flooring and quartz countertops throughout complement the interior, metal roof, and a dedicated laundry room add comfort and convenience. Two additional concrete tie beams were incorporated during construction for added structural support. Outside, an 8-by-24-foot concrete dock provides a place to enjoy the waterfront, and an outdoor shower with hot and cold water is perfect for rinsing off after a day on the water. Spend your days boating, fishing, snorkeling, paddleboarding, or kayaking, then enjoy nearby restaurants. Whether you're searching for a year-round residence or a Florida Keys getaway, this home offers an inviting setting to enjoy island living.

27307 Martinique Ln, Ramrod
27322 Saint Martin Ln, Ramrod
$985,000
3 Beds ⋅ 1 Baths ⋅ 621638 MLS
Discover exceptional peace of mind in this meticulously maintained, upgraded & truly move-in-ready waterfront home! Thoughtfully improved with an emphasis on quality, efficiency & storm protection, this property offers island living without the immediate expense & hassle of major renovations. The wide-open floor plan showcases beautiful soaring wood ceilings, a stunning slate accent wall, custom solid wood doors & LifeProof plank flooring throughout. The updated kitchen features custom solid maple cabinetry with soft-close drawers, quartz countertops & new appliances, while the beautifully renovated bathroom boasts floor-to-ceiling porcelain tile with designer details. Freshly painted & exceptionally well cared for, this home features a new 3-ton, 18 SEER Daikin Fit HVAC system with all-new ductwork & 4 years of remaining warranty. The 2023 metal roof includes reinforced roof-to-wall attachments, secondary water resistance & high-density foam insulation. Impact windows & doors, supplemented by additional shutters, provide multiple layers of storm protection. Boaters will appreciate 51' of dockage (35' concrete & 16' wood), a 10,000 lb boat lift installed in 2024 & quick access to Looe Key Reef, world-class fishing, diving, the backcountry, sandbars & waterfront dining. Enjoy beautiful sunsets & salt pond views from the rear deck, with no immediate neighbors directly in front or behind. Additional features include an outdoor shower, 50-amp RV/EV hookup & abundant parking for boats, RVs & trailers. The spacious property offers tremendous flexibility for future expansion, including room for a pool, additional living space or reconfiguration into a 2/2 or potentially 3/2 layout. The downstairs area also offers potential for FULL enclosure. Whether seeking a full-time residence or island getaway, this is an exceptional opportunity to own a beautifully maintained, extensively improved waterfront property that's ready to enjoy from day one! Windstorm-$3,894, HO-$650 +/-

27322 Saint Martin Ln, Ramrod
27398 Saint Vincent Ln, Ramrod
$995,000
2 Beds ⋅ 2 Baths ⋅ 621603 MLS
MOVE-IN-READY-FLORIDA KEYS WATERFRONT ON A 12,000 SF DOUBLE LOT FOR UNDER $1 MILLION! Meticulously maintained 2-bedroom, 2-bathroom home in desirable Breezeswept Beach Estates, featuring 60' of dockage, a 10,000 lb. boat lift, direct ocean/bay access & room for a pool! Situated on a 12,000 SF DOUBLE LOT (100' x 120'), currently held as one parcel, this property offers exceptional space & versatility. Move-in-ready home features 1,008 SF under air, 2,964 SF total, vaulted ceilings, open floor plan & an oversized screened outdoor living area overlooking tropical landscaping. Ideal for boating enthusiasts, the location provides convenient access to world-class fishing, diving, sandbars, open water, & dining. Improvements & storm protection features include a 2018 metal roof, Class A accordion shutters, energy-efficient windows & doors, painted cedar siding & generator hookup. Additional features include a downstairs storage enclosure, paved driveway, irrigation system, outdoor shower & storage shed. The expansive double lot provides room to expand the existing home, add a pool or explore subdividing the property & constructing an additional residence, subject to applicable approvals, ROGO allocation & permitting. Whether you're seeking a primary residence, seasonal retreat or waterfront investment, this property delivers a rare combination of boating access, land & future potential at an unbeatable price point! INSURANCE- Windstorm $4,498, Flood $999 (assumable), Homeowners $1,017

27398 Saint Vincent Ln, Ramrod
27416 Tobago Ln, Ramrod
$1,399,000
3 Beds ⋅ 2 Baths ⋅ 621530 MLS
**OPEN HOUSE | SUNDAY NOV. 1 FROM 11:00AM - 1:00PM** Welcome to 27416 Tobago Lane, where waterfront living and the Florida Keys lifestyle come together. This home offers open-water views and an abundance of indoor and outdoor spaces designed to make the most of island living. Boaters will appreciate the 10,000-lb boat lift and Jet Ski davit, while the fenced yard, lush tropical landscaping and multiple outdoor areas create your own private retreat. One of the home's most memorable features is the 3rd-story observation and sun deck. Take in the open-water views and ocean breeze during the day, then enjoy unobstructed stargazing and meteor showers at night. Tucked into the tropical landscaping you'll also discover a private meditation garden, orchid garden, mature fruit trees and a charming outdoor shower -- special spaces that give this property a personality all its own. Inside, high-end custom finishes and electric fireplaces add comfort and character, while an enclosed garage and oversized storage rooms provide the practical space that's so valuable in the Keys. Recent improvements include a 2025 A/C system along with a 2026 pool pump and saltwater system. Whether your perfect Keys day means heading out on the boat, relaxing by the pool, enjoying the gardens or ending the evening under the stars, 27416 Tobago Lane offers so many ways to enjoy life in the Florida Keys. Come see what makes this home special.

27416 Tobago Ln, Ramrod
27383 Saint Martin Ln, Ramrod
$1,399,000
4 Beds ⋅ 3 Baths ⋅ 621339 MLS
Offering twice the space and an exceptional waterfront lifestyle, this 4 bedroom, 3 bath Ramrod Key home offers 2,242 sq. ft. of living space on a 6,000 sq. ft. canal-front lot and includes the adjacent 6,000 sq. ft. lot, creating a combined 12,000 sq. ft. property with plenty of room to enjoy the Florida Keys lifestyle. Boaters will appreciate the 10,000 lb. boat lift, while brand-new Trex dock provides a fresh setting for days spent along the water. Designed with family and guests in mind, the main level features a welcoming living room with a fireplace and direct access to the rear deck overlooking the canal. A well-appointed kitchen is complemented by a conveniently located pantry and laundry area just off the kitchen, while a guest bedroom and full bath complete this level. Upstairs, the primary ensuite offers its own fireplace, creating a comfortable private retreat. Two additional guest bedrooms feature balcony access, while a bonus living room provides a versatile second gathering space with direct access to the upper rear deck. With waterfront decks extending from both living areas, the home makes it easy to transition from indoor living to the outdoors and enjoy the canal views. A spacious 2-car garage provides abundant room for vehicles, boating gear and recreational equipment, complemented by 658 sq. ft. of permitted downstairs storage. A metal roof installed in 2017 adds another notable feature to the home. Whether gathering across multiple living areas, relaxing on the waterfront decks or heading out by boat for a day on the water, this property offers the space and versatility to make the most of life in the Keys. With an adjacent lot included in the sale, generous storage and a layout made for spending time together, it is easy to see why the sellers describe it simply as ''the perfect family house.''

27383 Saint Martin Ln, Ramrod
27347 Martinique Ln, Ramrod
$180,000
621328 MLS
Rare Opportunity in the Desirable Lower Florida Keys! This property offers the chance to secure a piece of paradise and create your own future plans. This property provides great boating access to the Atlantic along with the Gulf. Enjoy the relaxed island lifestyle of the Keys boating, fishing, snorkeling at the reef, watersports, beaches, and the all natural beauty of the Keys. Also Just a short ride to all that Key West and Marathon have to offer for island fun, activities, amenities and restaurants. Bring your Florida Keys vision and explore the possibilities of this property. Property is being offered as-is. No current ROGO allocation. Buyer to conduct all due diligence and obtain building rights with Monroe County.

27347 Martinique Ln, Ramrod
333 Indies Rd, Ramrod
$2,795,000
4 Beds ⋅ 6 Baths ⋅ 621324 MLS
Spectacular sunset views from this custom-built, fully furnished 4-5 bedroom, 5½ bath oceanside home in beautiful Breeze Swept Beach Estates. Situated on an oversized 10,500 sq. ft. fenced lot, the property offers plenty of parking for boats, RV's, and jet skis. This custom home features 3,224 sq. ft. under air and an additional 1,276 sq. ft. of sunset and sunrise viewing decks, including a panoramic 360° view from the rooftop widow's walk. The expansive open-concept living, dining, and kitchen area features cathedral ceilings, creating a bright and inviting space. The updated kitchen boasts quartz countertops with a counter-to-ceiling quartz backsplash, stainless steel appliances including a gas range, and a whole-house maintenance-free Allini water purification system. Enjoy the custom indoor/outdoor sound system, 85' flat-screen TV, and private bathrooms in every bedroom. The office can easily be converted into a fifth bedroom, as it already includes its own full bath. Additional features include front and rear access stairs, covered porches overlooking the new custom pool with heater and chiller, PebbleTec pool finish, and a custom paver pool deck. The property is well-equipped for both comfort and boating with an elevated whole-house Kohler propane generator, garage, large storage area, custom rod racks, ice machine, outdoor shower, 9' x 60' concrete dock, 15,000 lb boat lift, shaded fish cleaning station, and an in-ground 1,000-gallon propane tank for all your propane needs. Other highlights include impact windows and doors, a fenced yard with multiple gates, covered parking, a covered outdoor bar and entertainment area, and a gas hookup for the BBQ grill. Enjoy direct deep-draft Atlantic Ocean access for the perfect day on the water. This stunning home is completely turnkey--just bring your T-shirts, shorts, and toothbrush and start enjoying the Keys lifestyle. Come see this exceptional property before it's gone. Easy and a pleasure

333 Indies Rd, Ramrod
27305 Guadaloupe Ln, Ramrod
$399,000
621287 MLS
Permitted to build your Florida Keys retreat at 27305 Guadalupe Lane on Ramrod Key. This vacant lot offers a documented permitting history for a single-family modular home. Permit shows ROGO approval and a permit revision approving 75 cubic yards of fill and land clearing. Certain green-building requirements, including solar panels, a cistern and a gray-water recycling system, are not reflected in the existing permit documents, potentially representing savings of $50,000 or more. Buyer will need to obtain updated home plans, as the modular home referenced in the existing permit is no longer available and will be subject to County review and approval. Permit documents are available under the Documents tab in the MLS. Buyer to verify current permit validity, ROGO allocation status, approved site work, environmental requirements and all remaining development conditions.

27305 Guadaloupe Ln, Ramrod
27334 Guadaloupe Ln, Ramrod
$1,099,000
3 Beds ⋅ 2 Baths ⋅ 621076 MLS
This waterfront home features impact windows and doors throughout, providing reliable security and peace of mind. Boating enthusiasts will appreciate the direct canal access with no bridges to open water, making it easy to head straight out for a day on the water. The canal-side setup includes a 30' long concrete dock, giving you a dedicated spot to tie up your boat right behind the house. Inside, the home boasts a light-filled 3-bedroom, 2-bathroom open layout designed for comfortable coastal living. The updated kitchen is a chef's delight, complete with granite countertops, stainless steel appliances, a Frigidaire gallery refrigerator, and a built-in wine rack. Additional interior highlights include a dedicated laundry room and a primary bathroom with a large soaking tub in the en-suite. Downstairs, you will find versatile utility and storage space perfect for keeping all your gear organized. Nestled in the desirable island neighborhood of Breezeswept Estates on Ramrod Key, this home offers an authentic Florida Keys lifestyle with direct access to crystal-clear waters, world-class diving, snorkeling, and premier fishing. Launch with ease from a public boat ramp less than two miles away, and spend your weekends exploring popular nearby sandbars. After a day on the water, take a quick walk or bike ride to several local restaurants. This location seamlessly combines quiet neighborhood charm with unbeatable access to the best marine adventures in the Keys.

27334 Guadaloupe Ln, Ramrod
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