Big Pine Key Homes with FHA Finance Terms

Big Pine Key Homes with FHA Finance Terms

Welcome to Big Pine Key, a hidden gem in the heart of the Florida Keys! Nestled in Monroe County, this picturesque island offers a unique blend of natural beauty, vibrant wildlife, and a laid-back lifestyle that is hard to resist. Known for its stunning sunsets, crystal-clear waters, and lush landscapes, Big Pine Key is a paradise for nature lovers and outdoor enthusiasts alike. With its proximity to the Florida Keys National Marine Sanctuary, residents enjoy unparalleled access to world-class fishing, snorkeling, and diving opportunities.

The community of Big Pine is not just about breathtaking views; it’s also a place where you can find your dream home. Many properties in this charming island town are eligible for FHA financing, making it easier for first-time homebuyers or those looking to invest in a slice of paradise. FHA loans offer lower down payment options and flexible credit requirements, allowing you to secure a home without the stress of traditional financing.

Imagine waking up every day in a cozy bungalow surrounded by swaying palm trees, with the ocean just a stone's throw away. Whether you’re looking for a quaint vacation retreat or a permanent residence, Big Pine Key has a diverse selection of homes that cater to various lifestyles and budgets. With the added benefit of FHA financing, your dream of island living is within reach.

Explore the enchanting charm of Big Pine Key, where every day feels like a vacation and the possibilities for adventure are endless. Your island paradise awaits!

Newest Big Pine Key Homes with FHA Finance Terms

$1,750,000
3 Beds ⋅ 2 Baths ⋅ 621198 MLS
Exclusive New Construction in Big Pine Key, Florida Discover the perfect blend of modern luxury, coastal living, and exclusive design in this stunning newly constructed home in Big Pine Key, Florida. Featuring 3 spacious bedrooms and 2 beautifully designed bathrooms, this exceptional residence offers a sophisticated open-concept interior with high-end finishes, contemporary details, and an elegant design created for comfort and style. Step outside to an expansive terrace where you can relax, entertain, and enjoy breathtaking ocean and canal views. The property also features a private boat lift, providing direct and convenient access to the water--perfect for boating and enjoying the incredible Florida Keys lifestyle. Situated on an approximately 9,000-square-foot lot, this property offers generous outdoor space and privacy while embracing the natural beauty of the Keys. Every detail has been thoughtfully designed to create a unique and exclusive living experience. Whether you're looking for a luxurious primary residence, a private Keys retreat, or an exceptional investment opportunity, this one-of-a-kind Big Pine Key home offers the perfect combination of modern architecture, waterfront living, and the unmistakable charm of the Florida Keys.

31450 Ave G, Big Pine
$1,200,000
4 Beds ⋅ 3 Baths ⋅ 621183 MLS
Brand-New Waterfront Luxury Home in the Florida Keys Discover the ultimate Florida Keys lifestyle in this stunning new construction waterfront home featuring 4 spacious bedrooms and 3 beautifully designed bathrooms. Located directly on the water, this exceptional property offers direct ocean access and a private boat dock, making it the perfect retreat for boating, fishing, and enjoying everything the Keys have to offer. The home features a versatile boat loft, providing additional space for storage, watercraft equipment, or recreational use. Designed with modern living in mind, the open-concept layout offers spacious living areas, abundant natural light, and seamless indoor-outdoor living. Step outside and enjoy your private waterfront setting, where you can launch your boat directly from your own dock and head out to the open waters. Whether you're looking for a full-time residence, vacation home, or investment property, this rare combination of new construction, private dock, direct ocean access, 4 bedrooms, 3 bathrooms, and boat loft makes this property an exceptional opportunity in the Florida Keys. Live where others vacation--your Keys lifestyle starts here!

31569 Ave D, Big Pine
$975,000
4 Beds ⋅ 3 Baths ⋅ 621181 MLS
Brand-New Waterfront Home in the Florida Keys Discover the perfect blend of modern luxury and relaxed island living in this stunning brand-new construction home in the Florida Keys. Boasting beautiful canal views, this exceptional property offers the ideal setting to enjoy the tropical lifestyle the Keys are famous for. The home features 4 spacious bedrooms and 3 beautifully appointed bathrooms, providing plenty of room for family, guests, or entertaining. The open and inviting layout is designed to maximize natural light and create seamless connections between the indoor and outdoor living spaces. Enjoy peaceful mornings overlooking the canal and breathtaking sunsets in your own private paradise. With its modern construction, spacious living areas, and desirable waterfront setting, this home is an excellent opportunity for anyone looking to experience the Florida Keys lifestyle in a brand-new residence. Modern design. Spacious living. Waterfront views. Your Florida Keys dream starts here.

31441 Ave F, Big Pine
$950,000
3 Beds ⋅ 3 Baths ⋅ 621180 MLS
Brand-New Waterfront Home in the Florida Keys Discover the ultimate Florida Keys lifestyle in this stunning brand-new construction, perfectly designed for those who love boating, waterfront living, and the beauty of the Gulf. This exceptional property features 3 spacious bedrooms, 2.5 bathrooms, and a private boat dock, providing direct access to the Gulf for unforgettable days on the water. The home offers generous parking space and is being sold fully furnished, allowing you to move in and immediately enjoy everything the Keys have to offer. From the modern finishes and comfortable living spaces to the incredible waterfront setting, every detail was designed for relaxation and enjoyment. Step outside and enjoy your own private waterfront paradise, with your boat just steps from your door and direct access to the Gulf. Whether you're looking for a luxurious primary residence, a vacation retreat, or an exceptional investment opportunity, this property offers the perfect combination of new construction, boating access, comfort, and the laid-back Florida Keys lifestyle. Your dream home on the water is ready to welcome you home.

31490 Ave F Unit Avenue F, Big Pine
$1,260,000
3 Beds ⋅ 2 Baths ⋅ 621133 MLS
Built in 2024 and ready for island living! Welcome to 30851 Baileys Lane, a beautifully designed 3-bedroom, 2-bath waterfront home offering 1,120 sq. ft. of modern coastal living in the heart of Big Pine Key. Bright, open and inviting, the home features a thoughtfully designed floor plan filled with natural light and an easy indoor-outdoor flow. Step outside and enjoy the lifestyle people come to the Florida Keys for--boating, fishing, kayaking and relaxing by the water, all right from your own piece of paradise. The elevated design provides valuable covered space below for parking, storage, boats and all your Keys toys. Built in 2024, this home offers the advantage of newer construction so you can spend more time enjoying the islands and less time worrying about maintenance. Tucked away in the laid-back surroundings of Big Pine Key, yet conveniently located between Key West and Marathon, this is an ideal full-time residence, weekend getaway or Florida Keys retreat. Newer construction. Waterfront living. Your Keys lifestyle starts here.

30851 Baileys Ln, Big Pine
$639,000
2 Beds ⋅ 2 Baths ⋅ 621113 MLS
Great home, great location, and great price! Conveniently located in the sought-after Eden Pines neighborhood of Big Pine Key, this well-appointed home is just minutes from the community boat ramp, shopping, and restaurants. Designed for peace of mind and lasting value, the home features impact windows and doors, a durable metal roof, plantation shutters, and a low flood insurance rate. Step inside from the peaceful pergola setting and discover a bright, inviting home highlighted by a newly renovated kitchen. Sliding glass doors open to a spacious screened porch, creating the perfect indoor-outdoor living space to relax and enjoy the Keys lifestyle. With plenty of room for your boat, trailer, and water toys, you can enjoy easy access to everything the Keys waters have to offer--without the waterfront price tag. Adding to the appeal, this fenced property backs up to the Wildlife Refuge, ensuring no future development directly behind the home and providing a rare sense of privacy, tranquility, and connection to nature. Whether you're looking for a full-time residence or the perfect Keys getaway, 29313 Coconut Palm Drive offers convenience, value, and the laid-back lifestyle that makes the Florida Keys so special.

29313 Coconut Palm Dr, Big Pine
$1,100,000
3 Beds ⋅ 2 Baths ⋅ 621069 MLS
This home has a little bit of everything! Tucked away toward the end of the street in Eden Pines, this 3/2, low maintenance property has a lot to offer. Upstairs is easy living with tile floors, a beautiful wood ceiling, and a large screened porch off the living area. The home is situated on a larger lot, with it's own boat slip, concrete seawall, and different 'pocket' areas to relax in. There are several varieties of fruit trees, and the artificial grass, pea rock, and ornamental plants are virtually maintenance free. There is a fish cleaning table to clean your catch, and a pool and hot tub to relax in after a day on the water. It's your very own little oasis!

29038 Violet Dr, Big Pine
$449,000
2 Beds ⋅ 1 Baths ⋅ 620831 MLS
Start your next adventure from this 2-bedroom, 1-bath retreat in Big Pine Key's Eden Pines community. Just a short stroll from the neighborhood boat ramp, you can be on the water in minutes for fishing, reef trips or an afternoon at the sandbar. Back at home, a fully enclosed yard provides generous outdoor space for pets, entertaining or relaxing in the island breeze. The property sits along a dead-end street with very little passing traffic, while visits from the area's famous Key deer add to the true Big Pine Key experience. The kitchen offers warm butcher-block counters, a farmhouse-style sink and a smooth glass-top range. An indoor laundry room provides added convenience. Climate control is handled by a newly installed mini-split in the living area, plus individual units in both bedrooms for efficient, room-by-room comfort. A metal roof and raised water heater complete the home's practical features. This is an excellent opportunity to enjoy a relaxed Florida Keys lifestyle with convenient boating access right nearby.

29146 Hibiscus Ln, Big Pine
$849,000
3 Beds ⋅ 2 Baths ⋅ 620830 MLS
Situated on an oversized corner lot at the end of a quiet street, this brand-new home is ready to welcome its first owner. Thoughtfully built with durability, quality, and modern design in mind, 281 Pelican Lane offers the perfect blend of contemporary comfort and the relaxed lifestyle of the Florida Keys. Featuring 3 bedrooms and 2 bathrooms, the home is well suited as a full-time residence, seasonal retreat, or monthly vacation rental. The expansive lot provides plenty of room to create your own private outdoor oasis, with space for a pool, tropical landscaping, and entertainment areas. The property overlooks a plugged canal, offering peaceful water views without boat traffic. Enjoy launching a kayak or paddleboard to explore the neighborhood waterways and surrounding mangrove trails, where you can experience the natural beauty and wildlife that make the Florida Keys so special! Call for your private showing today!

281 Pelican Ln, Big Pine
$700,000
3 Beds ⋅ 2 Baths ⋅ 620819 MLS
Welcome to Eden Pines--now offered at an exceptional new price of $700,000! This charming 3-bedroom, 2-bath home sits on a spacious and private 10,000 sq. ft. lot in the heart of Big Pine Key. With a garage, abundant storage, a fully fenced yard, and room to add a pool, this property offers endless potential. Inside, you'll find an inviting open-concept floor plan, two beautifully updated bathrooms, and comfortable living spaces designed for easy Florida Keys living. The covered back porch is the perfect place to relax with your morning coffee while enjoying the peaceful surroundings and frequent visits from the neighborhood Key deer. Located just minutes from the community boat ramp, this home is ideal for boating enthusiasts and anyone looking to embrace the laid-back island lifestyle. Comfortable, private, and now aggressively priced at $700,000, this is an incredible opportunity to own a piece of the Lower Keys. Assumable flood insurance is only 926.00!! Wind 6,121.00!

29160 Primrose Ln, Big Pine
$565,000
2 Beds ⋅ 2 Baths ⋅ 620818 MLS
Private Lower Keys opportunity! Nestled behind a lush hedge of mature Areca palms, this 2BR/2BA CBS home offers privacy, solid construction, and endless potential. Recent improvements include a 2018 post-Irma roof and storm shutters. The fully fenced 6,250 sq. ft. lot provides ample space for a pool, outdoor living, or tropical gardens, with a storage shed already in place. Enjoy a peaceful neighborhood within walking distance of No Name Key and just minutes from the Blue Hole, parks, shopping, dining, and local amenities. Ready for your personal updates and vision, this property is an excellent opportunity to create your own island retreat.

30354 Palm Dr, Big Pine
$1,400,000
3 Beds ⋅ 2 Baths ⋅ 620815 MLS
Discover your paradise in the heart of Big Pine Key! This beautifully maintained 3-bedroom 2-bath CBS, stilted home offers the perfect blend of Lower Keys Island charm and all the modern comforts. Step inside to find a bright, wide-open living space designed for relaxed Keys living and entertaining, with plenty of room for family & friends. Outside, your private backyard oasis awaits. Take a refreshing dip in the sparkling pool/hot tub, lounge in the tropical sun, or entertain your guests in the expansive outdoor living areas amidst the lush tropical landscaping. Whether you're enjoying morning coffee watching the sunrise over the Bay or unwinding with a cocktail after a day on the water, this home is designed for year-round enjoyment. Located in the tranquil Tropical Bay Estates community, you'll be literally minutes from world-class fishing, boating diving, nature trails within the natural beauty of the fabulous Lower Keys. Whether you're searching for a full-time residence, a vacation retreat or a profitable vacation investment rental, this exceptional property offers the laid-back island lifestyle you've been dreaming of. Come experience the best of the Florida Keys-where every day feels like a vacation.

1518 Sunrise Dr, Big Pine
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