Lincoln Gard. No. 2 (5.0) Homes with Conventional Finance Terms

Lincoln Gard. No. 2 (5.0) Homes with Conventional Finance Terms

Welcome to Lincoln Gard No. 2, an enchanting subdivision nestled in the heart of Stock Island, Florida, within the picturesque Monroe County. This vibrant community is not just a place to live; it’s a lifestyle choice that offers a perfect blend of tropical charm and modern convenience.

Lincoln Gard No. 2 is renowned for its inviting atmosphere and friendly neighbors, making it an ideal setting for families, retirees, and anyone seeking a serene escape from the hustle and bustle of everyday life. The homes here boast a unique architectural style that reflects the quintessential Floridian aesthetic, with bright colors and lush landscaping that harmonize beautifully with the natural surroundings.

One of the standout features of this subdivision is the accessibility of homes with conventional finance terms. This means that whether you're a first-time homebuyer or looking to invest in a vacation property, you’ll find financing options that cater to your needs, making homeownership more attainable than ever.

Residents of Lincoln Gard No. 2 enjoy easy access to the stunning waters of the Florida Keys, with nearby marinas and recreational activities that include boating, fishing, and diving. Plus, the vibrant culture of Key West is just a short drive away, offering a plethora of dining, shopping, and entertainment options.

If you’re ready to embrace a lifestyle filled with sunshine, community spirit, and endless adventure, Lincoln Gard No. 2 awaits you. Discover your dream home in this idyllic subdivision today!

Newest Lincoln Gard. No. 2 (5.0) Homes with Conventional Finance Terms

2 Beds ⋅ 2 Baths ⋅ 620922 MLS

Endless Potential on Stock Island! Fantastic opportunity to own a 3,570 sq. ft. lot featuring an existing 1980 2-bed, 2-bath mobile home. Ideal for handymen, investors, or builders seeking a prime Keys project. Keep and renovate the current home for affordable living/rental income, or capitalize on the lot to explore building new. No HOA fees and located just minutes from Key West's premier boating, dining, and attractions. Bring your vision--properties with this level of versatility at this price point are hard to find!

32c 10th Ave, Stock Island

3 Beds ⋅ 2 Baths ⋅ 620731 MLS

Discover the opportunity to own a piece of the Lower Florida Keys in this 3-bedroom, 2-bath home located on Stock Island. Offering approximately 1,418 square feet of living space, this home features a functional floor plan ready for your personal updates and vision. A storage building provides additional space for tools, hobbies, or recreational equipment. Conveniently located near marinas, world-class boating and fishing, waterfront dining, and just a short drive to Smathers Beach, Higgs Beach, Duval Street, Mallory Square, and all that historic Key West has to offer. Whether you're looking for a primary residence, vacation home, or investment opportunity, this property offers the chance to create your own island retreat in one of the most desirable areas of the Florida Keys.

E6 11th Ave, Stock Island

4 Beds ⋅ 3 Baths ⋅ 620041 MLS

This newly built 2026 home on Stock Island delivers what buyers rarely find in the Florida Keys: true new construction, built to current code, with a fully legal guest suite and insurance costs designed to be as manageable as possible -- all priced under $1M. The main residence offers 3 bedrooms, 2 bathrooms, and over 1,500 square feet of thoughtfully designed living space elevated 18 feet above grade. Interiors feature waterproof and scratch-proof luxury vinyl plank flooring, quartz countertops, stainless steel appliances, and in-unit washer and dryer. HardiePlank siding, impact-rated doors and windows, and a metal roof complete a build package engineered for Keys living. Central air conditioning keeps the main home comfortable year-round. The elevated guest suite -- positioned at 9 feet with its own private entrance below the main home -- adds one bedroom, one bathroom, and approximately 500 square feet of additional living space, complete with quartz countertops, stainless steel appliances, in-unit laundry, and a mini-split system. Live in one, rent the other, or house extended family with total privacy. Similar properties are bringing in over $6500 per month in rent. The fully fenced, rock-covered lot provides covered parking under the home and additional off-street parking out front -- a genuine premium in the Keys. Stock Island puts you one bridge from Old Town Key West, with marinas, restaurants, and the energy of the Keys right at your door.

49g Miriam St, Stock Island

4 Beds ⋅ 2 Baths ⋅ 612219 MLS

This 4 Bedroom 2-bathroom doublewide sits on a corner fenced lot with ample parking. This home has a roof that is only a few years old as well as newer central A/C. Currently it is being used as a rental with good monthly income. And you own the land

C1 9th Ave, Stock Island

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Scott Brisson

As a long-time resident of the Florida Keys, I find great joy in assisting others in finding their own happiness in this beautiful area. Prior to settling down in the Lower Keys, I had the opportunity to explore Key Largo to Key West. This firsthand experience has proven invaluable in helping both buyers and sellers navigate the real estate market. My deep passion for being on the water has been a significant asset in my career. Whether it's finding the perfect waterfront property or understanding the unique challenges and opportunities that come with living by the water, I am well-equipped to guide my clients every step of the way.With 27 years of experience as a business owner, I developed a strong foundation of ethics and dedication that sets me apart from others in the industry. Going above and beyond is simply a part of my regular routine, ensuring that my clients receive the highest level of service and support. Whether you're buying or selling in the Florida Keys, you can trust in my experience and commitment to excellence.

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Sandy Dolowy

Honest, approachable, and dedicated to helping you buy or sell in the beautiful Florida Keys. I’m Sandy Dolowy, Realtor® with KeyIsle Realty, specializing in waterfront homes, island living, and investment properties from Key Largo to Key West. Whether you’re relocating, looking for your dream vacation home, or selling a property, I provide clear communication, local expertise, and a client-first approach. My goal is to make your real estate journey stress-free and successful. Backed by the trusted KeyIsle Realty team, I combine strong market knowledge with modern tools to deliver results — all with honesty at the core of every transaction.

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Bruce Ball

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Deni Heintzelman

I am very proud and excited to be selling real estate in the Florida Keys. As an agent, I will work side by side to assist our clients throughout the entire process of buying or selling real estate. The knowledge, passion, and excitement I have for Florida Keys real estate comes from being raised on this beautiful island.

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Tracy Shields

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