Fat Deer Key (53.0) Homes with FHA Finance Terms

Welcome to Fat Deer Key, a hidden gem nestled in the heart of Marathon, Florida, within the stunning Monroe County. This enchanting subdivision offers a unique blend of serene living and vibrant community spirit, making it the perfect place to call home. With its lush tropical landscapes, sparkling waters, and breathtaking sunsets, Fat Deer Key is a paradise for nature lovers and outdoor enthusiasts alike.

The homes in Fat Deer Key are designed with comfort and style in mind, featuring spacious layouts, modern amenities, and beautiful finishes. Whether you're seeking a cozy retreat or a spacious family home, you’ll find a variety of options that cater to diverse lifestyles and preferences. Best of all, many of these homes are eligible for FHA financing, making it easier for first-time buyers and families to secure their dream home in this picturesque setting.

Living in Fat Deer Key means enjoying the best of Florida living with convenient access to nearby attractions, including pristine beaches, world-class fishing, and vibrant dining options. The community fosters a friendly atmosphere, where neighbors become friends and every day feels like a vacation.

With its perfect blend of natural beauty, community charm, and accessible financing options, Fat Deer Key stands out as an ideal choice for those looking to invest in their future. Come discover your slice of paradise in Marathon, Florida, and experience the magic of Fat Deer Key!

Newest Fat Deer Key (53.0) Homes with FHA Finance Terms

$1,245,000

4 Beds ⋅ 3 Baths ⋅ 620026 MLS

Experience the best of Florida Keys waterfront living in this stunning 4-bedroom, 3-bath home located in the highly desirable Vaca Cove community. Offered fully furnished and turnkey, this elevated residence features a spacious open-concept design with large bedrooms, wide hallways, and inviting indoor-outdoor living spaces designed for comfort and entertaining. Boaters will appreciate 35 feet of dockage and quick, deep-water access to both the Atlantic Ocean and Gulf of America through Vaca Cut. Vaca Cove is an intimate enclave of only seven homes built in 2016, centered around a private lagoon marina and resort-style swimming pool. The lagoon seawall is ideal for launching kayaks and paddleboards, adding to the laid-back island lifestyle. Fully licensed for vacation rentals with bookings already in place, this property presents an outstanding opportunity for investors or buyers seeking an easy-care second home with strong rental potential. Constructed for durability and peace of mind, the home includes a metal roof, impact-resistant windows and doors, covered parking, hot tub area, and ample storage for vehicles and boat trailers. Beautifully maintained and move-in ready, this exceptional waterfront retreat offers luxury, convenience, and income potential in one of Marathon's most unique waterfront communities.

12555 Overseas Highway Unit F, Marathon

$1,245,000

4 Beds ⋅ 3 Baths ⋅ 620023 MLS

Nestled within the exclusive waterfront enclave of Vaca Cove, this beautifully furnished 4-bedroom, 3-bath elevated home offers the perfect blend of luxury, comfort, and investment potential. Designed with an expansive open floor plan, wide hallways, and generously sized bedrooms, the home is ideal for entertaining and relaxed coastal living. Enjoy 35 feet of private dockage with easy, deep-water access to both the Atlantic Ocean and Gulf of America via nearby Vaca Cut. Built in 2016, Vaca Cove is a private community of just seven single-family homes surrounding a tranquil lagoon and resort-style pool. The lagoon seawall provides the perfect launch point for kayaks and paddleboards. Fully licensed as a vacation rental with future bookings in place, this turnkey property is being sold beautifully furnished and rental ready. Additional features include covered parking, room for multiple vehicles and boat trailer storage, hot tub area beneath the home, metal roof, and impact windows and doors designed to maximize insurance savings. Whether you're seeking a proven income-producing property, second home, or full-time island retreat, this exceptional Vaca Cove residence delivers effortless Florida Keys living.

12555 Overseas Hwy Unit C, Marathon

$2,495,000

5 Beds ⋅ 4 Baths ⋅ 618204 MLS

Welcome to The Tides at Vaca Cut #2, a beautifully designed 5-bedroom, 4-bathroom waterfront retreat in one of the Florida Keys' most desirable luxury communities. Offering 2,607 square feet of living space, this newer construction residence (2020) was thoughtfully built and designed by D'Asign Source, a leader in Florida Keys luxury architecture and interiors. Furnished with refined coastal style, the home blends upscale design with relaxed island living. The spacious open-concept living area opens seamlessly to a private pool and hot tub, creating an exceptional outdoor entertainment space framed by sweeping views of the Vaca Cut. Whether enjoying a sunset soak or hosting guests, the outdoor living experience here is second to none. Built with longevity and performance in mind, the home features concrete block construction, impact windows and doors, a metal roof, and double-stacked washers and dryers, making it exceptionally well-suited for high-demand vacation rental use. Boaters will appreciate 36 feet of dockage with immediate access to both the Atlantic Ocean and the Gulf of America, while the constant boat traffic through the cut provides some of the best boat-watching in the Middle Keys. Located in a proven luxury complex with strong rental demand, this turnkey property offers outstanding income potential along with an elevated waterfront lifestyle. Luxury design, prime dockage, and resort-style outdoor living—The Tides at Vaca Cut #2 is an exceptional opportunity to own in one of Marathon's premier waterfront developments.

11890 1st Ave Unit 2, Marathon

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