Cudjoe Gardens (21.0) Homes with FHA Finance Terms

Cudjoe Gardens (21.0) Homes with FHA Finance Terms

Welcome to Cudjoe Gardens, a hidden gem nestled in the heart of Cudjoe, Florida, within the picturesque Monroe County. This charming subdivision offers a unique blend of tranquility and accessibility, making it an ideal location for families, retirees, and anyone seeking a serene lifestyle surrounded by natural beauty.

Cudjoe Gardens boasts an array of well-maintained homes, each exuding character and charm. The community is known for its friendly atmosphere and close-knit neighborhood feel, where residents often gather for community events and enjoy leisurely strolls along the tree-lined streets. The lush landscapes and vibrant gardens contribute to the overall appeal, creating a picturesque setting that feels like a permanent vacation.

One of the standout features of Cudjoe Gardens is the availability of homes that qualify for FHA financing. This means that potential buyers can take advantage of more accessible financing options, making homeownership a reality for many. FHA loans are designed to help individuals and families achieve their dreams of owning a home, making Cudjoe Gardens an attractive option for first-time buyers and those looking to invest in a slice of paradise.

With its prime location, residents of Cudjoe Gardens enjoy easy access to the stunning Florida Keys, offering endless opportunities for outdoor activities such as boating, fishing, and diving. Explore nearby parks, indulge in fresh seafood at local eateries, or simply bask in the sun on the beautiful beaches.

Discover the charm and warmth of Cudjoe Gardens, where your dream home awaits in a community that feels like family. Don't miss out on this fantastic opportunity to make this enchanting subdivision your new home!

Newest Cudjoe Gardens (21.0) Homes with FHA Finance Terms

$2,795,000
4 Beds ⋅ 3 Baths ⋅ 618526 MLS
Florida Keys luxury island living at its finest. Welcome to your private slice of tropical island living in coveted Cudjoe Gardens—a true boater's dream set on an oversized double canal-front lot (approx. 15,200 sq. ft.) with an impressive close to 200 feet of concrete seawall. This beautifully designed CBS home offers 4 bedrooms, 3 baths, and nearly 3,000 sq. ft. of living space, thoughtfully arranged for relaxed living and effortless entertaining. Recent renovations elevate the home even further, with the kitchen and primary bath completely and tastefully reimagined by D'Asign Source. The stunning chef's kitchen now features Omega cabinetry, elegant quartzite stone surfaces, premium KitchenAid appliances, and a striking black walnut round dining table that anchors the space with warmth and natural beauty—perfect for gathering with family and friends. Pocket sliding doors open the living areas to a spacious screened Florida Room (approx. 494 sq. ft.), seamlessly blending indoor and outdoor living. Outside, enjoy mature tropical landscaping, extensive paved driveways and walkways, and resort-style spaces designed for relaxing and entertaining. For boating enthusiasts, this property truly shines: approx. 4' control depth, quick access to the reef and backcountry, protected canals, and proximity to a full-service marina. The seawall is fully equipped with a cut-in boat slip, 15,000 lb. boat lift, davits, swim ladder, and outdoor shower—everything you need for life on the water. Additional highlights include a barrel tile roof, an attached 2 car garage, a versatile 676 sq. ft. garage space ideal for storage, hobbies, or island toys. Whether you're hosting sunset gatherings by the pool, heading out for a day on the water, or simply unwinding in your own tropical retreat, this remarkable property offers the perfect blend of comfort, style, and true Florida Keys lifestyle. Come see this exceptional canal-front retreat, where every day feels like a getaway.

20920 5th Ave, Cudjoe
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