Center Island (Toms Harbor) (61.0) Homes with Cash Finance Terms

Welcome to Center Island, a hidden gem nestled in the picturesque Toms Harbor area of Duck, Florida. This charming subdivision offers a unique blend of serene waterfront living and vibrant community spirit, making it an ideal destination for those seeking both relaxation and adventure.

Center Island boasts a variety of beautifully designed homes, each showcasing the quintessential Floridian architecture with modern amenities. Whether you’re looking for a cozy retreat or a spacious family residence, this subdivision has something for everyone. The homes here are not only stunning but also come with flexible cash finance terms, making it easier for you to invest in your dream property without the hassle of traditional financing.

Imagine waking up to the gentle sounds of the ocean and enjoying your morning coffee while taking in breathtaking views of Toms Harbor. The community is surrounded by lush landscapes and offers easy access to pristine beaches, making it perfect for outdoor enthusiasts. Residents can indulge in a variety of water activities, from boating and fishing to kayaking and paddleboarding, all just a stone's throw from their front door.

Center Island is not just a place to live; it’s a lifestyle. With its friendly neighbors and community events, you’ll quickly feel at home in this vibrant enclave. Explore the nearby attractions of Duck, where you can find delightful shops, exquisite dining, and captivating local art.

Discover the charm of Center Island in Duck, FL, and take the first step towards your new home in this idyllic paradise!

Newest Center Island (Toms Harbor) (61.0) Homes with Cash Finance Terms

$4,385,000

3 Beds ⋅ 3 Baths ⋅ 618298 MLS

First time ever offered, this extraordinary open-water estate commands a premier position on Duck Key overlooking the crystal-clear waters of Tom's Harbor and iconic bridge. Spanning two expansive lots with an impressive 152 feet of water frontage, this iconic residence—designed by renowned architect Dale Baldwin—delivers rare scale, privacy, and timeless Florida Keys elegance. A dramatic double-door entrance opens to a light-filled open floor plan defined by white-washed vaulted and tray ceilings, walls of windows, and sweeping harbor views. The chef's kitchen features black granite countertops, a statement island, butler's pantry, and premium appliances including Thermador double ovens, Jenn-Air cooktop with grill, Whirlpool French-door refrigerator, and GE trash compactor. A formal dining space for twelve, pass-through bar and billiards area, and spacious living zones create an exceptional environment for elevated entertaining overlooking the water. The oversized primary suite offers a private waterfront retreat with spa-inspired bath, expansive walk-in closet, and balcony overlooking open water. All bedrooms enjoy private balconies. Additional highlights include abundant storage, interior stairways, laundry room, white ceramic tile floors, and plush carpeted bedrooms. Outdoors, a screened balcony, resort-style pool with paver deck, and mature tropical landscaping frame the ultimate island lifestyle. The expansive T-dock provides outstanding versatility for a boat lift, jet ski lift, and kayak launch. Built with solid concrete construction, standing-seam metal roof, accordion shutters, subfloor access, two-car garage, and a grand half-circular driveway. A landmark offering where architectural distinction meets open-water serenity on prestigious Duck Key.

112 Bimini Dr, Duck Key

$2,444,000

2 Beds ⋅ 2 Baths ⋅ 618772 MLS

Rare opportunity to secure a prime waterfront homesite on highly desirable Duck Key. This is presenting the perfect canvas to design and build a custom island retreat exactly to your vision. Even better, the property is ROGO exempt, meaning no waiting for a new building permit -- a verified build right is already in place (letter on file). Boaters will appreciate the 82 feet of dockage, deep water dockage and exceptionally quick ocean access. Two davits that are 5,500 lbs each one and a turner on one of them. Center Island is a prime location for privacy on Duck Key. Navigate under the Seaview Bridge and head out through the Headpins for fast access to open water, or take the main channel route for larger sportfishing vessels. Enjoy all the lifestyle perks Duck Key is known for, including nearby dining at Hawks Cay Resort, a welcoming island community. that is golf cart friendly. Fly into Marathon airport with your own plane or Million Air and then drive 15 minutes to your island oasis. Whether you're planning a full-time residence or luxury vacation escape, this is your chance to build your dream home in one of the Florida Keys' most sought-after boating enclaves.

154 S Indies Dr, Duck Key

Start Your Search