Plantation Key Homes under $3 million

Plantation Key Homes under $3 million

Welcome to Plantation Key, a hidden gem nestled in the heart of the Florida Keys, Monroe County. This enchanting island offers a unique blend of tropical beauty and laid-back charm, making it a perfect destination for those seeking a slice of paradise. With its stunning waterfront views, lush landscapes, and vibrant local culture, Plantation Key is more than just a place to live—it's a lifestyle.

For homebuyers looking to invest in a slice of this idyllic island, you'll be pleased to know that there are remarkable homes available for under $3 million. These residences provide a variety of options, from cozy waterfront cottages to spacious family homes, each designed to capture the essence of island living. Imagine waking up to the sound of gentle waves lapping at the shore, enjoying your morning coffee on a sun-drenched balcony, or hosting unforgettable gatherings in your backyard oasis.

Plantation Key boasts a plethora of outdoor activities, including boating, fishing, and snorkeling, allowing residents to fully immerse themselves in the natural beauty that surrounds them. The island is also home to a vibrant community with local shops, restaurants, and cultural events that celebrate the unique heritage of the Florida Keys.

Whether you’re looking for a vacation retreat or a permanent residence, Plantation Key offers an unparalleled lifestyle that combines relaxation and adventure. Discover your dream home in this tropical paradise today, and embrace the enchanting allure of island living!

Newest Plantation Key Homes under $3 million

202 Hibiscus St, Islamorada
$760,000
2 Beds ⋅ 2 Baths ⋅ 621446 MLS
Charming CBS home located in Plantation Key Colony, situated on a corner lot and in an X flood zone. Offering over 1,300sf of living space, this 2 bedroom / 2 bath home features a spacious, open floor plan ideal for everyday living and entertaining. The generous kitchen offers abundant cabinetry and counter space and flows seamlessly into the main living area. Both bathrooms have been tastefully updated, and the interior has been freshly painted. Tile flooring throughout, recessed lighting, coastal colors, and a metal roof add to the home's appeal. Outside, enjoy a fenced yard, room for a pool, and ample off-street parking. The neighborhood offers a homeowners park with a boat ramp, providing convenient water access to enjoy the Florida Keys lifestyle. Conveniently located close to schools, shopping, dining, and local amenities, this inviting home is ready to enjoy.

202 Hibiscus St, Islamorada
148 Tequesta St, Tavernier
$999,000
3 Beds ⋅ 2 Baths ⋅ 621391 MLS
Build Now! Purchase price does not include the built home. This price includes the Canal Front Lot, Building Allocation from the Village of Islamorada, approved by the State, Building Plans, Dock Drawings. Highly desirable Plantation Key location, Indian Waterways Subdivision. Build your dream home now. Easy boaters access to Florida Bay and Ocean side. Close to Hospital, Schools, restaurants, local events. Free membership to Founders park with tennis, pickleball, community center, Olympic Pool (small fee) , Sandy beach, childrens playground and more. Voluntary Neighborhood Community Homeowners Park with boat ramp, sunset views and enjoyable sitting areas available for $200 annually. Call agent for Building Plans & drawings. Cross listed as Vacant Land MLS # 619899. Permit application PRSFC202101049. Some photos are conceptual and AI generated.

148 Tequesta St, Tavernier
147 Gardenia St, Tavernier
$1,449,000
3 Beds ⋅ 2 Baths ⋅ 621360 MLS
For the first time on the market, this beloved family home at 147 Gardenia Street invites you to discover a little piece of paradise in Tavernier. Built in 1982 with solid concrete construction, this charming waterfront residence blends enduring quality, tropical beauty, and the unmistakable character of the Florida Keys. Step inside to find 1,368 square feet of upstairs living space, tile flooring throughout, and a spectacular chef's kitchen designed to bring people together. An impressive collection of high-end appliances, abundant cabinetry, and an oversized island with generous seating make this the heart of the home, perfect for everything from casual family breakfasts to lively gatherings with friends. A metal roof and accordion shutters offer added peace of mind, while multiple porches and balconies invite you to enjoy the island breeze. Downstairs, a garage and additional storage areas provide plenty of room for all your Keys essentials. But the real magic begins outdoors. Wander through lush tropical landscaping to discover a whimsical orchid garden pergola, once home to hundreds of orchids lovingly cultivated. Two beautiful stone-accented koi ponds add to the property's tranquil garden atmosphere, creating a setting that feels like your own private botanical escape. Multiple cisterns collect rainwater for garden irrigation, a thoughtful feature for anyone with a passion for cultivating their own tropical oasis. For boating enthusiasts, a large concrete dock and elevator boat lift make it easy to embrace life on the water. Spend your mornings cruising, your afternoons tending the garden, and your evenings unwinding on one of the home's inviting outdoor living spaces. More than just a waterfront home, 147 Gardenia Street is a place where a family's memories have grown for decades, and where a new chapter is waiting to bloom.

147 Gardenia St, Tavernier
119 S Rolling Hill Rd, Tavernier
$1,260,000
3 Beds ⋅ 3 Baths ⋅ 621359 MLS
A rare combination of privacy, space, storage, and Keys living in the heart of Plantation Key! This spacious, solid concrete 3-bedroom home is situated on a desirable double lot at the end of a quiet cul-de-sac in a sought-after neighborhood. The expansive, fully fenced yard features a rolling gate, storage shed, and plenty of room for boat storage, RV parking, or the addition of a pool. The main level offers an open floor plan with hardwood floors, offering three bedrooms, two baths, with a newly renovated kitchen. Walk-around balcony and a fully screened porch off the main living area. Built above flood, the downstairs offers an in-law suite, full bath, dedicated office, and ample storage space. HOA park featuring a private boat ramp, tiki hut, and the perfect place to enjoy sunset views. HOA fees are $120/yr or $400/yr

119 S Rolling Hill Rd, Tavernier
161 Palermo Dr, Islamorada
$1,950,000
3 Beds ⋅ 2 Baths ⋅ 621340 MLS
Perfect fishing retreat/home. A boater's and angler's paradise in Venetian Shores! This 3-bedroom, 2-bath home at 161 Palermo Drive offers deep water and immediate access to the bay and ocean. Enjoy an open floor plan and screened porch, plus concrete construction, a concrete roof, impact windows & doors. A lift makes carrying heavy items upstairs easier. A spacious downstairs rec room with storage, covered parking, and a separate A/C shed for your fishing gear make it easy to enjoy life on the water.

161 Palermo Dr, Islamorada
88181 Old Hwy Unit APT G31, Islamorada
$699,000
3 Beds ⋅ 2 Baths ⋅ 621332 MLS
Looking for a private 3-bedroom condo with dockage that feels like home? Coral Harbour Club's distinctive open-sided building design provides windows on multiple exposures--including in the kitchen and in every bedroom and bath--filling the home with natural light and tropical views. Shared community boat slips and an excellent on-site marina make boating part of everyday life, with fuel and ice available on the property. Head out for fishing, diving, sandbar days or exploring the Florida Keys, then return to your peaceful retreat. Unlike most waterfront condos squeezed onto a narrow strip of shoreline, Coral Harbour Club spans approximately 14 lush acres with mature landscaping and remarkably spacious, private grounds. Two pets any size are welcome, with shaded walks and access to the Atlantic. Nearby covered parking provides convenient access to the building's central elevator up to the third floor, which is shared with only four other residences. Inside, this spacious split-plan condo has been thoughtfully updated for timeless Keys living. The kitchen features a classic Tuscan-style renovation with newer appliances, while both baths have been updated in elegant island style. One bedroom currently serves as a custom built-in office and can easily convert back. Additional features include new central A/C, full-size washer and dryer, generous closets and additional hall storage. A large wrap-around screened porch extends from both side bedrooms across the living area--perfect for morning coffee or unwinding after a day on the water. Impact windows and doors offer peace of mind, while accordion shutters protect the porch while you're away. Amenities include an oceanfront pool, expansive clubhouse, saltwater lagoon with sandy beach, tennis, pickleball and bocce ball courts, and extensive waterfront grounds with shady seating spots for enjoying shimmering sunrises and ever-changing ocean views.

88181 Old Hwy Unit APT G31, Islamorada
148 Riviera Dr, Tavernier
$3,000,000
3 Beds ⋅ 3 Baths ⋅ 621299 MLS
Discover effortless Keys living in this beautifully designed three-story home on the ocean side of Plantation Key, offering protected dockage and immediate ocean access. Thoughtfully designed for both relaxed living and waterfront entertaining, the home features an open floor plan, 9-foot ceilings, and expansive 8-foot sliding glass doors that bring the outdoors in. Drive in and the home welcomes you with an entrance foyer, elevator, and interior stairs to the upper floors. The updated kitchen showcases quartzite countertops, soft-close cabinetry, new Samsung smart appliances, and a generous island with a GE Profile four-burner propane cooktop and downdraft. Sliding glass doors from the kitchen and living area open to a spacious covered terrace with stairs leading to the pool deck. A guest bedroom and bath complete this level. The third floor offers a spacious primary suite with a large walk-in closet, en-suite bath, and 8-foot sliding glass doors opening to a private covered terrace. The luxurious primary bath features a double vanity, soaking tub, and separate shower. A second guest suite and laundry room with sink and under-counter refrigerator are also located on this level. Exterior stairs lead to the rooftop deck, complete with electricity, water, and lighting, perfect for sunbathing, sunset cocktails, or stargazing. The waterfront lifestyle continues below with a pool, 15,000-pound boat lift, kayak launch and storage, fish cleaning station, outdoor shower, and icemaker. A well-appointed summer kitchen with grill, sink, and beverage center makes poolside entertaining a breeze. Additional features include a circular driveway, carport, garage, and thoughtfully maintained landscaping with irrigation and landscape lighting on timers. A beautiful waterfront retreat designed to make every day in the Florida Keys feel like a vacation.

148 Riviera Dr, Tavernier
114 N Coconut Palm Blvd, Tavernier
$2,995,000
2 Beds ⋅ 3 Baths ⋅ 621277 MLS
Just three homes from the bay, this waterfront home in Islamorada offers beautiful bay views, quick boating access and the quintessential Florida Keys lifestyle. The open 2 bedroom, 2 bath upstairs features bay views and high-end finishes. The outdoor offers spacious multi-level terraces with over 4000 sq ft of paver tiles and a waterfront tiki hut perfect for relaxing or entertaining. Boaters will appreciate the concrete dock with 5' draft, davits and fish-cleaning station, with quick and easy access to the bay and to the ocean via Tavernier or Snake Creek. Impact windows and doors, remotely operated roll-down shutters, gated entry, 3rd bathroom downstairs with storage and covered parking. Ideally located in Planation Key Colony; close to shopping, dining, entertainment and healthcare.

114 N Coconut Palm Blvd, Tavernier
88540 Overseas Highway Unit 716, Tavernier
$1,800,000
2 Beds ⋅ 3 Baths ⋅ 621264 MLS
RARELY AVAILABLE AT FUTURA YACHT CLUB! This beautifully remodeled end-unit townhome offers an exceptional Florida Keys lifestyle, complete with two side-by-side deeded boat slips, accommodating vessels up to 39 feet, with the option to add lifts. One of only a select few residences in the community with coveted side windows, that capture expansive panoramic bay views and stunning sunsets. Two balconies provide the perfect setting to relax, entertain, and enjoy the spectacular waterfront surroundings. This fee-simple property has the feel of a single family home and features 2 spacious suites, 2.5 baths, a full-size washer and dryer, an outdoor kitchen and covered parking below. Futura Yacht Club is ideally close to everything while offering a wonderful waterfront lifestyle. Amenities include a private marina, boat ramp, swimming pool, tennis/pickle-ball, basketball courts, and boat and trailer parking. With immediate access to the bay and ocean, boating, fishing, and enjoying the beautiful Florida Keys are just steps away. Opportunities to own an end-unit townhome with two rare deeded boat slips, panoramic bay views, and this level of remodeling are rarely available. Don't miss your chance to own a truly special piece of paradise.

88540 Overseas Highway Unit 716, Tavernier
124 Orchid St, Tavernier
$2,849,000
4 Beds ⋅ 4 Baths ⋅ 621261 MLS
Exceptional Brand New Waterfront Home in a prime Plantation Key location. This striking three-level contemporary residence offers 60 feet of protected deep-water dockage and seawall with direct canal access to Tavernier Creek, providing immediate Atlantic Ocean and Florida Bay access, truly a boater's dream. The ground level features an open-air two-car garage and generous covered space. On the first living level, an expansive recreation room/possibly 4th bedroom, opens seamlessly to the poolside patio, complete with a full cabana bathroom, creating an ideal setting for entertaining and relaxed island living. The second level showcases a bright, open-concept design with an expansive living area, dining space, and a gourmet chef's kitchen outfitted with European Italian cabinetry and premium finishes, in addition to a well-appointed laundry room with sink and built-ins. Living areas extend to a covered waterfront terrace, perfect for indoor-outdoor living. The third level features a luxurious primary suite featuring a walk-in closet, spa-inspired bath with a two-person shower, and a private open-air balcony overlooking the water. Two additional guest bedrooms and a beautifully finished guest bathroom complete the level. Outdoor amenities include a pool, covered terrace, and a professional outdoor kitchen, ideal for entertaining year-round. Ideally located in the Upper Florida Keys with walking distance to multiple desirable restaurants, a quick boat ride to Tavernier Creek Marina for fuel, ice and snacks, and minutes to boutiques, breweries and 5-star dining in Islamorada. A rare blend of modern luxury and the ultimate Florida Keys waterfront lifestyle. SELLER WILL ENTERTAIN DESIRED REVISIONS OR OFFER CREDIT FOR UPGRADES.

124 Orchid St, Tavernier
88500 Overseas Highway Unit 407, Tavernier
$487,500
2 Beds ⋅ 2 Baths ⋅ 621201 MLS
Welcome to your Florida Keys retreat at Summer Sea! Enjoy bay views from your private open deck area. This 2-bedroom, 1.5-bath condo offers updates throughout and coastal living in the highly sought-after, gated Summer Sea community. Bright, stylish, and filled with natural light, this home is your key to island paradise. Unwind while soaking in breathtaking sunsets from the private beach or the rooftop observation deck with panoramic views of the Florida Keys. Community resort-style amenities include a heated/chilled swimming pool, fully equipped fitness center, on-site storage, and a shared freezer/ice machine. Boaters take note: first-come, first-served dockage accommodates vessels up to 26 ft (tip-to-tip) with quick, easy access to the backcountry and open ocean. Spend your days fishing, kayaking, paddleboarding, or diving in crystal-clear waters. Located just minutes from dining, shops, and local favorites.

88500 Overseas Highway Unit 407, Tavernier
130 Palm Ln, Islamorada
$2,250,000
3 Beds ⋅ 3 Baths ⋅ 621121 MLS
Welcome to your private island home retreat, The Belle House. Highlighted on the Netflix series Bloodline as the home of Kevin & Belle Rayburn. Set on an expansive half-acre double lot enveloped by lush, tropical native plantings, this beautifully updated home offers a rare combination of privacy, tranquility, & effortless Keys living. This home offers room to breathe, unwind & genuinely enjoy your surroundings. Mature landscaping creates a secluded, garden-like setting that feels more like a private resort than a traditional residential property. Featured on the Upper Keys 40th Anniversary Garden Walk, this concrete home with metal roof, Anderson impact windows & doors throughout, & lovely, relaxing wraparound porch is situated in an X flood zone. The neighborhood boasts one of Islamorada's nicest homeowners' parks offering a boat ramp, temporary dockage, a beach & wade in swimming area. Depart from your driveway, launch your boat, & be in Florida Bay in under 10 minutes! Located walking distance to Islamorada's Founder's Park. The interior provides casual, timeless elegance with vaulted ceilings & hand sculpted walnut flooring. The main level consists of free-flowing living & dining, chef's kitchen featuring Wolf, Sub Zero & Meile appliances with honed granite countertops, large pantry/laundry area, very spacious primary suite, as well as guest bedroom, bath and under stair storage. The second level provides privacy for your guests or older children, offering a second guest bedroom and bath as well as a sitting room with mini fridge and breakfast bar. This area could easily transition into a 4th bedroom. There is a detached, all concrete garage on the second lot w/ ample space for parking a flats boat and RV ready with 30-amp service. Two driveways provide plenty of parking for multiple vehicles. This unique home is move in ready. It has been beautifully maintained and cared for and is ready for you and your family to make new memories on Palm Lane!

130 Palm Ln, Islamorada
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