Big Coppitt Homes with FHA Finance Terms

Big Coppitt Homes with FHA Finance Terms

Welcome to Big Coppitt, a hidden gem nestled in the stunning Florida Keys, part of Monroe County. This charming island community offers a unique blend of island living and modern conveniences, making it an ideal place for those seeking a tranquil lifestyle without sacrificing accessibility to the vibrant culture of nearby Key West.

Big Coppitt is renowned for its picturesque landscapes, featuring lush tropical vegetation, beautiful waterfront views, and a laid-back atmosphere that invites relaxation and outdoor activities. Residents here enjoy a plethora of recreational opportunities, from fishing and boating to exploring the scenic nature trails. The close-knit community is known for its friendly neighbors and welcoming spirit, making it easy for newcomers to feel right at home.

For prospective homeowners, Big Coppitt presents a fantastic opportunity to invest in real estate with favorable FHA financing terms. Many homes in this idyllic area qualify for FHA loans, making it easier for first-time buyers and those with limited down payment options to purchase their dream home. These homes often boast charming architecture, modern amenities, and easy access to the island's stunning beaches and recreational facilities.

Whether you're looking for a cozy cottage or a spacious family home, Big Coppitt offers a diverse range of properties that cater to various lifestyles and budgets. Embrace the island lifestyle and discover the warmth and beauty of Big Coppitt, where your dream home awaits!

Newest Big Coppitt Homes with FHA Finance Terms

$649,000
2 Beds ⋅ 2 Baths ⋅ 621088 MLS
Welcome First-Time Home Buyers! Completion date set for end of September 2026! This is your chance to own an affordable starter home just 15 minutes from Key West! This brand-new 2 bedroom, 2 bathroom home is thoughtfully designed for comfort, simplicity, and peace of mind. Built to the newest Florida building codes, this home qualifies for the lowest possible insurance rates, offering significant monthly savings--a major advantage for both first-time buyers and savvy homeowners. With everything brand new--roof, windows, appliances, electrical, plumbing, air conditioning--you can move in worry-free and enjoy modern, efficient living from day one. Whether you're starting your journey into home ownership or looking for a smart, low-maintenance investment, this quaint and high-quality home is the one you've been waiting for. Don't miss this opportunity--homes like this don't last long! Contact listing agent for more details. Seller is Florida Licensed RE agent.

4 Del Mar Blvd, Big Coppitt
$1,199,000
3 Beds ⋅ 2 Baths ⋅ 621010 MLS
There's a lot to love about this spacious waterfront home on Big Coppitt Key! Set on a large canalfront lot with peekaboo views of the open bay, you'll enjoy deep-water boating access, paddleboarding or kayaking through the nearby mangroves while taking in the beautiful surroundings, & the beach is just down the road. Key West is just a short drive away, offering the perfect balance of easy access to dining, shopping, & entertainment while coming home to a quieter waterfront retreat. The outdoor space is one of the property's standout features. A wraparound balcony leads to a spacious, shaded back porch overlooking the canal, creating the perfect setting for relaxing or entertaining. Down by the water, you'll find a wide, clear canal, an 80-foot concrete seawall, and ample parking and storage throughout the property. Inside, the home offers generous living space along with numerous recent upgrades. Major improvements include a newer metal roof, A/C system, water heater, ductwork and insulation, & updated kitchen. The home has been well enjoyed over the years and offers plenty of opportunity for the next owner to update and make it their own.

7 Diamond Dr, Big Coppitt
$1,300,000
4 Beds ⋅ 2 Baths ⋅ 620219 MLS
Welcome to your piece of paradise in the Lower Florida Keys. Situated on a spacious 11,475-square-foot corner lot, this elevated and fully remodeled 4-bedroom, 2-bathroom home offers over 1,680 square feet of comfortable island living. The thoughtfully updated interior features a beautiful kitchen with granite countertops, premium Viking appliances, upgraded electrical, and a new central air conditioning system. The open and versatile floor plan provides plenty of space for family, guests, or a vacation retreat. Outside, you'll find a fully fenced yard with ample room to create your dream outdoor oasis, including space for a pool. Boaters will appreciate the 50 feet of concrete seawall, providing easy access and endless opportunities to enjoy the Florida Keys lifestyle. The oversized corner lot offers additional space for landscaping, entertaining, storage, or future enhancements. Ideally located just minutes from Key West and close to the natural beauty of Snipes Point, this property offers the perfect blend of privacy, convenience, and island charm. While many major improvements have already been completed, there is still room to add your own personal touches and further increase the property's value. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this Keys property delivers space, upgrades, and exceptional potential.

1 Riviera Dr, Big Coppitt
$675,000
2 Beds ⋅ 3 Baths ⋅ 620025 MLS
Located just 10 miles from Key West, this 2 story elevated home is the perfect space for full time living or a second home get away. This beautifully maintained 2 bedroom, 2.5 bath modular home offers the perfect blend of comfort, durability, and low-maintenance Florida Keys living. Situated on a fully fenced lot with artificial turf for year-round curb appeal and easy upkeep, the property is ideal as a full-time residence, vacation retreat, or second home investment. Built for peace of mind, the home features a metal roof along with all impact-rated windows and doors, helping keep insurance costs lower while providing excellent storm protection. The elevated design offers covered parking and storage space below, plus an exterior shed for all your tools, bikes, fishing gear, and island toys. Inside, you'll find a bright and inviting layout with spacious bedrooms, open living areas, and a functional floor plan designed for relaxed Keys living. Enjoy the convenience of being just minutes from Key West while still having the privacy and laid-back atmosphere of the Lower Keys. Whether you're looking for a low-maintenance primary home or the perfect island getaway, this property checks all the boxes.

59 Ed Swift Rd, Big Coppitt
$295,000
1 Beds ⋅ 1 Baths ⋅ 619966 MLS
A HIDDEN GEM. Welcome to easy island living in the gated waterfront community of Seaside Resort on Big Coppitt Key. This 1-bedroom, 1-bath home is an excellent opportunity for retirees, military personnel, or second-home buyers looking for an AFFORDABLE place to enjoy the Florida Keys lifestyle without the upkeep of a large property. Designed for comfortable, low-maintenance living, the home features an office space along with a covered carport perfect for shaded parking, outdoor seating, or storing your Keys gear in the storage unit. Whether you're looking for a peaceful full-time residence, a seasonal retreat, or a lock-and-leave vacation property, this home checks all the boxes. An added benefit is that the roof was replaced in 2019. Seaside Resort is a quiet, friendly condominium community offering two community (salt) pools, laundry facilities, marina access, and the added peace of mind of gated security while you're away. Residents enjoy a relaxed atmosphere with convenient access to boating, fishing, restaurants, and nearby amenities. Located just a short drive from Key West (10 miles), you can enjoy all the dining, entertainment, and island charm of Key West while coming home to the quieter pace of Big Coppitt Key. An added bonus: you own the land! Please note this is a no-pet community.

55 Boca Chica Rd Unit 32, Big Coppitt
$775,711
4 Beds ⋅ 2 Baths ⋅ 619768 MLS
Versatile single-family home featuring a private in-law suite, currently configured as two separate 2-bedroom, 1-bath units--ideal for multi-generational living or income potential. Each unit offers its own outdoor space, granite countertops, central A/C, and tile flooring throughout. Property also includes convenient off-street parking. Assumable Mortgage with aprox $473k with an interest rate of 2.375%.

331 Ave F, Big Coppitt
$1,375,000
4 Beds ⋅ 3 Baths ⋅ 619317 MLS
WATERFRONT GEM. Located on Big Coppitt, this location is only five miles from Key West and all destination resort amenities, restaurants, and the downtown Historic District . Adjoined by 130' frontage of a deep canal and 80 feet of multi level concrete seawall, this Boater's paradise has quick access to the Key West Harbor, fabulous Coral Reef diving, offshore fishing and back country beaches, lobster diving and wrecks. An open floor plan with updated kitchen greets you upon entry of this elevated home. One ensuite bedroom and two additional guest bedrooms, share the second bath and laundry area round out the main floor. A large open composite deck faces the canal off the living area, providing over 400 sf of additional outdoor space. The third level is a master suite with large walk in closet and custom bath. The lower level includes a large 900 sf permitted storage area, covered parking for two vehicles from the paver driveway. Construction features include Hardi-board cement based siding and soffits, white metal roof, and plenty of yard for your toy storage, boat trailers, and guest parking. Plenty of Room for a pool and Tiki.

9 Jade Dr, Big Coppitt
$699,000
2 Beds ⋅ 3 Baths ⋅ 619256 MLS
Welcome to 55 Ed Swift Road, a beautifully updated, charming and spacious home offering comfort and privacy. This 2-bedroom, 3-bathroom gem boasts 1,200 square feet of well designed living space, ideal for modern living. The first level features a large, updated kitchen with contemporary finishes, plenty of cabinet space, and a convenient pantry. The adjacent laundry area adds extra practicality to the layout. The expansive living room is perfect for relaxing or entertaining guests, with plenty of natural light and a welcoming atmosphere. Upstairs, you'll find two generously sized bedrooms, each with its own ensuite bath, providing ultimate privacy and convenience. The primary suite is a standout, featuring a walk-in closet with built-in organizers to maximize storage and keep everything in order. The exterior of the home has recently been painted, ensuring a fresh and well maintained look. Enjoy outdoor living in the completely fenced and private backyard, brand new concrete slab - a perfect space for relaxation, pets, or gardening. Additional perks include low insurance costs and the option for assumable flood insurance, offering peace of mind. Insurances: Flood: $828/yr. Wind: $2819/yr HO3: $773/yr. Don't miss the opportunity to call this updated, move in ready home yours!

55 Ed Swift Rd, Big Coppitt
$485,000
2 Beds ⋅ 1 Baths ⋅ 617562 MLS
WATERFRONT & SUNSHINE! A rare opportunity with 50 feet of dockage--this waterfront mobile home is your perfect entry into the laid-back Keys lifestyle. Whether you're dreaming of a full-time coastal escape or a tropical vacation retreat, this charming home offers the ideal blend of comfort, convenience, and coastal charm. Located in a gated condominium community known for its relaxed atmosphere, residents enjoy two pools, laundry facilities, and a marina, making it an excellent lock-and-leave option for part-time or seasonal living. Inside, the home is nicely maintained with white kitchen cabinetry and a step-down family room that frames lovely views of the canal and marina. From the kitchen and family room, you can watch boats launching from the ramp across the water--an ever-changing backdrop of classic Keys boating activity. Sliding doors open to the outdoors where you'll savor those famous island breezes. A covered carport and a shaded outdoor sitting area make everyday living effortless--and ideal for unwinding during Happy Hour. Seaside Resort is known for its friendly vibe and resort-style amenities, all while being just a short drive to Key West. Here, you get the best of both worlds: island energy when you want it, and peaceful privacy when you don't. You own the land--a valuable advantage in the Keys. Please note: This is a no-pet community.

55 Boca Chica Rd Unit 132, Big Coppitt
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