Big Coppitt Homes with FHA Finance Terms

Big Coppitt Homes with FHA Finance Terms

Welcome to Big Coppitt, a hidden gem nestled in the stunning Florida Keys, part of Monroe County. This charming island community offers a unique blend of island living and modern conveniences, making it an ideal place for those seeking a tranquil lifestyle without sacrificing accessibility to the vibrant culture of nearby Key West.

Big Coppitt is renowned for its picturesque landscapes, featuring lush tropical vegetation, beautiful waterfront views, and a laid-back atmosphere that invites relaxation and outdoor activities. Residents here enjoy a plethora of recreational opportunities, from fishing and boating to exploring the scenic nature trails. The close-knit community is known for its friendly neighbors and welcoming spirit, making it easy for newcomers to feel right at home.

For prospective homeowners, Big Coppitt presents a fantastic opportunity to invest in real estate with favorable FHA financing terms. Many homes in this idyllic area qualify for FHA loans, making it easier for first-time buyers and those with limited down payment options to purchase their dream home. These homes often boast charming architecture, modern amenities, and easy access to the island's stunning beaches and recreational facilities.

Whether you're looking for a cozy cottage or a spacious family home, Big Coppitt offers a diverse range of properties that cater to various lifestyles and budgets. Embrace the island lifestyle and discover the warmth and beauty of Big Coppitt, where your dream home awaits!

Newest Big Coppitt Homes with FHA Finance Terms

511 Ave D Unit B, Big Coppitt
$779,000
3 Beds ⋅ 2 Baths ⋅ 621824 MLS
Welcome to easy Florida Keys living in Big Coppitt Key! This elevated 3-bedroom, 2-bath home offers 1,152 square feet of comfortable living space with an inviting open floor plan. The bright living area flows seamlessly into the kitchen and dining space, creating a welcoming setting for everyday living and entertaining. The kitchen features white cabinetry, stainless steel appliances, and a convenient breakfast bar, while the spacious living room offers plenty of room to relax. Neutral finishes, updated flooring, and ceiling fans throughout add to the home's coastal appeal. Downstairs, the expansive covered parking area provides plenty of space for vehicles and recreational equipment. Surrounded by tropical landscaping and offering a generous parking area, this property is well suited for the Florida Keys lifestyle. An added bonus is the home's low insurance costs, offering potential savings on the cost of ownership. Conveniently located near Naval Air Station Key West (NAS Boca Chica) and just minutes from downtown Key West, this home offers easy access to shopping, dining, boating, and everything the Lower Keys have to offer. Whether you're looking for a full-time residence or a Keys getaway, this home is ready to enjoy! Seller is a licensed real estate agent. Bedroom photos are digitally enhanced.

511 Ave D Unit B, Big Coppitt
212 Ave G, Big Coppitt
$879,000
3 Beds ⋅ 3 Baths ⋅ 621738 MLS
NEW LISTING! The home is located just minutes away from Key West at MM10, offering a serene island oasis while remaining conveniently close to everything. The spacious lot measures 7,500 square feet and is fenced, featuring tropical landscaping and a hot tub. The elevated home offers bright living spaces that are filled with sunlight, along with a kitchen that is equipped with a large breakfast bar and stainless steel appliances. The primary bedroom includes an en suite bathroom and ample closet space, including a large walk-in closet. Additional bedrooms are nicely sized. The home also features central air conditioning, a laundry area, and plenty of storage space on the ground level, complete with parking facilities. There are also mango, key lime, & avocado trees on the property to enjoy.

212 Ave G, Big Coppitt
55 Boca Chica Rd Unit 447, Big Coppitt
$439,000
2 Beds ⋅ 2 Baths ⋅ 621658 MLS
Welcome to Seaside Resort, a gated, waterfront community just 10 minutes from the heart of Key West! This bright, cheerful 2 bed, 2 bath home with 864 sq ft of updated living space is move-in ready and offered turn-key furnished. Step inside this impeccably kept home to discover an open-concept layout filled with natural light, coastal charm, and a spacious feel. The kitchen features crisp white cabinetry and a breakfast bar that flows seamlessly into the dining and living areas creating a perfect setting for entertaining. Vaulted ceilings, tile flooring, and a neutral color palette add to the inviting atmosphere. Outside, enjoy 2 covered parking spaces and a 2,040 sq ft land owned lot, a rare and valuable perk in resort-style living. Located in the sought-after Seaside Resort, residents enjoy outstanding amenities including 2 pools (one waterfront!), a full marina with boat ramp, fitness center, bocce ball, clubhouse, trailer/boat storage, and a calendar full of social events like happy hours, live music nights, poker nights, and book clubs. Ideal for full-time residents or seasonal snowbirds looking for a vibrant and peaceful coastal lifestyle.

55 Boca Chica Rd Unit 447, Big Coppitt
750 Prado Cir, Big Coppitt
$795,000
3 Beds ⋅ 2 Baths ⋅ 621649 MLS
Welcome to easy island living in Big Coppitt Key! This 3 bedroom, 2 bath elevated home sits on a spacious 7,500 square foot corner lot offering plenty of room to enjoy the Florida Keys lifestyle. Featuring a brand new roof, storage, ample parking for your vehicles, boat, and other toys. Many options to add a pool and create your own backyard oasis. Conveniently located near the local park and boat ramp making it easy to get out on the water and enjoy everything the Keys have to offer. With a great location and plenty of outdoor space this home is ready for its next owner to make it their own!

750 Prado Cir, Big Coppitt
8 Cactus Dr, Big Coppitt
$875,000
3 Beds ⋅ 2 Baths ⋅ 621430 MLS
Up in the Air, Down to Earth: Your Escape on Big Coppitt! Built up on stilts, the way homes out here were meant to be built, this 3 bedroom, 2 bath home puts the living space where the light and breeze are, with a massive covered footprint below for parking, entertaining, and storage. Upstairs, the living, dining, and kitchen flow together the way a home should when real life actually happens in it. Stone counters, stainless appliances, an island, and windows everywhere that frame palm trees instead of your neighbor's fence. A favorite part might be the evenings though. Sit out on the deck and watch a storm roll across the Gulf, and once it clears, the skies out here are dark enough that you'll actually see the stars. The yard is fully fenced and secure, so if you've got dogs, they finally get room to run. Garden beds are already growing, there's a storage shed, a grill ready to go for whenever you feel like cooking outside, and an outdoor shower tucked in the corner for rinsing off after the beach or a day in the sun, with still enough open lawn for a pool or a fire-pit. You're twenty minutes from Key West whenever you want the restaurants, the noise, the whole scene. Then you come home to your retreat and never think twice about parking. Geiger Key Marina is very close too, a real locals spot for kayaking, paddle boarding, good food, and cold drinks, with water views that hold their own against anything in Key West. Three bedrooms, two baths, about 1,550 square feet of living space, elevated construction, covered parking and storage below, and a fully fenced oversized lot. Come see it. I think you'll feel it the second you walk up.

8 Cactus Dr, Big Coppitt
7 Diamond Dr, Big Coppitt
$1,149,000
3 Beds ⋅ 2 Baths ⋅ 621010 MLS
There's a lot to love about this spacious waterfront home on Big Coppitt Key! Set on a large canalfront lot with peekaboo views of the open bay, you'll enjoy deep-water boating access, paddleboarding or kayaking through the nearby mangroves while taking in the beautiful surroundings, & the beach is just down the road. Key West is just a short drive away, offering the perfect balance of easy access to dining, shopping, & entertainment while coming home to a quieter waterfront retreat. The outdoor space is one of the property's standout features. A wraparound balcony leads to a spacious, shaded back porch overlooking the canal, creating the perfect setting for relaxing or entertaining. Down by the water, you'll find a wide, clear canal, an 80-foot concrete seawall, and ample parking and storage throughout the property. Inside, the home offers generous living space along with numerous recent upgrades. Major improvements include a newer metal roof, A/C system, water heater, ductwork and insulation, & updated kitchen. The home has been well enjoyed over the years and offers plenty of opportunity for the next owner to update and make it their own.

7 Diamond Dr, Big Coppitt
1 Riviera Dr, Big Coppitt
$1,300,000
4 Beds ⋅ 2 Baths ⋅ 620219 MLS
Welcome to your piece of paradise in the Lower Florida Keys. Situated on a spacious 11,475-square-foot corner lot, this elevated and fully remodeled 4-bedroom, 2-bathroom home offers over 1,680 square feet of comfortable island living. The thoughtfully updated interior features a beautiful kitchen with granite countertops, premium Viking appliances, upgraded electrical, and a new central air conditioning system. The open and versatile floor plan provides plenty of space for family, guests, or a vacation retreat. Outside, you'll find a fully fenced yard with ample room to create your dream outdoor oasis, including space for a pool. Boaters will appreciate the 50 feet of concrete seawall, providing easy access and endless opportunities to enjoy the Florida Keys lifestyle. The oversized corner lot offers additional space for landscaping, entertaining, storage, or future enhancements. Ideally located just minutes from Key West and close to the natural beauty of Snipes Point, this property offers the perfect blend of privacy, convenience, and island charm. While many major improvements have already been completed, there is still room to add your own personal touches and further increase the property's value. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this Keys property delivers space, upgrades, and exceptional potential.

1 Riviera Dr, Big Coppitt
59 Ed Swift Rd, Big Coppitt
$675,000
2 Beds ⋅ 3 Baths ⋅ 620025 MLS
Located just 10 miles from Key West, this 2 story elevated home is the perfect space for full time living or a second home get away. This beautifully maintained 2 bedroom, 2.5 bath modular home offers the perfect blend of comfort, durability, and low-maintenance Florida Keys living. Situated on a fully fenced lot with artificial turf for year-round curb appeal and easy upkeep, the property is ideal as a full-time residence, vacation retreat, or second home investment. Built for peace of mind, the home features a metal roof along with all impact-rated windows and doors, helping keep insurance costs lower while providing excellent storm protection. The elevated design offers covered parking and storage space below, plus an exterior shed for all your tools, bikes, fishing gear, and island toys. Inside, you'll find a bright and inviting layout with spacious bedrooms, open living areas, and a functional floor plan designed for relaxed Keys living. Enjoy the convenience of being just minutes from Key West while still having the privacy and laid-back atmosphere of the Lower Keys. Whether you're looking for a low-maintenance primary home or the perfect island getaway, this property checks all the boxes.

59 Ed Swift Rd, Big Coppitt
55 Boca Chica Rd Unit 32, Big Coppitt
$255,000
1 Beds ⋅ 1 Baths ⋅ 619966 MLS
A HIDDEN GEM. Welcome to easy island living in the gated waterfront community of Seaside Resort on Big Coppitt Key. This 1-bedroom, 1-bath home is an excellent opportunity for retirees, military personnel, or second-home buyers looking for an AFFORDABLE place to enjoy the Florida Keys lifestyle without the upkeep of a large property. Designed for comfortable, low-maintenance living, the home features an office space along with a covered carport perfect for shaded parking, outdoor seating, or storing your Keys gear in the storage unit. Whether you're looking for a peaceful full-time residence, a seasonal retreat, or a lock-and-leave vacation property, this home checks all the boxes. An added benefit is that the roof was replaced in 2019. Seaside Resort is a quiet, friendly condominium community offering two community (salt) pools, laundry facilities, marina access, and the added peace of mind of gated security while you're away. Residents enjoy a relaxed atmosphere with convenient access to boating, fishing, restaurants, and nearby amenities. Located just a short drive from Key West (10 miles), you can enjoy all the dining, entertainment, and island charm of Key West while coming home to the quieter pace of Big Coppitt Key. An added bonus: you own the land! Please note this is a no-pet community.

55 Boca Chica Rd Unit 32, Big Coppitt
331 Ave F, Big Coppitt
$775,711
4 Beds ⋅ 2 Baths ⋅ 619768 MLS
Live the Florida Keys lifestyle in this character-filled 4-bedroom, 2-bath home on Big Coppitt Key, approximately 10 minutes from Key West. With 1,415 square feet and two distinct living areas, the home offers exceptional flexibility for visiting family and friends, a home office, or simply room to spread out. An assumable mortgage with an approximate balance of $468,000 at 2.375% may be available, subject to lender approval and buyer qualification. The freshly updated kitchen features warm butcher-block countertops, a deep stainless-steel sink, subway-tile backsplash and stainless-steel range hood. Central air conditioning, tile floors and thoughtful improvements throughout make the home comfortable and ready to enjoy. Each living area has its own outdoor space, while the 4,900-square-foot lot provides generous off-street parking on a spacious paver driveway--ideal for multiple vehicles, a boat and the Keys lifestyle. Built in 1933, this home has experienced an island journey unlike most. Its story began with a connection to housing at the former Key West Naval Seaplane Base, part of the area's rich military and maritime past. In the 1960s, the structure made its way from Key West to Big Coppitt Key, beginning its new chapter on Avenue F. Today, that history is paired with a renewed coastal-cottage appearance featuring Bahama-style shutters, tropical landscaping and welcoming outdoor spaces. Two nearby neighborhood parks offer a playground, basketball court, outdoor fitness equipment, picnic areas and open green space. A convenient public boat ramp close to home provides boat-trailer parking and easy water access. Whether you are seeking a full-time Keys residence, seasonal island retreat or flexible home with room for family and guests, 331 Avenue F offers history, character and everyday access to the best of Lower Keys living.

331 Ave F, Big Coppitt
9 Jade Dr, Big Coppitt
$1,375,000
4 Beds ⋅ 3 Baths ⋅ 619317 MLS
WATERFRONT GEM. Located on Big Coppitt, this location is only five miles from Key West and all destination resort amenities, restaurants, and the downtown Historic District . Adjoined by 130' frontage of a deep canal and 80 feet of multi level concrete seawall, this Boater's paradise has quick access to the Key West Harbor, fabulous Coral Reef diving, offshore fishing and back country beaches, lobster diving and wrecks. An open floor plan with updated kitchen greets you upon entry of this elevated home. One ensuite bedroom and two additional guest bedrooms, share the second bath and laundry area round out the main floor. A large open composite deck faces the canal off the living area, providing over 400 sf of additional outdoor space. The third level is a master suite with large walk in closet and custom bath. The lower level includes a large 900 sf permitted storage area, covered parking for two vehicles from the paver driveway. Construction features include Hardi-board cement based siding and soffits, white metal roof, and plenty of yard for your toy storage, boat trailers, and guest parking. Plenty of Room for a pool and Tiki.

9 Jade Dr, Big Coppitt
55 Ed Swift Rd, Big Coppitt
$699,000
2 Beds ⋅ 3 Baths ⋅ 619256 MLS
Welcome to 55 Ed Swift Road, a beautifully updated, charming and spacious home offering comfort and privacy. This 2-bedroom, 3-bathroom gem boasts 1,200 square feet of well designed living space, ideal for modern living. The first level features a large, updated kitchen with contemporary finishes, plenty of cabinet space, and a convenient pantry. The adjacent laundry area adds extra practicality to the layout. The expansive living room is perfect for relaxing or entertaining guests, with plenty of natural light and a welcoming atmosphere. Upstairs, you'll find two generously sized bedrooms, each with its own ensuite bath, providing ultimate privacy and convenience. The primary suite is a standout, featuring a walk-in closet with built-in organizers to maximize storage and keep everything in order. The exterior of the home has recently been painted, ensuring a fresh and well maintained look. Enjoy outdoor living in the completely fenced and private backyard, brand new concrete slab - a perfect space for relaxation, pets, or gardening. Additional perks include low insurance costs and the option for assumable flood insurance, offering peace of mind. Insurances: Flood: $828/yr. Wind: $2819/yr HO3: $773/yr. Don't miss the opportunity to call this updated, move in ready home yours!

55 Ed Swift Rd, Big Coppitt
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