Tavernier Homes with Conventional Finance Terms

Tavernier Homes with Conventional Finance Terms

Welcome to Tavernier, Florida – a captivating gem nestled in the heart of the Florida Keys, within Monroe County. Known for its stunning waterfront views and vibrant community, Tavernier offers an idyllic lifestyle that perfectly blends relaxation and adventure. With its tropical climate, residents enjoy year-round sunshine and the gentle ocean breeze, making outdoor activities a daily delight.

Tavernier is renowned for its rich marine life, offering excellent opportunities for fishing, boating, and diving. The nearby John Pennekamp Coral Reef State Park is a must-visit, showcasing the breathtaking underwater world that attracts snorkelers and divers from all over. The area is also home to charming boutiques, delicious seafood restaurants, and local art galleries, providing a unique cultural experience.

For those considering making Tavernier their home, the real estate market here offers a variety of options, including homes that are available with conventional finance terms. This means that potential buyers can take advantage of traditional mortgage options, making the dream of owning a piece of paradise more accessible. Whether you’re looking for a cozy waterfront cottage or a spacious family home, Tavernier’s diverse real estate offerings cater to every lifestyle and budget.

Embrace the laid-back lifestyle of the Keys while enjoying the convenience of modern amenities. With its friendly community, stunning landscapes, and a plethora of recreational activities, Tavernier is not just a place to live – it’s a lifestyle choice. Explore your options today and discover why so many have chosen to call Tavernier home!

Newest Tavernier Homes with Conventional Finance Terms

$1,800,000
2 Beds ⋅ 3 Baths ⋅ 621264 MLS
RARELY AVAILABLE AT FUTURA YACHT CLUB! This beautifully remodeled end-unit townhome offers an exceptional Florida Keys lifestyle, complete with two side-by-side deeded boat slips, accommodating vessels up to 39 feet, with the option to add lifts. One of only a select few residences in the community with coveted side windows, that capture expansive panoramic bay views and stunning sunsets. Two balconies provide the perfect setting to relax, entertain, and enjoy the spectacular waterfront surroundings. This fee-simple property has the feel of a single family home and features 2 spacious suites, 2.5 baths, a full-size washer and dryer, an outdoor kitchen and covered parking below. Futura Yacht Club is ideally close to everything while offering a wonderful waterfront lifestyle. Amenities include a private marina, boat ramp, swimming pool, tennis/pickle-ball, basketball courts, and boat and trailer parking. With immediate access to the bay and ocean, boating, fishing, and enjoying the beautiful Florida Keys are just steps away. Opportunities to own an end-unit townhome with two rare deeded boat slips, panoramic bay views, and this level of remodeling are rarely available. Don't miss your chance to own a truly special piece of paradise.

88540 Overseas Highway Unit 716, Tavernier
$699,000
3 Beds ⋅ 2 Baths ⋅ 621202 MLS
Seller Financing possible, call for terms. Solid CBS construction in the heart of historic Tavernier. Built in 2018, this well-maintained 3-bedroom, 2-bath home offers quality construction, a functional layout, and easy Florida Keys living. Features include all-concrete CBS construction with a solid concrete roof, polished concrete floors, high vaulted ceilings, fresh interior paint, generous natural light, and double closets for added storage. The spacious kitchen offers a pantry, ample cabinetry, and bar-top seating that opens comfortably to the main living area. Enjoy the rear porch and refreshing ocean breezes in a quiet neighborhood filled with classic Keys character. Conveniently located near local parks, gyms, restaurants, shopping, and everyday amenities, with easy access throughout the Upper Keys. Move-in ready and equally well suited as a full-time residence, second home, or Florida Keys retreat.

129 Tavern Dr, Tavernier
$487,500
2 Beds ⋅ 2 Baths ⋅ 621201 MLS
Welcome to your Florida Keys retreat at Summer Sea! Enjoy bay views from your private open deck area. This 2-bedroom, 1.5-bath condo offers updates throughout and coastal living in the highly sought-after, gated Summer Sea community. Bright, stylish, and filled with natural light, this home is your key to island paradise. Unwind while soaking in breathtaking sunsets from the private beach or the rooftop observation deck with panoramic views of the Florida Keys. Community resort-style amenities include a heated/chilled swimming pool, fully equipped fitness center, on-site storage, and a shared freezer/ice machine. Boaters take note: first-come, first-served dockage accommodates vessels up to 26 ft (tip-to-tip) with quick, easy access to the backcountry and open ocean. Spend your days fishing, kayaking, paddleboarding, or diving in crystal-clear waters. Located just minutes from dining, shops, and local favorites.

88500 Overseas Highway Unit 407, Tavernier
$739,000
2 Beds ⋅ 2 Baths ⋅ 621182 MLS
CBS home on a large lot in Islamorada's desirable Edenaire! This concrete 2 bedroom, 2 bath house has a metal roof, impact windows and doors, and is in an X flood zone. Highly sought after Edenaire subdivision offers voluntary membership to one of the best homeowners parks in Islamorada offering a private boat ramp & 72 hour dockage for your boat! Easy, direct access to either Florida Bay or the Atlantic Ocean via Tavernier Creek. This solid home has lots of recent upgrades including all new interior doors, fresh interior paint, and landscaping. The kitchen has granite countertops and wood cabinets, a stainless range hood over the island, and the fridge is brand new never used. The fully fenced yard offers plenty of space out back for entertaining, swing sets, or a pool! There's also a roomy shed for convenient storage. The paver driveway leads directly up to this ground level home with plenty of parking in the front for your boat and trailer. This is a fantastic opportunity to live in Plantation Key as a full time residence or a weekend getaway! Just minutes away from tons of popular Islamorada shopping, restaurants, and schools. Island life awaits!

124 Coral Ave, Tavernier
$799,000
4 Beds ⋅ 2 Baths ⋅ 621042 MLS
Discover an excellent investment opportunity in the Florida Keys! This income-producing duplex features two separate 2-bedroom, 1-bath units, offering flexibility for investors, multi-generational living, or an owner-occupant looking to live in one side while generating rental income from the other. Each unit provides comfortable living space and the potential for steady rental income in a highly desirable Keys location. An additional lot is also available for purchase, providing even more opportunity for future investment or expansion, subject to applicable zoning and approvals. Conveniently located close to shopping, the hospital, schools, and everyday amenities, while offering the relaxed Florida Keys lifestyle. The property is approximately one hour from the mainland, making it an attractive option for both full-time residents and those seeking an investment property in the Keys. Whether you're looking to expand your real estate portfolio, house-hack by living in one unit and renting the other, or take advantage of the additional lot opportunity, this property is worth a look!

159 Casa Court Dr Unit A/B, Tavernier
$880,000
4 Beds ⋅ 2 Baths ⋅ 620967 MLS
Live in one unit and rent the other or enjoy the flexibility of this bright and versatile duplex . Featuring two separate 2-bedroom, 1-bath units, this elevated property offers a comfortable layout, abundant natural light, and a peaceful setting surrounded by nature. The property features a durable metal roof, has been recently painted, and offers ample covered parking with plenty of space for an RV and boats. The spacious outdoor area provides room to create your own private oasis and potentially add a pool. A wonderful opportunity to live, invest, or generate rental income in the Florida Keys!

187 & 189 Casa Court Dr, Tavernier
$749,000
2 Beds ⋅ 2 Baths ⋅ 620947 MLS
BEAUTIFUL PLANTATION KEY COLONY 2BR-2BA CBS Block Construction with a Brand New Metal Roof, featuring a PRIVATE COMMUNITY BOAT RAMP with a Low Voluntary $250 Yearly Fee at MM90 Bayside in Tavernier. The Private Community Boat Ramp is located 5 minutes to Tavernier Creek Bayside entrance, with Ocean access in 15 minutes. Tavernier Creek is the gateway to the Gulfstream and Patch Reefs featuring World Class Fishing and Diving. The Bayside also features excellent Flats Fishing, Diving, and Water Sports Fun: Water Skiing, Jet Skiing, Kayaking, and Paddle Boarding. The Community Bayfront Park also features a Beach and Picnic Aerea. Plenty of room to park Boats, Trailers, and RVs. Excellent location, minutes to Key Largo and the Village of Islamorada. Easy commute to Miami and the Miami International Airport. Plantation Key Colony - Paradise Awaits!

207 Hibiscus St, Tavernier
$1,100,000
4 Beds ⋅ 3 Baths ⋅ 620860 MLS
Welcome to this stunning elevated Coastal 3/2 + 1/1 Pool home in the heart of Key Largo, where modern design meets the relaxed Florida Keys lifestyle. Recently Built with quality and style in mind, this beautifully appointed residence features an open-concept floor plan, soaring ceilings, abundant natural light, impact windows and doors, and elegant wood-look tile flooring throughout. The spacious kitchen is designed for both everyday living and entertaining, offering quartz countertops, stainless steel appliances, custom cabinetry, and a large center island overlooking the living and dining areas. The primary suite provides a peaceful retreat with a spa-inspired ensuite bath featuring a frameless glass shower and designer finishes. Additional bedrooms offer comfortable accommodations for family and guests with an Additional separate Room and Bathroom Downstairs for Guests to enjoy. Outdoor living is where this home truly shines. Enjoy your private backyard oasis complete with a sparkling pool, covered patio with ample seating, mounted TV, tropical landscaping, and maintenance-free artificial turf. The oversized covered lower level provides generous parking, storage, and additional entertaining space, while the expansive upper balcony is the perfect place to enjoy your morning coffee or evening breeze. Ideally located near world-class boating, fishing, diving, waterfront restaurants, parks, shopping, and everything that makes Key Largo one of the most sought-after destinations in the Florida Keys. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this exceptional property offers the perfect combination of luxury, comfort, and island living. Don't miss the opportunity to have your piece of paradise in Key Largo!

241 Hispanola Rd, Tavernier
$1,675,000
3 Beds ⋅ 2 Baths ⋅ 620789 MLS
South Florida Luxury Waterfront Living at an Exceptional Value Experience the best of South Florida waterfront living in this stunning custom home, perfectly situated in a peaceful neighborhood with direct Atlantic Ocean access. Located directly across from Rodríguez Key and just minutes from Mosquito Bank and the world-famous Molasses Reef, this property is a dream come true for boating, fishing, diving, and snorkeling enthusiasts. Built in 2011, this elevated Florida Keys-style home was designed for both beauty and peace of mind. Constructed on concrete piles with a durable metal roof, impact-resistant windows and doors, and modern engineering, it offers outstanding storm protection and potential insurance savings. Inside, you'll find an open-concept floor plan filled with natural light. Rich wood cabinetry and custom millwork throughout the home provide warmth, elegance, and lasting durability. The chef's kitchen features top-of-the-line appliances, premium finishes, and generous workspace, while the beautifully appointed bathrooms showcase high-quality materials and timeless design. The outdoor living spaces are equally impressive. Enjoy a spacious lot that's perfect for entertaining family and friends, along with a large storage room beneath the home. The property offers 70 feet of protected seawall and a 50-foot concrete dock finished with a brand-new waterproof engendered wood deck. A newly nstalled 15,000-pound boat lift makes launching and storing your vessel effortless. The seawall is protected with aluminum caps and rubber fenders to help preserve your investment. The hard work has already been done for your future backyard oasis--approved permits and plans are in place for the construction of a private swimming pool, providing the perfect place to relax after a day on the water. Additional features include a covered carport, an oversized driveway with plenty of room for vehicles, boats, and recreational toys, Come and experience it f

123 Peace Ave, Tavernier
$499,900
2 Beds ⋅ 2 Baths ⋅ 620763 MLS
Welcome to Summer Seas, a desirable waterfront community in the heart of the Florida Keys! This beautifully maintained 2-bedroom, 1.5-bath condominium offers the perfect blend of comfort, convenience, and island living. Enjoy a bright and inviting layout with an open living area, comfortable bedrooms, and a private balcony to relax and take in the tropical surroundings. The community features waterfront amenities, including a marina, pool, and easy access to the beautiful waters of the Florida Keys. Conveniently located near restaurants, shopping, boating, and everything Islamorada and Tavernier have to offer. Whether you are looking for a full-time residence, vacation getaway, or investment opportunity, this charming Keys retreat is ready to welcome you home.

88500 Overseas Highway Unit 208, Tavernier
$3,450,000
4 Beds ⋅ 3 Baths ⋅ 620762 MLS
This exceptional waterfront estate situated on two lots and on a deep water canal with a 50ft dock is situated in the heart of Plantation Key. The property features a grand three story residence framed by established palm trees and a striking, patterned paver driveway. The expansive grounds are clean but unplanted, offering a clear blank canvas for you to design your ultimate custom tropical landscaping and privacy screening. The backyard focuses entirely on the water, featuring a lagoon style pool with cascading waterfalls, rock formations, and elevated sun decks. A private waterfront dock provides instant access to boating, fishing, or cruising to the open waters of Florida Bay. Inside, this well maintained home is incredibly clean and move in ready. The living spaces are generous and bright, with large windows that seamlessly connect to outdoor terraces overlooking the canal. Enjoy breathtaking, panoramic sunset views from the spacious rooftop observation deck, which provides vistas over the mangrove preserve and surrounding waterways. This property is perfect for someone looking for an immaculate, turnkey home with significant upside potential to add value and personality through their own landscaping vision. It offers the true keys lifestyle just minutes from world class fishing and attractions. This is more than a home; it is a true island destination.

168 Indian Mound Trl, Tavernier
$799,000
4 Beds ⋅ 2 Baths ⋅ 620736 MLS
More Space Than the Tax Records Reflect! This charming Tavernier home offers much more than meets the eye. While the tax records reflect a 2-bedroom home, the enclosed front porch has been thoughtfully converted into two additional rooms, providing flexible space for guests, a home office, hobbies, or extended family. Buyers should verify the current layout and permitted improvements to their satisfaction. Nestled on a beautifully landscaped lot with mature trees, this property offers privacy, shade, and plenty of outdoor space to relax or entertain. Located in the desirable Indian Harbor subdivision, residents enjoy access to a private homeowners park featuring a boat ramp, making it easy to enjoy the Florida Keys boating lifestyle. Conveniently located just minutes from Plantation Key School and Coral Shores High School, this home combines a peaceful neighborhood setting with easy access to schools, shopping, dining, and all the recreational opportunities the Keys have to offer. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this home offers exceptional versatility in a fantastic location. Don't miss your chance to make it your own!

149 Pueblo St, Tavernier
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