Saddle Bunch Homes with Assumable Finance Terms

Saddle Bunch Homes with Assumable Finance Terms

Welcome to Saddle Bunch, Florida, a hidden gem nestled within the picturesque Monroe County. This charming community offers a unique blend of serene coastal living and vibrant local culture, making it an ideal place to call home. With its lush landscapes, stunning waterfront views, and a laid-back atmosphere, Saddle Bunch is perfect for those seeking a tranquil retreat or an adventurous lifestyle.

Saddle Bunch is known for its friendly neighborhoods and a strong sense of community. Residents enjoy easy access to the beautiful Florida Keys, where world-class fishing, diving, and boating await just beyond their doorstep. The area’s warm climate and pristine beaches provide endless opportunities for outdoor activities, whether you prefer soaking up the sun, exploring nature trails, or indulging in water sports.

One of the standout features of Saddle Bunch real estate is the availability of homes with assumable finance terms. This unique opportunity allows buyers to take over existing mortgage loans, often at favorable interest rates, making homeownership more accessible. Whether you’re a first-time buyer or looking to invest, these homes offer flexibility and financial ease, allowing you to focus on creating memories in your new abode rather than worrying about complex financing options.

Explore the vibrant lifestyle that Saddle Bunch has to offer, where every sunset brings a new adventure and every home tells a story. Discover your dream home in this idyllic community and embrace the beauty of life in Saddle Bunch, Florida. Your new beginning awaits!

Newest Saddle Bunch Homes with Assumable Finance Terms

$972,000
3 Beds 1 Baths 621164 MLS
Tucked along a wide, deep canal, this concrete 3 bedroom, 1 bath home offers a thoughtfully designed split floor plan that creates privacy and flexibility rarely found in a home of this size. The primary suite occupies its own side of the home, while the guest quarters are positioned on the opposite side--ideal for visiting family and friends, a home office, or simply having separate spaces to retreat and unwind. At the heart of the home, the living and kitchen areas bring everyone together with classic Conch island style and thoughtful updates, including new kitchen appliances, a remodeled bathroom, and efficient ductless mini-splits. Outside, the property feels like a private tropical retreat. Two mango trees, key lime, lemon, and starfruit trees mingle with palms and tropical flowers, creating a lush backdrop for slow mornings and easy entertaining. Relax on the sandy beach with lounge chairs, unwind in the jetted swim spa, rinse off in the outdoor shower with full bath, or enjoy the screened porch after a day on the water. For boaters, the waterfront setup is exceptional. The 50-foot-wide canal offers 3+ feet of control depth, complemented by a 75-foot concrete seawall, fish-cleaning station, and rare grandfathered private boat ramp--a feature increasingly difficult to find in the Keys. There's also abundant parking for large boat trailers, multiple vehicles, or a guest RV, plus a 30-amp RV hookup and wired for a whole house generator. Practical improvements include a newer roof, new 100-amp electrical service panel and mast, and mostly impact windows with shutters for the remainder, rounded out by a 14 foot sliding chainlink. Whether you're looking for a full-time island home or weekend escape, this property brings together privacy, boating access, generous parking, outdoor living, and tropical character in this truly special slice of the Florida Keys. Local favorite Baby's Coffee, a neighborhood park, and tennis/pickleball courts are just steps

12 Bay Dr, Saddle Bunch

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