Key Largo Homes with Conventional Finance Terms

Key Largo Homes with Conventional Finance Terms

**Discover Key Largo: Your Slice of Paradise in Florida**

Welcome to Key Largo, the enchanting gem of Monroe County, Florida! Nestled at the northernmost point of the Florida Keys, this vibrant community is renowned for its stunning waterfront views, vibrant marine life, and an unmatched laid-back lifestyle. With its lush tropical landscapes and crystal-clear waters, Key Largo is a haven for those who seek both adventure and tranquility.

Key Largo is not just a paradise for nature lovers; it’s also a thriving hub for real estate opportunities. Whether you’re looking for a charming single-family home, a luxurious waterfront property, or a cozy condo, the housing market here offers a diverse range of options. Many homes are available with conventional financing terms, making it easier than ever to secure your dream property in this idyllic locale.

Imagine waking up to the gentle sound of waves lapping against the shore, sipping your morning coffee while watching the sunrise paint the sky in hues of orange and pink. With an array of outdoor activities at your doorstep—from snorkeling in the John Pennekamp Coral Reef State Park to fishing in the Gulf Stream—Key Largo is a playground for those who appreciate the great outdoors.

The community is also rich in culture and history, with delightful restaurants, art galleries, and local events that celebrate the unique spirit of island living. Whether you're planning to retire, invest, or find a vacation home, Key Largo offers a perfect blend of relaxation and excitement. Embrace the Key Largo lifestyle and let your dream home become a reality in this tropical paradise!

Newest Key Largo Homes with Conventional Finance Terms

30 Bonita Ave, Key Largo
$650,000
3 Beds ⋅ 2 Baths ⋅ 621924 MLS
YOUR FLORIDA KEYS PARADISE IS ALMOST READY! 80% Complete -- The Final 20% Is All About YOU! Imagine owning a home in the beautiful Florida Keys where you get to add the finishing touches and make it truly your own! This solidly constructed CBS home offers 1,553 square feet of living space, 3 bedrooms, and 2 bathrooms. With approximately 80% of the construction already completed, the hard work is largely behind you. Now comes the exciting part -- choosing the final details that reflect your personal style. Whether you envision a modern coastal retreat, a tropical Keys getaway, or your forever home, this property gives you the opportunity to create something uniquely yours.Property Highlights: 1,553 sq. ft. of living space, 3 spacious bedrooms, 2 bathrooms, Solid CBS (concrete block) construction, Approximately 80% complete, Customize the remaining finishes to your taste. Why settle for someone else's design when you can put your own signature on your Florida Keys dream home? The foundation is there. The possibilities are yours. Your Keys paradise is waiting! Located across the Key Largo High School.

30 Bonita Ave, Key Largo
79 Mutiny Pl, Key Largo
$3,700,000
4 Beds ⋅ 3 Baths ⋅ 621921 MLS
Wide-open Florida Bay views stretch as far as you can see from this 4 bedroom, 3 bath bayfront home in Key Largo's sought-after Buccaneer Point. Set right on the water with sweeping, unobstructed views, this is the Keys lifestyle at its best: mornings on the water, afternoons by your heated pool, and sunsets over the bay every evening. Take the boat out for a day of fishing or waterskiing, launch the jet skis from your own lift, then head to dinner in Key Largo or Islamorada. As the first of the Florida Keys, Key Largo puts you on island time without the long drive down the Overseas Highway, and only about an hour from Miami. The kitchen is outfitted with high-end appliances throughout, including a Viking gas range top, Thermador double wall ovens, a Bosch dishwasher and a Sub-Zero refrigerator with two freezer drawers. The primary suite opens to water views with a walk-in closet and a spa-like bath. An oversized two-car garage with EV-ready charging and abundant storage, a gated lot, tropical landscaping, a paver driveway and a bayside tiki complete the picture. Your bayfront escape is waiting.

79 Mutiny Pl, Key Largo
94825 Overseas Highway Unit 28, Key Largo
$3,617,000
6 Beds ⋅ 7 Baths ⋅ 621886 MLS
Amazing views awaits you at this brand new and exquisite oceanfront property overlooking stunning watercolor views from every angle. This hidden gem location on an oversized end lot in prestigious Key Largo Ocean Resorts, this 6 bedroom, 6.5 bathroom beauty with a spacious den offers large living with 1800 square feet of living on each of the two main floors and another 900 square feet on the fourth floor with unsurpassable open water views from a spacious terrace. An elevator is available for easy access to this palatial home. Observation pier permit with Army Corp approval. Community clubhouse, pool, tennis courts and playground offered as part of the association. Private Fenced back yard 48 Inch Cement summer kitchen with sinks lots of storage and stainless steel cabinets EV Charger Generator Elevator Approve overwater deck Appraised done on 10/24/26 $4.3 million

94825 Overseas Highway Unit 28, Key Largo
50 Mutiny Pl, Key Largo
$1,699,999
3 Beds ⋅ 4 Baths ⋅ 621881 MLS
Experience the best of Florida Keys living in this spacious 3-bedroom, 3.5-bath lakefront home with a private office. Each bedroom features an ensuite bathroom, while the oversized primary suite offers a private porch and peaceful water views. The bright, open interior is filled with natural light and features updated stainless-steel appliances. Outdoors, enjoy a beautiful inground pool surrounded by a screened lanai, perfect for relaxing or entertaining. Situated on a large lot with a single-car garage, this exceptional property offers excellent, unobstructed views of the bay and an incredible waterfront lifestyle.

50 Mutiny Pl, Key Largo
229 2nd Rd, Key Largo
$560,000
3 Beds ⋅ 2 Baths ⋅ 621879 MLS
Experience the charm of Old Florida Keys living in the desirable Largo Sound Village community! This classic 3-bedroom, 2-bath Conch-style home captures the character and laid-back island atmosphere that make the Florida Keys so special. Offering generously sized bedrooms and bathrooms, a dedicated dining area, spacious laundry room, and a screened-in back porch perfect for enjoying the tropical breezes, this home provides comfortable living with plenty of potential to make it your own. In addition to the home's two bathrooms, the property also features a third bathroom, offering added convenience and functionality for family and guests. Two of the three bedrooms feature their own en-suite bathrooms, providing added privacy, comfort, and convenience for family and guests. Adding to its appeal, the property is situated in desirable Flood Zone X, an added advantage for Florida Keys homeowners. Step outside to a spacious backyard offering endless possibilities for gardening, outdoor entertaining, or creating your very own tropical retreat. Whether you're searching for your first home in paradise, a weekend getaway, or an investment opportunity with room to add value, this property offers an exciting chance to bring your vision to life while embracing its timeless Keys character. Located at Mile Marker 104, Largo Sound Village is a wonderful community for those who love the outdoors and life on the water. For just $150 annually, residents have the option to join the private homeowners association, providing access to a community boat ramp and homeowners park. Additional neighborhood features include ample boat trailer parking and a dog-friendly community park area. With convenient access to both the Atlantic Ocean and Florida Bay, you'll be just minutes from some of the best fishing, diving, boating, and sandbar adventures the Florida Keys have to offer. And with Miami approximately an hour away, enjoying your own slice of paradise has never been more convenient.

229 2nd Rd, Key Largo
38 Transylvania Ave, Key Largo
$780,000
3 Beds ⋅ 2 Baths ⋅ 621831 MLS
Quality, Space & Easy Florida Keys Living! Impeccably maintained by its owner, this beautifully crafted concrete home offers 3 bedrooms, 2 full baths, and the quality finishes and thoughtful details that make Florida Keys living so enjoyable. Soaring ceilings and a spacious floor plan create a bright, open, and airy atmosphere. The inviting kitchen features granite countertops, custom wood cabinetry, stainless steel appliances, and an oversized island--perfect for everyday living, gathering with family, and entertaining friends. Step outside to a private, fenced backyard surrounded by tropical foliage and native trees, creating a peaceful outdoor retreat. Located in a sought-after neighborhood, this home also offers access to a premier homeowners' park featuring a beach, pavilion, restroom facilities, and boat ramp. Conveniently situated near shopping, schools, and the highway for an easy commute to Miami, this well-cared-for home combines quality construction, comfortable living, and the best of the Florida Keys lifestyle.

38 Transylvania Ave, Key Largo
500 N Emerald Dr, Key Largo
$525,000
2 Beds ⋅ 2 Baths ⋅ 621822 MLS
Paradise found!! Located in Silver Shores waterfront resort community, this home is 2 bedroom 2 bathrooms with a large screened room for entertaining. The home has an open floor plan with newer stainless appliances, Mitsubishi mini-split system and instant water heater. The bathrooms and kitchen are updated and the home has newer insulated windows and doors. The home also has a metal roof installed 2018. Enjoy morning coffee with the sunrise from the screen room or open porch with a partial Atlantic ocean view. A carport provides plenty of covered parking and the large corner lot has lush tropical landscape and fruit trees. Silver Shores subdivision has exceptional amenities, including a heated/chilled pool, marina, boat ramp, clubhouse, tennis, pickleball, bocce, and shuffleboard, waterfront tiki hut, boat/RV storage and large clubhouse with plenty of activities.

500 N Emerald Dr, Key Largo
8 Ocean View Blvd, Key Largo
$711,000
2 Beds ⋅ 2 Baths ⋅ 621815 MLS
WELCOME TO THE BUNGALOW AT EIGHT OCEAN VIEW--YOUR TURNKEY KEY LARGO RETREAT! Beautifully remodeled, tastefully furnished, and move-in ready, this charming 2-bedroom, 1.5-bath CBS home blends coastal character, modern comfort, and effortless Florida Keys living. Thoughtful upgrades include a gorgeous 2026 kitchen, polished terrazzo and tile floors, impact windows and doors, an expanded walk-through shower, and a newer A/C system. Outside, enjoy your own tropical escape with a tiki hut, outdoor shower, fire pit, fenced yard, and inviting spaces to relax or entertain. Generous parking accommodates vehicles, a boat, or camper. EXCEPTIONAL VALUE! A CERTIFIED APPRAISAL COMPLETED LESS THAN 30 DAYS AGO VALUED THE PROPERTY ABOVE THE CURRENT $711,000 LIST PRICE. Offered fully furnished and turnkey, this home is ideal as a primary residence, vacation getaway, or investment opportunity. ALSO AVAILABLE FOR LEASE, FULLY FURNISHED WITH ALL UTILITIES INCLUDED! Bring your suitcase and start enjoying the laid-back Keys lifestyle. At The Bungalow at Eight Ocean View, every day feels like a getaway! Additional highlights include a 2017 roof, 2024 refrigerator and washer/dryer, updated plumbing, R-30 insulation, refreshed landscaping, and a welcoming outdoor setting with room to gather after a day on the water. Whether you're seeking a low-maintenance island home or a ready-to-enjoy escape, every detail has been considered. Tour today, on LOCKBOX!

8 Ocean View Blvd, Key Largo
130 Lorelane Pl, Key Largo
$1,725,000
3 Beds ⋅ 2 Baths ⋅ 621793 MLS
Beautifully Maintained Oceanside Waterfront Home in Key Largo! Enjoy the Florida Keys lifestyle in this inviting, move-in-ready 3-bedroom, 2-bath home situated along a picturesque oceanside canal. Offering 70 feet of waterfront with concrete dockage and a 13,500-pound boat lift, this property combines comfortable coastal living with wonderful outdoor entertaining spaces. Step inside to discover a bright, welcoming interior featuring an open living and dining area, an attractive kitchen with island seating, and impact windows and doors throughout. The comfortable living spaces extend outdoors to a spacious covered balcony and open sun deck, perfect for morning coffee, afternoon relaxation, or gathering with family and friends. The downstairs level offers covered parking, storage, and a versatile bonus room ideal for recreation or entertaining. Surrounded by lush tropical landscaping, the property features a covered outdoor entertainment area with bar, inviting waterfront spaces, and room for a future pool. Whether enjoying the beautiful canal views, spending time on the water, or simply relaxing in your own tropical retreat, this home offers the best of casual Keys living. Conveniently located near shopping, restaurants, and Key Largo Community Park, this home offers a wonderful combination of waterfront tranquility and everyday convenience. Move right in and start living your Florida Keys dream!

130 Lorelane Pl, Key Largo
80 Ocean Front Dr, Key Largo
$7,295,000
4 Beds ⋅ 4 Baths ⋅ 621778 MLS
A rare opportunity to own one of the most extraordinary oceanfront properties in the Florida Keys, offering the exceptional combination of expansive Atlantic Ocean frontage and over 110 feet of protected canal dockage. Situated on a spectacular private peninsula extending into the Atlantic, this remarkable estate encompasses approximately 1.6 acres of upland and an additional 0.7 acres of submerged land. Beyond the gated entrance, a long, winding driveway introduces a property defined by privacy, exclusivity, and breathtaking panoramic ocean views. What truly sets this property apart is the ability to enjoy unobstructed oceanfront living while having over 110 feet of protected dockage along a concrete seawall, providing convenient boating access without sacrificing the beauty and tranquility of the open Atlantic. The existing executive residence features soaring ceilings, a dramatic curved staircase, spacious entertaining areas, and spectacular water views. The main living levels offer four bedrooms and three-and-a-half bathrooms, with additional ground-level space below base flood elevation. Outside, a swimming pool overlooks the Atlantic, while a private tiki hut at the end of the peninsula offers an unforgettable setting surrounded by tropical waters. Whether you envision restoring and enhancing the existing residence or creating a magnificent new oceanfront estate, the possibilities are extraordinary, subject to applicable approvals. Properties combining substantial upland acreage, panoramic Atlantic views, exceptional privacy, and protected dockage are exceedingly rare in the Florida Keys. This is more than an oceanfront home; it is an opportunity to create a lasting waterfront legacy.

80 Ocean Front Dr, Key Largo
322 Mahogany Dr, Key Largo
$635,000
3 Beds ⋅ 1 Baths ⋅ 621775 MLS
PRICE IS NOT THE ONLY IMPROVEMENT!! Discover the potential in this elevated 3 bedroom home in Pamela Villa, with cathedral ceilings, crown molding, and vinyl plank flooring throughout. The third bedroom offers a distinctive hardwood ceiling and private entrance. The larger size bathroom has an oval tub. Enjoy the tropical landscaping, a fully fenced backyard, covered parking, and a legal finished downstairs area that adds flexibility. Recent improvements include complete exterior painting and replacement of staircase railings, new range hood, ceiling fans. Located in an X flood zone, with no HOA fees. Expansion downstairs is possible, to add a bathroom and more living space. Conveniently located near shopping, dining, and John Pennekamp Coral Reef State Park plus it is convenient to Key Largo amenities including the Murray Nelson Cultural Center. Many are within walking/biking distance including Key Largo Park and Jacobs Aquatic center, professional Pickle ball courts, and the YMCA at the park The property is also covered by a Truly Nolen termite contract which transfers to the Buyer.

322 Mahogany Dr, Key Largo
112 Tweedy Pie Ter, Key Largo
$439,999
2 Beds ⋅ 1 Baths ⋅ 621762 MLS
Start enjoying the Florida Keys lifestyle in this charming 2-bedroom, 1-bath manufactured home in the desirable Oceanside community of Wynken, Blynken & Nod Estates! Whether you're searching for a weekend getaway, a seasonal retreat, a permanent residence, or a potential rental investment, this property offers plenty of possibilities. Situated on a dry lot, this semi-furnished home features an updated kitchen with stainless steel appliances and a welcoming living area perfect for gathering with family and friends. Step outside to a spacious, covered porch with plenty of room to relax, entertain, and enjoy the laid-back outdoor lifestyle. Enjoy the convenience of a low HOA fee of just $500 annually, with access to a community boat ramp for launching your boat or jet ski. You're just minutes from Rodriguez Key and other popular sandbar destinations. Conveniently located near schools, restaurants, marinas, and local attractions, this property offers the best of Keys living. Don't wait for the summer rush! Come see this home, envision the possibilities, and make it your own...now is the time to take the next step. Call today to schedule your private showing!

112 Tweedy Pie Ter, Key Largo
Start Your Search

How much is your home worth?

Get instant property value now!