Key Largo Homes with Conventional Finance Terms

Key Largo Homes with Conventional Finance Terms

**Discover Key Largo: Your Slice of Paradise in Florida**

Welcome to Key Largo, the enchanting gem of Monroe County, Florida! Nestled at the northernmost point of the Florida Keys, this vibrant community is renowned for its stunning waterfront views, vibrant marine life, and an unmatched laid-back lifestyle. With its lush tropical landscapes and crystal-clear waters, Key Largo is a haven for those who seek both adventure and tranquility.

Key Largo is not just a paradise for nature lovers; it’s also a thriving hub for real estate opportunities. Whether you’re looking for a charming single-family home, a luxurious waterfront property, or a cozy condo, the housing market here offers a diverse range of options. Many homes are available with conventional financing terms, making it easier than ever to secure your dream property in this idyllic locale.

Imagine waking up to the gentle sound of waves lapping against the shore, sipping your morning coffee while watching the sunrise paint the sky in hues of orange and pink. With an array of outdoor activities at your doorstep—from snorkeling in the John Pennekamp Coral Reef State Park to fishing in the Gulf Stream—Key Largo is a playground for those who appreciate the great outdoors.

The community is also rich in culture and history, with delightful restaurants, art galleries, and local events that celebrate the unique spirit of island living. Whether you're planning to retire, invest, or find a vacation home, Key Largo offers a perfect blend of relaxation and excitement. Embrace the Key Largo lifestyle and let your dream home become a reality in this tropical paradise!

Newest Key Largo Homes with Conventional Finance Terms

$459,500
2 Beds ⋅ 2 Baths ⋅ 621276 MLS
Ground-floor condo with pool views and the community pool just steps from the screened patio. This updated, fully furnished 2-bedroom, 2-bath residence offers 778 square feet with an open living and dining area, modern kitchen, stainless-steel appliances and low-maintenance finishes. Landings of Largo is a gated bayfront community offering two pools, a marina, community boat ramp, fish-cleaning stations, kayak storage, dry boat-trailer parking, sunset pier, clubhouse, fitness room, tennis, pickleball and bocce courts. The monthly condominium fee helps cover roof and building-exterior maintenance, master building insurance, cable, pest control, security, common-area maintenance and community amenities. Offered furnished for use as a primary residence, Keys getaway or monthly rental, subject to association rules and approval. Conveniently located near Key Largo boating, fishing, diving, shopping and dining.

98321 Windward Ave, Key Largo
$768,000
3 Beds ⋅ 2 Baths ⋅ 621262 MLS
'Key Largo Home Comes With a Beach & Boat Ramp!' Move-In Ready Island living with private waterfront Homeowners Park! Built in 2018, this solid concrete home offers the perfect combination of newer construction, easy island living, and one of the neighborhood's best amenities: access to a private homeowner's park with a beach, boat ramp, picnic area. Launch the boat, spend the afternoon by the water, enjoy a picnic, or simply relax and embrace the Florida Keys lifestyle just minutes from home. Situated on a desirable corner lot, the property also offers abundant parking with plenty of room for multiple vehicles, a boat, trailer, and all your Keys toys. Beautifully maintained and truly move-in ready, you can start enjoying your new home from day one without taking on a major renovation project. Whether you're looking for a full-time residence, weekend escape, or second home, 16 Jewfish offers the space, convenience, and lifestyle that make Key Largo living so special. Bring the boat, bring the toys, and start living the Keys lifestyle!

16 Jewfish Ave, Key Largo
$1,495,000
3 Beds ⋅ 2 Baths ⋅ 621253 MLS
Welcome to 41 Sunset Rd, Key Largo, FL--a beautifully totally remodeled and move-in ready home offering the laid-back Keys lifestyle you've been looking for. This 2-bedroom residence features a dedicated office (that could also be used as a 3rd guestroom) 2 full bathrooms, and a bright, updated interior with upgraded finishes throughout. The heart of the home is a modern kitchen with stainless-steel appliances and stylish design details. Added peace of mind comes with all-new impact windows and impact doors. Step outside to an expansive huge lot with plenty of room for outdoor living, plus space for boat parking and room for all your Florida Keys toys. Complete with a 2-car garage and plenty of parking, convenience is built in. Enjoy walking to the public beach access, a waterfront park, and a boat ramp nearby--ideal for boating, fishing, and relaxing by the water. Don't miss this Key Largo gem!

41 Sunset Rd, Key Largo
$985,000
2 Beds ⋅ 3 Baths ⋅ 621242 MLS
Two bedroom 2.5 bath in Key Largo MM 100 on the Bayside, Ocean front property, very unique condo nestled on 24 acres of lush tropical hardwood, with only a total 38 units.The Condo is gated with an electric gate, a Gym, tennis court, basket ball, swimming pool, clubhouse in and out boat concierge service, Water craft storage for your jet ski or boat.Has designated parking for your automobile, with ample visitor parking. Must SEE property ! Awesome sunsets at the Tiki hut located on the Boat Dock. First come first serve boat slip.

307 Sanctuary Dr Unit 307, Key Largo
$955,000
4 Beds ⋅ 4 Baths ⋅ 621241 MLS
Perfect Florida Keys townhouse with proven Rental Income! Located in resort style Mariners Club Key Largo - gated community, unit offers a unique opportunity to rent as a 4 bedroom/4 bathroom or a 2 bedroom/2 bathroom! Recently painted & some upgrades in downstairs unit, turnkey & low maintenance with 5 years of rental history on VRBO. Community Marina offers deep-water dockage, 2 oceanfront pools, 24-hr security, game room, community grills, tennis, pickleball, basketball, gym, & more! Boat dry dock storage & Jet ski storage available (Costs managed by HOA). No rental restrictions - manage independently or through a property manager. Pet friendly community for owners.

97501 Overseas Hwy Unit UNIT 906, Key Largo
$769,000
2 Beds ⋅ 2 Baths ⋅ 621220 MLS
750 Madrid Road - Key Largo, Florida Beautifully Updated 2-Bedroom, 2-Bath Home in a Great Key Largo Family Neighborhood! This beautifully updated 2-bedroom, 2-bath home offers an impressive list of recent improvements and is located in a wonderful family-friendly neighborhood, conveniently close to schools and John Pennekamp Coral Reef State Park. Recent upgrades include a new 3.5-ton air-conditioning system with new duct work, a new furnace, a new hot water heater, new kitchen appliances, and beautifully remodeled bathrooms. Tile flooring throughout provides easy Florida Keys living, while the stunning Dade County pine ceilings add warmth, character, and a rare architectural feature that is increasingly difficult to find. The home has been freshly painted inside and out and includes new window blinds, new smoke detectors, and four new ceiling fans--four inside and four outside. New exterior lighting has been added to both the front and rear of the home. Additional improvements include new fencing and an electronic entry gate, providing added privacy and convenience. A stack washer and dryer is conveniently located in the guest bathroom. The durable metal roof and extensive list of recent upgrades make this home ready to enjoy. There are 3 decks to relax and enjoy on. Located in a great family neighborhood close to local schools and John Pennekamp Coral Reef State Park, this home offers the opportunity to enjoy the best of the Florida Keys lifestyle while being conveniently situated near some of Key Largo's most popular amenities. A wonderful opportunity to own a beautifully updated Key Largo home with character, comfort, and an exceptional list of improvements!

750 Madrid Rd, Key Largo
$2,150,000
4 Beds ⋅ 3 Baths ⋅ 621206 MLS
Waterfront living at Mariner's Club in Key Largo! One of only three residences in the entire community offering desirable views from both sides, this spacious 4BR/3BA residence enjoys open-water views on one side and marina views on the other--a rare distinction from most residences that face the parking area on one side. Offering 2,635 SF, the home features an expansive covered terrace ideal for indoor-outdoor living and entertaining. The generous floor plan includes a large living/dining area, stone flooring, abundant natural light, and a well-appointed kitchen with wood cabinetry, granite surfaces, stainless-steel appliances, double ovens, and breakfast area. The waterfront primary suite enjoys terrace access and beautiful views, while three additional bedrooms provide excellent space for family, guests, or office use. Located in a gated resort-style community with tropical grounds, pool amenities, marina surroundings, and easy access to the best of the Key Largo boating lifestyle. An exceptional combination of space, views, and location.

97501 Overseas Highway Unit 321, Key Largo
$1,599,000
3 Beds ⋅ 2 Baths ⋅ 621197 MLS
Florida Keys living at its best! Absolutely lovely and truly a must see deepwater dockage with concrete dock and 20 thousand pound boatlift for your large boat 3 Bedroom 2 bath open living with beautiful kitchen with quartz counter tops downstairs large outdoor kitchen for all your friends & family entertainment all furniture included this area has a homeowners park with boat ramp and beach is a voluntary association with picnic area

234 Allen Ave, Key Largo
$1,595,000
4 Beds ⋅ 5 Baths ⋅ 621186 MLS
Welcome to this stunning 4-bedroom, 4.5-bathroom waterfront home in highly desirable Key Largo, ideally located just five homes from the open ocean. This beautifully appointed property offers the perfect blend of modern design, comfort, and the quintessential Florida Keys lifestyle. Enjoy direct ocean access, a sparkling private pool, and a charming tiki hut--perfect for entertaining, relaxing, and enjoying the tropical surroundings. The property also features a 10,000-pound boat lift, providing exceptional convenience for boating enthusiasts. A beautiful modern concrete driveway adds to the home's impressive curb appeal. Ideally situated near Key Largo's restaurants, shopping, boating, and other popular attractions, this property offers an excellent location for enjoying everything the Florida Keys have to offer. Whether you're seeking a private waterfront residence, vacation retreat, or investment opportunity, this exceptional Key Largo property is one you won't want to miss.

71 Coral Dr, Key Largo
$739,000
2 Beds ⋅ 2 Baths ⋅ 621151 MLS
Discover your slice of paradise in the Florida Keys at the exclusive Tamarind Bay Club, where waterfront living meets modern coastal style. This updated waterfront condo in Key Largo offers the perfect blend of comfort, functionality, and investment potential, ideal as a full-time residence, vacation home, or income-producing property. Step inside to a bright, open-concept floor plan featuring durable tile flooring, a split-bedroom layout for added privacy, and seamless indoor-outdoor living. The upgraded kitchen includes stainless steel appliances, granite countertops, and a breakfast bar, making it perfect for entertaining or everyday living. Expansive sliding glass doors lead to a private waterfront terrace with stunning bay views, perfect for enjoying ocean breezes, sunset views, and outdoor dining. Impact-resistant windows and doors, along with an X flood zone location, provide added security and peace of mind for Florida Keys homeowners. Both spacious bedrooms feature ensuite bathrooms and large walk-in closets, offering comfort and convenience for residents and guests alike. Boating enthusiasts will appreciate marina dockage for boats up to 34 feet, a private boat ramp, and on-site trailer parking with direct access to the Atlantic Ocean and Florida Bay. Resort-style amenities include two swimming pools, shaded gazebos, BBQ grilling areas, tennis courts, pickleball courts, and a waterfront sunset viewing area. If you're searching for a Key Largo waterfront condo, Florida Keys real estate investment, or a turnkey vacation property, this Tamarind Bay Club residence is a must-see. Schedule your private showing today and experience the ultimate Keys lifestyle.

104500 Overseas Hwy Unit APT B102, Key Largo
$2,400,000
3 Beds ⋅ 3 Baths ⋅ 621111 MLS
**SELLER FINANCING AVAILABLE** WELCOME TO THIS EXCEPTIONAL FULLY REMODELED WATERFRONT HOME, WHERE MODERN LUXURY MEETS FUNCTIONALITY. NO DETAIL WAS OVERLOOKED AND NO EXPENSE WAS SPARED IN TRANSFORMING THIS PROPERTY INTO A TRUE WATERFRONT SHOWPIECE. THE OVERSIZED, LOW-MAINTENANCE LOT IS SECURELY ENCLOSED BY A 6-FOOT METAL GATE AND OFFERS PAVED PARKING FOR 10+ VEHICLES. THE BEAUTIFULLY FINISHED YARD FEATURES PREMIUM ASTRO TURF, A BRAND-NEW POOL WITH WATER HEATER, AND A 2024 CONCRETE DOCK WITH A NEW 20,000-LB BOAT LIFT AND NEW OUTDOOR KITCHEN. THE SOLID-CONCRETE HOME, INCLUDING THE ROOF, HAS BEEN COMPLETELY UPDATED WITH BRAND-NEW IMPACT WINDOWS AND DOORS, PLUMBING, ELECTRICAL, AND HIGH-END FINISHES THROUGHOUT. CUSTOM BUILT-INS IN EVERY CLOSET PROVIDE EXCEPTIONAL STORAGE AND FUNCTIONALITY. EVERYTHING HAS BEEN THOUGHTFULLY DESIGNED. TO COMPLETE THIS IMPRESSIVE WATERFRONT PROPERTY. THIS IS A RARE OPPORTUNITY TO OWN A TURNKEY WATERFRONT HOME WITH PREMIUM UPGRADES THROUGHOUT.

1502 Shaw Dr, Key Largo
$2,350,000
5 Beds ⋅ 5 Baths ⋅ 621107 MLS
Welcome to 4 Palmas -- Your Ultimate Key Largo Retreat! Built in 2016, this custom 5BD/4.5BA waterfront home offers over 5,600 sq. ft. of total indoor-outdoor living! Designed for entertaining, the home features two primary suites (one on each level), 3 living rooms, two bars, an elevator, and 4 private balconies. Step outside to your private tropical oasis complete with a heated pool, expansive sun deck, and covered patio featuring a full outdoor kitchen. Boaters will love the 50 ft. dock on a wide canal with quick ocean and bay access, plus a floating dock for easy launching from you kayak, skiff or jet ski. Whether you're looking for a luxury residence, vacation escape, or premium rental property, 4 Palmas has it all!

117 La Paloma Rd, Key Largo
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