Village at Hawks Cay (61.0) Homes with FHA Finance Terms

Welcome to the Village at Hawks Cay, a picturesque subdivision nestled in the heart of Duck, Florida, in Monroe County. This enchanting community is a hidden gem, offering residents the perfect blend of tranquil island living and modern conveniences. Surrounded by the stunning natural beauty of the Florida Keys, the Village at Hawks Cay is not just a place to live; it’s a lifestyle.

The homes in this charming subdivision cater to a variety of tastes and preferences, featuring a range of architectural styles and layouts that are ideal for families, retirees, and everyone in between. With the added benefit of FHA financing options, potential homeowners can take advantage of accessible financial terms, making it easier than ever to secure your dream home in this idyllic setting.

Imagine waking up to the gentle sounds of the ocean and enjoying your morning coffee on a sun-kissed patio. The Village at Hawks Cay offers residents easy access to pristine beaches, lush parks, and a plethora of recreational activities, from boating to fishing and everything in between. The community is designed to foster a sense of belonging, with friendly neighbors and a welcoming atmosphere that invites you to unwind and enjoy life at a slower pace.

Whether you’re seeking a vacation home or a permanent residence, the Village at Hawks Cay is the perfect place to call home. With its stunning surroundings, friendly community, and FHA financing options, this subdivision is ready to welcome you to your new life in paradise. Don’t miss your chance to explore all that Village at Hawks Cay has to offer!

Newest Village at Hawks Cay (61.0) Homes with FHA Finance Terms

$1,149,000

3 Beds ⋅ 3 Baths ⋅ 620778 MLS

Experience the best of the Duck Key lifestyle in this beautifully updated 3-bedroom, 2.5-bath waterfront villa at the world-renowned Hawks Cay Resort. INCLUDES BOAT SLIP. Offering 1,320 square feet of living space, a metal roof, impact-resistant windows and doors, and a deeded 35-foot boat slip directly behind the residence, this property combines effortless waterfront living with exceptional turnkey investment potential. The open concept first floor features a new kitchen with quartz countertops, updated flooring, fresh interior paint, a powder room, and a conveniently located guest bedroom. Sliding glass doors frame the water views and open to a private rear porch overlooking the canal, the perfect place to relax while keeping your boat just steps away. Upstairs, you will find hallway laundry and two spacious bedrooms, each with its own private porch. The large primary suite includes an updated bathroom with a walk-in shower, while the private porch offers gorgeous views across Lake Lucille and the gin-clear waters of Duck Key. The deeded 35-foot boat slip is located directly behind the villa, offering exceptional convenience and quick access to the open water. The property is enrolled with the Hawks Cay Rental Program, holds a transient rental license, and is currently managed by Hawks Cay Resort with an established rental history. Enrollment in the Hawks Cay Rental Management Program provides access to an impressive collection of resort amenities, including multiple pools, a saltwater lagoon, marina services, waterfront dining, Calm Waters Spa, fitness facilities, tennis and pickleball courts, watersports, fishing excursions, and family-friendly activities. Offered fully turnkey, this is an outstanding opportunity to own an updated waterfront retreat, income-producing vacation rental, or combination of both in one of the Florida Keys' premier resort communities.

7044 Harbor Village Dr, Duck Key

$680,000

2 Beds ⋅ 2 Baths ⋅ 617778 MLS

Hawks Cay Resort Villa - Luxury, Lifestyle & Investment Potential. NIGHTLY RENTALS ALLOWED. This beautiful 2-bedroom, 1.5-bathroom end-unit villa is your gateway to paradise in the highly desirable Hawks Cay Resort. Perfectly positioned for both personal enjoyment and income generation, this property offers the best of both worlds: a tropical retreat and a savvy investment. • Prime Location: End-unit villa in Hawks Cay Resort, one of the Florida Keys' most sought-after destinations. • Upgraded Features: Impact windows & doors, metal roof, tile throughout, stainless steel appliances, and granite countertops. • Turnkey Condition: ready for immediate income generation or personal enjoyment. • Proven Performance: Comes with an outstanding rental history, making it an ideal short-term rental investment. • Nightly Rentals Allowed: Flexibility to maximize occupancy and income potential. Tax Advantages;: Owning a short-term rental property has never been more financially attractive. The recently passed legislation provides powerful tax incentives for STR owners: • 100% Bonus Depreciation Restored: Investors can immediately expense qualifying assets like appliances, furnishings, and renovations—accelerating deductions and reducing taxable income. • Permanent 20% Qualified Business Income (QBI) Deduction: Structured as an LLC or S-Corp, owners can deduct up to 20% of qualified rental income annually, boosting long-term profitability. • 1031 Exchanges Protected: Investors can continue deferring capital gains when swapping properties, preserving portfolio flexibility. • Enhanced SALT Cap: Raised from $10,000 to $40,000, making high-tax states more attractive for STR investment. These provisions mean better cash flow, faster growth, and stronger ROI for savvy investors who act now. Imagine waking up to the serene beauty of the Florida Keys, enjoying resort amenities, and knowing villa is working for you even when you're away.

5110 Sunset Village Dr, Duck Key

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