Sombrero Bch Village (49.5) Homes with FHA Finance Terms

Sombrero Bch Village (49.5) Homes with FHA Finance Terms

Welcome to Sombrero Beach Village, a picturesque subdivision nestled in the heart of Marathon, Florida, within Monroe County. This charming community is renowned for its stunning coastal views, serene atmosphere, and vibrant lifestyle, making it a perfect haven for families, retirees, and anyone looking to embrace the laid-back Florida Keys way of life.

Sombrero Beach Village boasts a variety of beautifully designed homes that cater to diverse tastes and budgets. Many of these residences are eligible for FHA financing, making it easier for potential homeowners to secure their dream property without the usual financial hurdles. This financing option is particularly appealing for first-time buyers, as it allows for lower down payments and more flexible credit requirements, opening the door to homeownership in this idyllic setting.

The community is just a stone's throw away from the pristine beaches that Marathon is famous for, offering residents easy access to sun-soaked days of swimming, snorkeling, and beachcombing. Additionally, Sombrero Beach Village is conveniently located near local shops, restaurants, and recreational activities, ensuring that everything you need is within reach.

Imagine waking up to the gentle sound of ocean waves and spending your days exploring the natural beauty of the Florida Keys. Whether you’re looking for a cozy vacation home or a permanent residence, Sombrero Beach Village offers a unique opportunity to live the coastal dream. Don’t miss your chance to become a part of this thriving community—your slice of paradise awaits!

Newest Sombrero Bch Village (49.5) Homes with FHA Finance Terms

$1,635,000
2 Beds 2 Baths 620395 MLS
Located in Marathon's desirable Sombrero area, this waterfront home combines immediate boating access, thoughtfully designed outdoor living, and close proximity to Sombrero Beach. The property offers 76 feet of waterfront, a 40-foot dock, and immediate access to open water--an ideal setup for fishing, diving, or simply enjoying life on the water. When you're not on the boat, Sombrero Beach is just moments away. Recent improvements totaling more than $300,000 have transformed the outdoor spaces into an extension of the home. A custom pool and spa with sun shelf, travertine decking, outdoor grilling and bar area, updated landscaping, extensive landscape lighting, multiple covered and screened patios, and a metal roof installed in 2021 are among the property's notable upgrades. A climate-controlled 500-square-foot lower-level bonus area provides additional flexible space for storage, recreation, hobbies, or a home gym. The property has also proven itself as a highly successful vacation rental, with 2026 year-to-date income and existing future bookings already exceeding $100,000 net to the owner. The assumable flood insurance policy, currently just $1,289 per year, further enhances the property's appeal. Looking ahead, existing architectural plans provide the opportunity to add three additional bedrooms, creating a five-bedroom home and further maximizing this sought-after Sombrero Beach location. Enjoy the home as it is today, with its proven rental performance, while retaining the option to expand in the future. Immediate boating access, proximity to Sombrero Beach, thoughtfully designed outdoor living, proven rental performance, and future expansion potential come together in a property that offers the best of Keys living.

540 Sombrero Beach Rd, Marathon

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