Mates Beach (28.5) Homes with FHA Finance Terms

Mates Beach (28.5) Homes with FHA Finance Terms

Welcome to Mates Beach, a hidden gem nestled in the heart of Little Torch, Florida, within the picturesque Monroe County. This charming subdivision offers a unique blend of serene coastal living and vibrant community spirit, making it an ideal destination for those seeking a slice of paradise.

Mates Beach is renowned for its stunning waterfront properties, where residents can enjoy breathtaking views of the Gulf of Mexico. Imagine waking up to the gentle sound of waves lapping against the shore, with the sun casting a golden hue over the horizon. This idyllic setting is perfect for families, retirees, and anyone in between who dreams of a laid-back lifestyle surrounded by natural beauty.

The homes in Mates Beach are not only beautiful but also accessible, with FHA financing options available for qualified buyers. This means that owning your dream home in this coastal haven is within reach, allowing you to invest in your future while enjoying the abundant recreational activities that the area has to offer. From boating and fishing to relaxing on the beach, there’s something for everyone in this vibrant community.

With its close-knit atmosphere, Mates Beach fosters a sense of belonging, where neighbors become friends and community events bring everyone together. Whether you’re looking to build a family legacy or simply want a peaceful retreat, Mates Beach is the perfect place to call home. Embrace the coastal lifestyle and explore the opportunities that await you in this enchanting subdivision today!

Newest Mates Beach (28.5) Homes with FHA Finance Terms

$745,000
2 Beds ⋅ 2 Baths ⋅ 621174 MLS
This canal-front home offers the perfect blend of comfort, convenience, and the laid-back Florida Keys lifestyle. Located on a corner lot and built with durable CBS construction. This home features a spacious open floor plan, exceptional outdoor living, and direct boating access to Pine Channel. The outdoor amenities are truly a boater's dream. A brand-new 60-foot dock with boat slip, 17,000-lb. boat lift, and fish cleaning station provides everything you need to enjoy life on the water. The canal is ideal for an afternoon swim or snorkel, and you can watch parrotfish, snappers, and other marine life right from your dock. The Atlantic Ocean is only a two-minute boat ride away, offering quick access to world-class boating and fishing. Back at home, the large chickee hut creates the perfect setting for relaxing, entertaining, and enjoying outdoor BBQs. With the expansive dock and waterfront setting, the indoor/outdoor lifestyle this property offers is hard to beat. Inside, the spacious open floor plan is designed for entertaining and everyday living. Wood-plank ceilings and tile flooring run throughout the home, creating a warm and inviting Keys-inspired feel. The bathrooms have been updated with tile work throughout. For added storm protection and peace of mind, the home features CBS construction, a metal roof, and accordion shutters. Centrally located on Little Torch Key, this property is approximately 28 miles from Key West and 20 miles from Marathon. Just around the corner, Kiki's Sandbar offers food, drinks, and waterfront dining, while a grocery store and public boat ramp are only about five minutes away. Whether you're looking for a full-time residence, vacation getaway, or the perfect home base for enjoying the water, this property delivers the best of Florida Keys living. Call today to schedule your private showing! **Professional Photos Coming Mid September once tenant leaves**

28441 Meyer Ave, Little Torch
$640,000
3 Beds ⋅ 2 Baths ⋅ 620463 MLS
A Classic Keys Boating Cottage! Exceptional value for a 3 bedroom 2 bath waterfront home in the Lower Keys! With 60' of seawall, enjoy easy boating access to nearby hot spots in the gulf and ocean side. The State Road 4a boat ramp is just a few doors away which is so convenient to launch your boat. Plenty of parking out front and room for a pool. Featuring laminate floors, a dedicated laundry space, on demand hot water heater and a large pantry storage closet.

711 State Road Unit 4A, Little Torch
$699,000
2 Beds ⋅ 1 Baths ⋅ 620354 MLS
Welcome to 629 Powell Drive in Little Torch Key, the lowest-priced fully stilted CBS home currently available in the Lower Florida Keys. This elevated 2-bedroom, 1-bath canal-front home offers the ideal combination of affordability, boating access, and island living. Built for peace of mind, the home features a 2018 metal roof, accordion shutters on the doors, and panel shutters for the windows. Relax on the spacious east-facing porch, perfectly positioned to capture the prevailing trade winds while enjoying peekaboo open water views and cooler afternoon temperatures. Situated on a generous 7,400-square-foot lot, the property offers a huge paver driveway with ample room for multiple boats, trailers, RVs, and guests. The backyard provides plenty of space for a resort-style pool, creating the ultimate Keys retreat. Boaters will appreciate the deep, clean canal, concrete dock, and quick ocean access through Pine Channel, offering outstanding fishing, diving, and snorkeling opportunities. Downstairs, a massive enclosed storage area provides plenty of room for all your gear and water toys. Located in a desirable waterfront neighborhood with a community boat ramp and within walking distance of one of the Lower Keys' most popular waterfront tiki bars, this property delivers everything buyers love about the Florida Keys lifestyle at an exceptional value.

629 Powell Ave, Little Torch
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