Lower Mat Bch (74.0) Homes with FHA Finance Terms

Welcome to Lower Mat Beach, a hidden gem nestled in the heart of Islamorada, Florida, within the picturesque Monroe County. This charming subdivision is the epitome of tropical living, offering stunning waterfront views, a laid-back lifestyle, and a close-knit community vibe that makes it the perfect place to call home.

Lower Mat Beach boasts a diverse selection of homes that cater to various tastes and preferences, from cozy beach cottages to more expansive waterfront properties. Residents enjoy easy access to the pristine waters of the Florida Keys, making it an ideal spot for fishing, boating, and other water activities. The lush landscapes and serene surroundings create a tranquil atmosphere where you can unwind and soak up the sun.

One of the standout features of Lower Mat Beach is the availability of homes that qualify for FHA financing. This means that first-time homebuyers and those looking to invest in a slice of paradise can take advantage of more accessible financing options. With lower down payment requirements and competitive interest rates, owning a piece of this idyllic community is within reach for many.

In addition to its beautiful homes, Lower Mat Beach is conveniently located near local shops, restaurants, and recreational activities, ensuring that residents have everything they need just a stone's throw away. Whether you’re looking for a permanent residence or a vacation getaway, Lower Mat Beach offers a unique blend of comfort, community, and coastal charm. Come discover your dream home in this enchanting slice of the Florida Keys!

Newest Lower Mat Bch (74.0) Homes with FHA Finance Terms

$999,999

3 Beds ⋅ 3 Baths ⋅ 621101 MLS

This waterfront home offers 36 feet of dockage and a beautifully renovated interior designed for effortless Keys living. Thoughtfully updated and tastefully decorated, the home is move-in ready and ideal for full time living or weekend getaway. The layout is exceptionally well-suited for hosting and entertaining, with two bedrooms and two bathrooms on the main living level, and a large separate guest suite and bonus area on the lower level providing privacy and flexibility. Enjoy peaceful views from the screened-in porch, perfectly positioned to capture a straight, open view down the canal, while the spacious backyard offers plenty of room to relax, entertain, and a blank canvas to further enhance your outdoor living experience to your liking. Boaters will appreciate quick access to the ocean, with a beautiful sandbar/beach nearby, perfect for anchoring up for a day of sun, as well as convenient routes to the bay via Channel 2 or Channel 5 bridges. Additional features include a rare garage space, ideal for storing a golf cart, jet skis, and gear while keeping everything protected from the elements.Located on Lower Matecumbe Key, this property provides a walkable Keys lifestyle. Stroll down to the fishing pier to catch dinner and take in a sunset view or hop in the golf cart and ride down to the locals favorite, Habanos restaurant and their new tapas bar right on the ocean for dining and drinks. This is a must-see waterfront opportunity combining comfort, functionality, and the best of island living.

100 Iroquois Dr Unit Unit 5, Islamorada

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