Cudjoe Ocean Shores (23.0) Homes with FHA Finance Terms

Welcome to Cudjoe Ocean Shores, a picturesque subdivision nestled in the heart of Cudjoe, Florida, within the stunning Monroe County. This charming community is a hidden gem, offering residents the tranquil lifestyle of coastal living while still being conveniently located near the vibrant attractions of the Florida Keys.

Cudjoe Ocean Shores is renowned for its serene atmosphere and breathtaking views of the surrounding waters. Here, you'll find a diverse selection of homes that cater to a variety of lifestyles, from cozy single-family residences to spacious waterfront properties. The architectural styles reflect the laid-back elegance of Florida living, with many homes featuring open floor plans, expansive decks, and lush tropical landscaping.

One of the standout features of Cudjoe Ocean Shores is the accessibility of FHA financing options for potential homeowners. This means that if you're looking to make your dream of owning a home in this idyllic community a reality, you can take advantage of favorable financing terms. FHA loans are designed to make homeownership more attainable, especially for first-time buyers, allowing you to secure a home with a lower down payment and more flexible credit requirements.

Living in Cudjoe Ocean Shores means embracing a lifestyle filled with outdoor adventures, from boating and fishing to kayaking in the crystal-clear waters. With its close-knit community feel and stunning natural surroundings, Cudjoe Ocean Shores is not just a place to live; it’s a place to thrive. Come and explore the endless possibilities that await you in this enchanting subdivision!

Newest Cudjoe Ocean Shores (23.0) Homes with FHA Finance Terms

$1,349,000

3 Beds ⋅ 2 Baths ⋅ 620916 MLS

Look no further--this exceptional property truly has it all. This beautifully maintained CBS home boasts open-water views and is situated on an oversized lot on an extra-wide, deep canal, great for bigger boats, and just three houses in from the end. You'll be up on plane in seconds, with unparalleled boating access to both the Atlantic and Gulf. Ideally located closest to the premier backcountry of the Lower Florida Keys, this is the perfect property for the fishing and diving enthusiasts and still only 20 minutes to Key West. Built by Tom Ryan Construction, this solid CBS 3-bedroom 2-bath home is almost 1,300 square feet, and has a spacious, open feel, created by the thoughtful layout and vaulted ceilings in the main living area. The kitchen features granite countertops, a convenient breakfast bar, and a dedicated dining area, making it ideal for both everyday island living and entertaining. The primary suite has a walk in closet and french doors leading out to the porch, while the second bedroom has a pocket door creating another convenient ensuite for guests. Most days you'll enjoy outdoor dining or cocktails and the relaxed island life from the covered, screened porch overlooking the canal with open water views of Kemp Channel. The views continue into the primary suite and kitchen, offering a beautiful waterfront backdrop throughout the home. The lower enclosure provides plenty of space for a vehicle, workshop, and storage. Two 500-gallon cisterns provide ample water for maintaining the lush tropical landscaping. The solid concrete step down seawall features davits each with a 5,500 lift capacity. This property is the ideal location to be able to spend a stellar day on the water, then head to Key West to one of the many fabulous restaurants for dinner, and finish the evening listening to live music or take in a show at one of our unique boutique theaters. You can have it all.

23057 Bluegill Ln, Cudjoe

$1,575,000

3 Beds ⋅ 2 Baths ⋅ 618413 MLS

The Best Boating Access in the Lower Keys, hands down!!! The 'Island Life' awaits you in this stunning well thought out custom designed canal front property. This solid CBS home, nestled in lush tropical landscaping, features 3 bedrooms and 2 baths on an oversized 10,200 sq.ft. lot located in the tranquil setting of sought after Cudjoe Ocean Shores. This subdivision is extremely desirable due to the generous spacing between homes, as well as having the best boating access to BOTH the Atlantic and Gulf via Kemp Channel. Kemp is one of the deeper easier channels to navigate to the Gulf and has a much higher bridge clearance to get under US 1 for quick access to the Atlantic. This combined with having 85' of canal frontage on an extra wide canal with lots of room to maneuver, makes this property perfect for bigger boats. The luxurious tongue and groove western red cedar lined ceilings carry through to the exterior porch and soffit. High end red Burch cabinets, granite counters, and Italian travertine flooring compliment the cathedral ceilings perfectly. The pocket style sliders allow you to open the entire living area up to the covered porch to create an even grander feel. The gourmet kitchen offers a Sub Zero 156 bottle wine cooler with 2 temperature zones in addition to top of the line appliances such as Bosch, and kitchen Aid. The split floor plan is ideal for added privacy. All bedrooms have 9' ceilings and cedar lined closets w/custom shelving while the baths feature granite counters on solid maple vanities with Alinea True Color Cosmetic light fixtures. Throughout this home you'll find gorgeous custom tile and marble work top shelf hardware and fixtures. This home also has a 36 KW whole house generator, a 1,200 lb. cargo elevator lift, a 17,000 lb. boat lift, and a circular paver driveway. No expense was spared!! Across from government-owned land, ensuring additional privacy and a naturally tranquil setting.

22865 Redfish Ln, Cudjoe

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